Common use of Acts of Certificateholders Clause in Contracts

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 Governing Law.............................XIII-2 13.06 Notices...................................XIII-2 13.07 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 Successors and Assigns....................XIII-3 13.11 Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 Form of Class A Certificate EXHIBIT B-2 Form of Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA Loan Schedule EXHIBIT I Request for Release of Documents EXHIBIT J Form of Liquidation Report EXHIBIT K Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Agreement EXHIBIT N Spread Account Agreement Agreement dated as of August 31, 1997, among Marine Midland Bank, as trustee (the "Trustee"), The Money Store Inc., as Representative (the "Representative"), The Money Store Investment Corporation, as Seller (a "Seller") and as Servicer (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporation, the "Sellers"):

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 108 Section 11.06 Governing Law.............................XIII-2 13.06 Notices...................................XIII-2 13.07 Law ............................................................................ 109 Section 11.07 Notices .................................................................................. 109 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 Provisions ............................................................... 110 Section 11.09 Successors and Assigns....................XIII-3 13.11 Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification Assigns ................................................................... 110 Section 11.10 Article and Section Headings ............................................................. 110 Section 11.11 Counterparts ............................................................................. 110 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 Agencies ................................................................ 110 EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 and Class M Certificates Exhibit A-2 - Form of Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Certificates Exhibit A-3 - Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA of Class R Certificates Exhibit B - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E-1 - Form of Liquidation Report EXHIBIT K Transfer Affidavit pursuant to Section 860E(e)(4) Exhibit E-2 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M MultiTransferor Certificate Exhibit F-1 - Form of Transferor Representation Letter Exhibit F-2 - Form of Investor Representation Letter Exhibit F-3 - Form of Rule 144A Letter Exhibit G - Form of Custodial Agreement Exhibit H-1 - Servicing Agreement Exhibit I - Assignment Agreement Exhibit J - Mortgage Loan Purchase Agreement Exhibit K - Form Certification to Be Provided by the Master Servicer With Form 10-Party K POOLING AND SERVICING AGREEMENT This Pooling and Servicing Agreement EXHIBIT N Spread Account Agreement Agreement is dated as of August 311, 19972004 (the "Agreement"), among Marine Midland BankMERRILL LYNCH MORTGAGX XXXXXTXXX, INC., as depositor (the "Depositor"), WELLS FARGO BANK, NATXXXXX ASSOCIATION, as master servicer (in such capacity, the "Master Servicer") and as securities administrator (in such capacity, the "Securities Administrator") and WACHOVIA BANK, NATIONAL ASSOCIATION, as trustee (the "Trustee"), The Money Store Inc., as Representative (the "Representative"), The Money Store Investment Corporation, as Seller (a "Seller") and as Servicer (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporation, the "Sellers"):.

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 116 SECTION 10.06 Governing Law.............................XIII-2 13.06 ............................................. 117 SECTION 10.07 Notices...................................XIII-2 13.07 ................................................... 117 SECTION 10.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ................................ 117 SECTION 10.09 Successors and Assigns....................XIII-3 13.11 .................................... 118 SECTION 10.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification .............................. 118 SECTION 10.11 Counterparts.............................................. 118 SECTION 10.12 Notice to Rating Agencies...........XIII-5 13.14 ................................. 118 SECTION 10.13 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents Beneficiary................................... 118 SECTION 10.14 Additional Rights of SBA File EXHIBIT B-1 the NIMs Insurer..................... 118 Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates Exhibit A-2 - Form of Class M and Class B Certificate EXHIBIT Certificates Exhibit A-3 - Form of Class R Certificates Exhibit A-4 - Form of Class C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA Class P Certificates Exhibit B - Mortgage Loan Schedule EXHIBIT I Exhibit C - Form of MI Policy Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E-1 - Form of Liquidation Report EXHIBIT K Transfer Affidavit pursuant to Section 860E(e)(4) Exhibit E-2 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M MultiTransferor Affidavit Exhibit E-3 - Form of Transferor Certificate Exhibit F-1 - Form of Transferor Representation Letter Exhibit F-2 - Form of Investor Representation Letter Exhibit F-3 - Form of Rule 144A Letter Exhibit G - Form of Custodial Agreement Exhibit H - Servicing Agreements Exhibit I - Mortgage Loan Purchase Agreement Exhibit J - Assignment Agreements Exhibit K - Form Certification to be Provided by the Master Servicer with Form 10-Party Agreement EXHIBIT N Spread Account Agreement Agreement K Exhibit L-1 - Form of Class A-2 Cap Contract Exhibit L-2 - Form ox Xxxxx X-0 Xxx Xxxxxxxt Exhibit L-3 - Form of Subordinate Certificate Cap Contract Exhibit M-1 - Class A-2 One-Month LIBOR Cap Table Exhibit M-2 - Class A-3 One-Month LIBOR Cap Table Exhibit M-3 - Subordinate Certificate One-Month LIBOR Cap Table This POOLING AND SERVICING AGREEMENT (the "Agreement"), dated as of August 31October 1, 19972005, among Marine Midland BankMERRILL LYNCH MORTGAGE INVESTORS, INC., a Delaware corporation, as depxxxxxx (xxx "Depositor"), WACHOVIA BANK, NATIONAL ASSOCIATION, a national banking association, as trustee (the "Trustee")) and WELLS FARGO BANK, The Money Store Inc.N.A., a national banking association, as Representative master servxxxx (in such capacity, the "Representative"), The Money Store Investment Corporation, as Seller (a "SellerMaster Servicer") and as Servicer securities administrator (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationin such capacity, the "SellersSecurities Administrator"):).

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 116 Section 11.06 Governing Law.............................XIII-2 13.06 ...............................................117 Section 11.07 Notices...................................XIII-2 13.07 .....................................................117 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ..................................118 Section 11.09 Successors and Assigns....................XIII-3 13.11 ......................................118 Section 11.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification ................................118 Section 11.11 Counterparts................................................118 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents ...................................118 APPENDIX Appendix 1 - Calculation of SBA File EXHIBIT B-1 Class Y Principal Reduction Amount EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates Exhibit A-2 - Form of B-1, B-2, B-3 Certificates Exhibit A-3 - Form of Class B-0, X-0, X-0 Certificates Exhibit A-4 - Form of Class R Xxxxxxxxxxxx Exhibit B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement EXHIBIT N Spread Account Exhibit H-1 - Chevy Chase Servicing Agreement Exhibit H-2 - Countrywide Servicing Agreement Exhibit H-3 - EMC Servicing Agreement Exhibit H-4 - EverHome Servicing Agreement Exhibit H-5 - XxxxxXxxxx Xxxxxxxxx Xxxxxxxxx Xxxxxxx X-0 - XxxxxXxxxx Xxxxxxxxx Agreement Exhibit H-7 - Xxxxxxxxxx Xxxxxxxxx Xxxxxxxxx Xxxxxxx X-0 - Xxxxx Xxxxx Xxxxxxxxx Agreement Exhibit I - Assignment Xxxxement Exhibit J - Mortgage Loan Purchase Agreement Exhibit K - Form of Trustee Limited Power of Attorney POOLING AND SERVICING AGREEMENT Pooling and Servicing Agreement dated as of August 31July 1, 19972004, among Marine Midland Structured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"), JPMorgan Chase Bank, a New York banking corporation, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Wells Fargo Bank, National Association, as Representative master servicer (ix xxch capacity, the "RepresentativeMaster Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), The Money Store Investment and EMC Mortgage Corporation, as Seller seller (a in such capacity, the "Seller") and as Servicer company (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationin such capacity, the "SellersCompany"):).

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 104 Section 11.06 Governing Law.............................XIII-2 13.06 ...............................................................105 Section 11.07 Notices...................................XIII-2 13.07 .....................................................................105 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ..................................................105 Section 11.09 Successors and Assigns....................XIII-3 13.11 ......................................................106 Section 11.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification ................................................106 Section 11.11 Counterparts................................................................106 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 ...................................................106 EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates Exhibit A-2 - Form of Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Certificates Exhibit A-3 - Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA of Class R Certificates Exhibit B - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement EXHIBIT N Spread Account Exhibit H-1 to H-5 - Servicing Agreements Exhibit I - Assignment Agreements Exhibit J - Mortgage Loan Purchase Agreement POOLING AND SERVICING AGREEMENT ------------------------------- Pooling and Servicing Agreement dated as of August 31October 1, 19972001, among Marine Midland BankStructured Asset Mortgage Investments Inc., a Delaware corporation, as seller (the "Seller"), Bank One, National Association, a national banking association, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Wells Fargo Bank Mixxxxxta, National Association, as Representative master servicer (in such capacity, the "Representative"), The Money Store Investment Corporation, as Seller (a "SellerMaster Servicer") and as Servicer securities administrator (in such capacity, the "ServicerSecurities Administrator"), and The Money Store of New York, Inc. EMC Mortgage Corporation (individually, a "Seller" and, together with The Money Store Investment Corporation, the EMC"Sellers"):).

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 Governing Law.............................XIII-2 13.06 Notices...................................XIII-2 13.07 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 Successors and Assigns....................XIII-3 13.11 Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT 111 EXHIBITS AND SCHEDULES: ---------------------- Exhibit A Contents of SBA File EXHIBIT B-1 Form of Class A Certificate EXHIBIT B-2 Certificates (other than the Class A-R Certificate) .......................................A-1 Exhibit B Form of Class B Certificate EXHIBIT A-R Certificate...........................B-1 Exhibit C Principal and Interest Account Letter Agreement EXHIBIT Form of Subordinate Certificates........................C-1 Exhibit D [Omitted] EXHIBIT Form of Class X Certificates............................D-1 Exhibit E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA Loan Schedule EXHIBIT I of Reverse of Certificates.........................E-1 Exhibit F Request for Release of Documents EXHIBIT Documents........................F-1 Exhibit G-1 Form of Trustee's Initial Certification...............G-1-1 Exhibit G-2 Form of Trustee's Final Certification.................G-2-1 Exhibit G-3 Form of Receipt of Mortgage Note......................G-3-1 Exhibit H Form of Lost Note Affidavit.............................H-1 Exhibit I Form of ERISA Representation............................I-1 Exhibit J Form of Liquidation Report EXHIBIT Investment Letter...............................J-1 Exhibit K Form of Delinquency Report EXHIBIT Transferor Certificate..........................K-1 Exhibit L Servicer's Monthly Computer Tape Format EXHIBIT Form of Class A-R Certificate Transfer Affidavit........L-1 Exhibit M Multi-Party Form of Liquidation Report..............................M-1 Exhibit N Put Option Notice.......................................N-1 Exhibit O Form of Put and Call Agreement..........................O-1 Schedule I Mortgage Loan Schedule This Pooling and Servicing Agreement EXHIBIT N Spread Account Agreement Agreement is dated as of August 31December 1, 19972000 (the "Agreement"), among Marine Midland BankGREENWICH CAPITAL ACCEPTANCE, INC., as depositor (the "Depositor"), FIFTH THIRD MORTGAGE CORPORATION, as seller (the "Seller"), FIFTH THIRD BANK, as servicer (the "Servicer") and THE CHASE MANHATTAN BANK, as trustee (the "Trustee"), The Money Store Inc., as Representative (the "Representative"), The Money Store Investment Corporation, as Seller (a "Seller") and as Servicer (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporation, the "Sellers"):.

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 159 Section 11.06 Governing Law.............................XIII-2 13.06 .................................................160 Section 11.07 Notices...................................XIII-2 13.07 .......................................................160 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ....................................161 Section 11.09 Successors and Assigns....................XIII-3 13.11 ........................................161 Section 11.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification 161 Section 11.11 Counterparts..................................................161 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 .....................................161 EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 and Class X Certificates Exhibit A-2 - Form of Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Certificates Exhibit A-3 - Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA of Class R Certificates Exhibit B - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement EXHIBIT N Spread Account Exhibit H-1 to H-11 - Servicing Agreements Exhibit I - Assignment Agreements Exhibit J - Mortgage Loan Purchase Agreement POOLING AND SERVICING AGREEMENT ------------------------------- Pooling and Servicing Agreement dated as of August 31November 1, 19972004, among Marine Midland BankStructured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Xxxxx Fargo Bank, National Association, as Representative master servicer (in such capacity, the "RepresentativeMaster Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), The Money Store Investment and EMC Mortgage Corporation, as Seller seller (a in such capacity, the "Seller") and as Servicer company (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationin such capacity, the "SellersCompany"):).

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 116 Section 11.06 Governing Law.............................XIII-2 13.06 .........................................................................................117 Section 11.07 Notices...................................XIII-2 13.07 ...............................................................................................117 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ............................................................................118 Section 11.09 Successors and Assigns....................XIII-3 13.11 ................................................................................118 Section 11.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification ..........................................................................118 Section 11.11 Counterparts..........................................................................................118 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 .............................................................................118 EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates and Class X Certificates Exhibit A-2 - Form of Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Certificates Exhibit A-3 - Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA of Class R Certificates Exhibit B - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement EXHIBIT N Spread Account Exhibit H-1 to H-3 - Servicing Agreements Exhibit I - Assignment Agreements Exhibit J - Mortgage Loan Purchase Agreement POOLING AND SERVICING AGREEMENT Pooling and Servicing Agreement dated as of August 311, 19972004, among Marine Midland BankStructured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Wells Fargo Bank, Xxxxonal Association, as Representative master servicer (in such capacity, the "RepresentativeMaster Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), The Money Store Investment and EMC Mortgage Corporation, as Seller seller (a in such capacity, the "Seller") and as Servicer company (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationin such capacity, the "SellersCompany"):).

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 126 Section 11.06 Governing Law.............................XIII-2 13.06 ............................................................................127 Section 11.07 Notices...................................XIII-2 13.07 ..................................................................................127 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ...............................................................128 Section 11.09 Successors and Assigns....................XIII-3 13.11 ...................................................................128 Section 11.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification .............................................................128 Section 11.11 Counterparts.............................................................................128 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 ................................................................128 EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates and Class X Certificates Exhibit A-2 - Form of Class M Certificates and Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Certificates Exhibit A-3 - Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA of Class R Certificates Exhibit B - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement Exhibit H-1 to H-7 - Servicing Agreements Exhibit I - Assignment Agreements Exhibit J - Mortgage Loan Purchase Agreement Exhibit K - Form of Subsequent Mortgage Loan Purchase Agreement Exhibit L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Agreement EXHIBIT N Spread Account Agreement - Form of Subsequent Transfer Instrument POOLING AND SERVICING AGREEMENT Pooling and Servicing Agreement dated as of August 31December 1, 19972004, among Marine Midland BankStructured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Wells Fargo Bank, N.A., as Representative master servicer (in such capacity, the "RepresentativeMasxxx Xervicer") and as securities administrator (in such capacity, the "Securities Administrator"), The Money Store Investment and EMC Mortgage Corporation, as Seller seller (a in such capacity, the "Seller") and as Servicer company (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationin such capacity, the "SellersCompany"):).

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 112 Section 11.06 Governing Law.............................XIII-2 13.06 ............................................................................113 Section 11.07 Notices...................................XIII-2 13.07 ..................................................................................113 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 ...............................................................114 Section 11.09 Successors and Assigns....................XIII-3 13.11 ...................................................................114 Section 11.10 Article and Section Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification .............................................................114 Section 11.11 Counterparts.............................................................................114 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents ................................................................114 APPENDIX Appendix 1 - Calculation of SBA File EXHIBIT B-1 Class Y Principal Reduction Amount EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates Exhibit A-2 - Form of Class M, B-1, B-2, B-3 Certxxxxxxxx Xxxxbit A-3 - Form of Class B-4, B-5, B-6 Certxxxxxxxx Xxxxbit A-4 - Form of Class R Certificates Exhibit B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA - Mortgage Loan Schedule EXHIBIT I Exhibit C - [Reserved] Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement EXHIBIT N Spread Account Exhibit H-1 - Alliance Servicing Agreement Exhibit H-2 - Countrywide Servicing Agreement Exhibit I - Assignment Agreement Exhibit J - Mortgage Loan Purchase Agreement POOLING AND SERVICING AGREEMENT ------------------------------- Pooling and Servicing Agreement dated as of August 31December 1, 19972003, among Marine Midland Structured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"), JPMorgan Chase Bank, a New York banking corporation, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Wells Fargo Bank Mxxxxxota, National Association, as Representative master servicer (in such capacity, the "RepresentativeMaster Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), The Money Store Investment and EMC Mortgage Corporation, as Seller seller (a in such capacity, the "Seller") and as Servicer company (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationin such capacity, the "SellersCompany"):).

Acts of Certificateholders. XIII-1 13.02 Amendment..................................................................................XIII-1 13.03 Recordation of Agreement....................................................XIII-2 13.04 Duration of Agreement..........................................................XIII-2 13.05 Governing Law..........................................................................XIII-2 13.06 Notices......................................................................................XIII-2 13.07 Severability of Provisions................................................XIII-3 13.08 No Partnership........................................................................XIII-3 13.09 Counterparts............................................................................XIII-3 13.10 Successors and Assigns........................................................XIII-3 13.11 Headings....................................................................................XIII-4 13.12 Paying Agent............................................................................XIII-4 13.13 Notification to Rating Agencies......................................XIII-5 13.14 Third Party Rights................................................................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 Form of Class A Certificate EXHIBIT B-2 Form of Class M Certificate EXHIBIT B-3 Form of Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] Form of Letter of Credit EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA Loan Schedule EXHIBIT I Request for Release of Documents EXHIBIT J Form of Liquidation Report EXHIBIT K Form of Delinquency Report EXHIBIT L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party Agreement EXHIBIT N Spread Account Agreement EXHIBIT O Form of Transferee Letter Agreement dated as of August 31February 28, 19971999, among HSBC Bank USA (f/k/a Marine Midland Bank), as trustee (the "Trustee"), The Money Store Inc., as Representative (the "Representative"), The Money Store Investment Corporation, as Seller (a "Seller") and as Servicer (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporation, the "Sellers"):

Acts of Certificateholders. XIII-1 13.02 Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 115 Section 11.06 Governing Law.............................XIII-2 13.06 Notices...................................XIII-2 13.07 Law ................................................................. 116 Section 11.07 Notices ....................................................................... 116 Section 11.08 Severability of Provisions................XIII-3 13.08 No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 Provisions .................................................... 117 Section 11.09 Successors and Assigns....................XIII-3 13.11 Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification Assigns ........................................................ 117 Section 11.10 Article and Section Headings .................................................. 117 Section 11.11 Counterparts .................................................................. 117 Section 11.12 Notice to Rating Agencies...........XIII-5 13.14 Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 Agency ....................................................... 117 EXHIBITS Exhibit A-1 - Form of Class A Certificate EXHIBIT B-2 Certificates Exhibit A-2 - Form of Class M Certificates Exhibit A-3 - Form of Class B-IO Certificates Exhibit A-4 - Form of Class R Certificates Exhibit B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions - Mortgage Loan Schedule Exhibit C-1 - Form EXHIBIT F-1 of Initial Certification EXHIBIT F-2 Exhibit C-2 - Form of Interim Certification Exhibit C-3 - Form of Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA Loan Schedule EXHIBIT I Exhibit D - Request for Release of Documents EXHIBIT J Exhibit E - Form of Liquidation Report EXHIBIT K Affidavit pursuant to Section 860E(e)(4) Exhibit F-1 - Form of Delinquency Report EXHIBIT Investment Letter Exhibit F-2 - Form of Rule 144A and Related Matters Certificate Exhibit G - Form of Custodial Agreement Exhibit H - List of Servicers and Servicing Agreements Exhibit I - Mortgage Loan Purchase Agreement Exhibit J - Certificate of Trust Exhibit K - 1998-1 Mortgage Loans Mortgage File Exhibit L Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party - Notice of Exercise of Optional Securities Purchase Right TRUST, POOLING AND SERVICING AGREEMENT Trust, Pooling and Servicing Agreement EXHIBIT N Spread Account Agreement Agreement (this "Agreement"), dated as of August 31March 1, 19972003, among Marine Midland BankStructured Asset Mortgage Investments Inc., a Delaware corporation, as seller (the "Seller"), Deutsche Bank National Trust Company, a national banking association, not in its individual capacity but solely as trustee (the "Trustee"), The Money Store Inc.Deutsche Bank Trust Company Delaware, a Delaware banking corporation, not in its individual capacity but solely as Representative Delaware trustee (the "RepresentativeDelaware Trustee"), The Money Store Investment CorporationXxxxx Fargo Bank Minnesota, National Association, a national banking association, as Seller master servicer (a in such capacity, the "SellerMaster Servicer") and as Servicer securities administrator (in such capacity, the "ServicerSecurities Administrator"), and The Money Store of New YorkXxxxxxxxx Mortgage Home Loans, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporation, the Xxxxxxxxx"Sellers"):).

Acts of Certificateholders. XIII-1 13.02 62 Section 12.06. Calculations.................................................................63 Section 12.07. Assignment or Delegation by Trust Depositor..................................63 Section 12.08. Amendment.................................XIII-1 13.03 Recordation of Agreement..................XIII-2 13.04 Duration of Agreement.....................XIII-2 13.05 ....................................................................63 Section 12.09. Notices......................................................................64 Section 12.10. Merger and Integration.......................................................66 Section 12.11. Headings.....................................................................66 Section 12.12. Governing Law.............................XIII-2 13.06 Notices...................................XIII-2 13.07 Severability of Provisions................XIII-3 13.08 ................................................................66 Section 12.13. No Partnership............................XIII-3 13.09 Counterparts..............................XIII-3 13.10 Successors and Assigns....................XIII-3 13.11 Headings..................................XIII-4 13.12 Paying Agent..............................XIII-4 13.13 Notification to Rating Agencies...........XIII-5 13.14 Insolvency Petition.......................................................66 Section 12.14. Third Party Rights........................XIII-5 EXHIBIT INDEX EXHIBIT A Contents of SBA File EXHIBIT B-1 Beneficiary......................................................66 Section 12.15. No Additional Securities.....................................................66 Section 12.16. No Additional Indebtedness by the Trust Depositor............................66 Exhibit A-l -- Form of Certificate for Motorcycle Contracts [_____] Grantor Trust Class A Certificate EXHIBIT B-2 Certificates Exhibit A-2 -- Form of Certificate for Motorcycle Contracts [_____] Grantor Trust Class B Certificate EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] EXHIBIT E [Omitted] EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 Initial Certification EXHIBIT F-2 Final Certification EXHIBIT G [Omitted] EXHIBIT H SBA Loan Schedule EXHIBIT I Request for Release of Documents EXHIBIT J Certificates Exhibit B -- Form of Liquidation Report EXHIBIT K Assignment Exhibit C-1 -- Form of Delinquency Report EXHIBIT L Closing Certificate of Trust Depositor Exhibit C-2 -- Form of Closing Certificate of Servicer's Monthly Computer Tape Format EXHIBIT M Multi/Seller Exhibit D-1 -- Form of Opinion of Counsel for Trust Depositor regarding general corporate matters (including perfection opinion) Exhibit D-2 -- Form of Opinion of Counsel for Trust Depositor regarding the "true sale" nature of the transaction Exhibit D-3 -- Form of Opinion of Counsel for Trust Depositor regarding non-Party Agreement EXHIBIT N Spread consolidation Exhibit E -- Form of Reserve Account Agreement Exhibit F -- Form of Certificate of Servicing Officer Exhibit G -- Form of Certificate Regarding Repurchased Contracts Exhibit H -- [Reserved] Exhibit I -- List of Contracts Exhibit J -- Form of Monthly Report to Certificateholders Exhibit K -- Seller's Representations and Warranties Exhibit L -- Lockbox Bank and Lockbox Account Exhibit M -- Form of Contract Stamp Exhibit N -- Form of Subsequent Transfer Agreement This Agreement, dated as of August 31[_____], 1997is made by and among Eaglemark Customer Funding Corporation-[___], among Marine Midland a Nevada corporation (the "Trust Depositor"), Eaglemark, Inc., a Nevada corporation, as Servicer (in such capacity, the "Servicer") and Xxxxxx Trust and Savings Bank, an Illinois banking corporation ("Xxxxxx") not in its individual capacity but solely as trustee Trustee (in such capacity, the "Trustee"), The Money Store Inc., as Representative ) of Eaglemark Trust [_____] (the "RepresentativeTrust"), The Money Store Investment Corporation, as Seller (a "Seller") . In consideration of the premises and as Servicer (the "Servicer"), and The Money Store of New York, Inc. (individually, a "Seller" and, together with The Money Store Investment Corporationmutual agreements hereinafter set forth, the "Sellers"):Trust Depositor, the Servicer and the Trustee agree as provided herein:

Acts of Certificateholders. XIII-1 13.02 Amendment..................................................................................XIII-1 13.03 Recordation of Agreement....................................................XIII-2 13.04 Duration of Agreement..........................................................XIII-2 13.05 Governing Law..........................................................................XIII-2 13.06 Notices......................................................................................XIII-2 13.07 Severability of Provisions................................................XIII-3 13.08 No Partnership........................................................................XIII-3 13.09 Counterparts............................................................................XIII-3 13.10 Successors and Assigns........................................................XIII-3 13.11 Headings..................................XIII-4 ..................................................XIII-3 13.12 The Certificate Insurer...................................XIII-3 13.13 Paying Agent............................................................................XIII-4 13.13 13.14 Notification to Rating Agencies......................................XIII-5 13.14 13.15 Third Party Rights................................................................XIII-5 EXHIBIT INDEX SCHEDULE I Description of Certain Litigation SCHEDULE II Auction Procedures EXHIBIT A Contents of SBA Mortgage File EXHIBIT B-1 Form B Forms of Class A Certificate EXHIBIT B-2 Form of Class B Certificate Certificates EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] Resale Certification EXHIBIT E [Omitted] Assignment EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 F Form of Trustee/Co-Trustee Initial Certification EXHIBIT F-2 F-1 Form of Trustee/Co-Trustee Interim Certification EXHIBIT G Form of Trustee/Co-Trustee Final Certification EXHIBIT G [Omitted] H Pool I Mortgage Loan Schedule EXHIBIT H SBA H-1 Pool II Mortgage Loan Schedule EXHIBIT H-2 Pool III Mortgage Loan Schedule EXHIBIT H-3 Pool IV Mortgage Loan Schedule EXHIBIT I List of Originators EXHIBIT J Request for Release of Documents EXHIBIT J J-1 Request for Release Documents of 90 Day Delinquent Pool III Loans EXHIBIT K Transfer Affidavit EXHIBIT L Form of Notice EXHIBIT M Custodial Agreement EXHIBIT M-1 Pool III Custodial Agreement EXHIBIT N Form of Liquidation Report EXHIBIT K O Form of Delinquency Report EXHIBIT L P [Omitted] EXHIBIT Q [Omitted] EXHIBIT R Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party S Subservicing Agreement EXHIBIT N Spread Account Agreement T Prices for Low Interest Mortgage Loans Agreement dated as of August 31, 19971996, among Marine Midland BankThe Bank of New York, as trustee (the "Trustee"), the entities listed on Exhibit I hereto (collectively, the "Originators") and The Money Store Inc., as Representative (the "Representative"), The Money Store Investment Corporation, as Seller (a "Seller") and as Servicer (the "Servicer"), ) and The Money Store of New York, Inc. Claims Administrator (individually, a "Seller" and, together with The Money Store Investment Corporation, the "SellersClaims Administrator"):

Acts of Certificateholders. XIII-1 13.02 Amendment.............................................................................XIII-1 13.03 Recordation of Agreement...............................................XIII-2 13.04 Duration of Agreement.....................................................XIII-2 13.05 Governing Law.....................................................................XIII-2 13.06 Notices.................................................................................XIII-2 13.07 Severability of Provisions...........................................XIII-3 13.08 No Partnership...................................................................XIII-3 13.09 Counterparts.......................................................................XIII-3 13.10 Successors and Assigns...................................................XIII-3 13.11 Headings..................................XIII-4 .............................................XIII-3 13.12 The Certificate Insurer..............................XIII-3 13.13 Paying Agent.......................................................................XIII-4 13.13 13.14 Notification to Rating Agencies.................................XIII-5 13.14 13.15 Third Party Rights...........................................................XIII-5 EXHIBIT INDEX SCHEDULE I Description of Certain Litigation EXHIBIT A Contents of SBA Mortgage File EXHIBIT B-1 Form B Forms of Class A Certificate EXHIBIT B-2 Form of Class B Certificate Certificates EXHIBIT C Principal and Interest Account Letter Agreement EXHIBIT D [Omitted] Resale Certification EXHIBIT E [Omitted] Assignment EXHIBIT E(1) Wiring Instructions Form EXHIBIT F-1 F Form of Trustee/Co-Trustee Initial Certification EXHIBIT F-2 F-1 Form of Trustee/Co-Trustee Interim Certification EXHIBIT G Form of Trustee/Co-Trustee Final Certification EXHIBIT G [Omitted] H Pool I Mortgage Loan Schedule EXHIBIT H SBA H-1 Pool II Mortgage Loan Schedule EXHIBIT H-2 Pool III Mortgage Loan Schedule EXHIBIT H-3 Pool IV Mortgage Loan Schedule EXHIBIT I List of Originators EXHIBIT J Request for Release of Documents EXHIBIT J J-1 Request for Release Documents of 90 Day Delinquent Pool III Loans EXHIBIT K Transfer Affidavit EXHIBIT L Form of Notice EXHIBIT M Custodial Agreement EXHIBIT M-1 Pool III Custodial Agreement EXHIBIT N Form of Liquidation Report EXHIBIT K O Form of Delinquency Report EXHIBIT L P [Omitted] EXHIBIT Q [Omitted] EXHIBIT R Servicer's Monthly Computer Tape Format EXHIBIT M Multi-Party S Subservicing Agreement EXHIBIT N Spread Account Agreement T Prices for Low Interest Mortgage Loans Agreement dated as of August 31November 30, 19971996, among Marine Midland BankThe Bank of New York, as trustee (the "Trustee"), the entities listed on Exhibit I hereto (collectively, the "Originators") and The Money Store Inc., as Representative (the "Representative"), The Money Store Investment Corporation, as Seller (a "Seller") and as Servicer (the "Servicer"), ) and The Money Store of New York, Inc. Claims Administrator (individually, a "Seller" and, together with The Money Store Investment Corporation, the "SellersClaims Administrator"):