Common use of Additional Transaction Limitations Clause in Contracts

Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account are disclosed separately in the “Rate Addendum and Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. Fees for overdrawing your account may be imposed on each check, draft, item, ATM transaction and onetime debit transaction (if member has consented to overdraft protection plan for ATM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Schedule of Fees and Charges” for current fee information. For ATM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Certificate Accounts

Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account (excluding incidentals) are disclosed separately in the “Rate Addendum and Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. The Fee Schedule is not intended to be a complete list of all fees and charges. Other incidental fees and charges may apply for special or unusual services and may be disclosed you at the time of service. Fees for overdrawing your account may be imposed on each check, draft, item, ATM ATM/ITM transaction and onetime debit transaction (if member has consented to overdraft protection plan for ATM ATM/ITM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Schedule of Fees and Charges” for current fee information. For ATM ATM/ITM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Certificate AccountsAccounts Rate Information. The dividend rate and annual percentage yield (“APY”) on your certificate account is set forth in the “Rate Addendum and Schedule of Fees and Charges.” The dividend rate and APY are fixed and will be in effect for the term of the account.  Some special or promotional accounts are Tiered Rate accounts. See the “Rate Addendum and Schedule of Fees and Charges” for Tiered Rate balance information. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Dividend Period. For each account the dividend period is the account’s term. The dividend period begins on the first day of the term and ends on the maturity date. Dividend Compounding and Crediting. Dividends are compounded monthly and credited monthly on the anniversary date. The dividend period, compounding frequency and the crediting frequency for all accounts are shown in the “Rate Addendum and Schedule of Fees and Charges.” If you close your account before dividends are credited, you will receive the accrued dividends.

Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account are disclosed separately in the “Rate Addendum and Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. Fees for overdrawing your account may be imposed on each check, draft, item, ATM transaction and onetime debit transaction (if member has consented to overdraft protection plan for ATM and one-one time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Schedule of Fees and Charges” for current fee information. For ATM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Certificate Accountsremain on deposit until maturity. A withdrawal of dividends will reduce earnings. Dividend Period. For each account the dividend period is the account’s term. The dividend period begins on the first day of the term and ends on the maturity date. Dividend Compounding and Crediting. The compounding and crediting frequency of dividends and dividend period applicable to each account are stated in the “Rate Addendum and Schedule of Fees and Charges.” Dividends will be added to the principal unless otherwise requested by you in writing. Dividends will not be paid during grace period if not renewed.

Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account are disclosed separately in the “Rate Addendum and Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. The Fee Schedule is not intended to be a complete list of all fees and charges. Other incidental fees and charges may apply for special or unusual services and may be disclosed you at the time of service. Fees for overdrawing your account may be imposed on each check, draft, item, ATM ATM/ITM transaction and onetime debit transaction (if member has consented to overdraft protection plan for ATM ATM/ITM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Schedule of Fees and Charges” for current fee information. For ATM ATM/ITM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Certificate AccountsAccounts Rate Information. The dividend rate and annual percentage yield (“APY”) on your certificate account is set forth in the “Rate Addendum and Schedule of Fees and Charges.” The dividend rate and APY are fixed and will be in effect for the term of the account.  Some special or promotional accounts are Tiered Rate accounts. See the “Rate Addendum and Schedule of Fees and Charges” for Tiered Rate balance information. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Dividend Period. For each account the dividend period is the account’s term. The dividend period begins on the first day of the term and ends on the maturity date. Dividend Compounding and Crediting. Dividends are compounded monthly and credited monthly on the anniversary date. The dividend period, compounding frequency and the crediting frequency for all accounts are shown in the “Rate Addendum and Schedule of Fees and Charges.” If you close your account before dividends are credited, you will receive the accrued dividends.

Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven (7) days and up to 60 sixty (60) days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account account are disclosed separately in the “Rate Addendum and Fee Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. Fees for overdrawing your account may be imposed on each check, draft, item, ATM transaction and onetime one time debit transaction (if member has consented to overdraft protection plan for ATM and one-one time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft check or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Fee Schedule of Fees and Charges” for current fee information. For ATM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Fee Schedule. Certificate Accounts

Additional Transaction Limitations. The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. Other Fees and Charges. Any fees and charges applicable to your Account are disclosed separately in the “Rate Addendum and Schedule of Fees and Charges” provided in conjunction with these Agreements and Disclosures. The Fee Schedule is not intended to be a complete list of all fees and charges. Other incidental fees and charges may apply for special or unusual services and may be disclosed you at the time of service. Fees for overdrawing your account may be imposed on each check, draft, item, ATM ATM/ITM transaction and onetime debit transaction (if member has consented to overdraft protection plan for ATM ATM/ITM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the “Rate Addendum and Schedule of Fees and Charges” for current fee information. For ATM ATM/ITM and one-time debit transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the “Rate Addendum and Schedule of Fees and Charges.” Share Certificate AccountsAccounts Rate Information. The dividend rate and annual percentage yield (“APY”) on your certificate account is set forth in the “Rate Addendum and Schedule of Fees and Charges.” The dividend rate and APY are fixed and will be in effect for the term of the account. ❖ Some special or promotional accounts are Tiered Rate accounts. See the “Rate Addendum and Schedule of Fees and Charges” for Tiered Rate balance information. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Dividend Period. For each account the dividend period is the account’s term. The dividend period begins on the first day of the term and ends on the maturity date. Dividend Compounding and Crediting. Dividends are compounded monthly and credited monthly on the anniversary date. The dividend period, compounding frequency and the crediting frequency for all accounts are shown in the “Rate Addendum and Schedule of Fees and Charges.” If you close your account before dividends are credited, you will receive the accrued dividends.