Freddie Mac Uses in Definitions Clause

Definitions from Mortgage

AGREEMENT, dated as of February 16, 2017, among the Federal Home Loan Mortgage Corporation ("Freddie Mac") and Holders of Debt Securities (each as hereinafter defined).

Definitions. Whenever used in this Agreement, the following words and phrases shall have the following meanings, unless the context otherwise requires. Additional Debt Securities: Debt Securities issued by Freddie Mac with the same terms (other than Issue Date, interest commencement date and issue price) and conditions as Debt Securities for which settlement has previously occurred so as to form a single series of Debt Securities as specified in the applicable Supplemental Agreement. Agreement: This Global Debt Facility Agreement dated as of February 16, 2017, as it may be amended or supplemented from time to time, and successors thereto pursuant to which Freddie Mac issues the Debt Securities. Amortizing Debt Securities: Debt Securities on which Freddie Mac makes periodic payments of principal during the terms of such Debt Securities as described in the related Supplemental Agreement. Beneficial Owner: The entity or individual that beneficially owns a Debt Security. Bonds: Callable or non-callable, puttable or non-puttable Debt Securities with maturities of more than ten years. Book-Entry Rules: The Department of Housing and Urban Development regulations (24 C.F.R. Part 81, Subpart H) applicable to the Fed Book-Entry Debt Securities, FHFA regulations, 12 C.F.R. Part 1249, and such procedures as to which Freddie Mac and the FRBNY may agree. Business Day: (i) With respect to Fed Book-Entry Debt Securities, any day other than (a) a Saturday, (b) a Sunday, (c) a day on which the FRBNY is closed, (d) as to any Holder of a Fed Book-Entry Debt Security, a day on which the Federal Reserve Bank that maintains the Holder's account is closed, or (e) a day on which Freddie Mac's offices are closed; and (ii) with respect to Registered Debt Securities, any day other than (a) a Saturday, (b) a Sunday, (c) a day on which banking institutions are closed in (i) the City of New York, if the Specified Payment Currency is U.S. dollars or (2) the Principal Financial Center of the country of such Specified Payment Currency, if the Specified Payment Currency is other than U.S. dollars or euro, (d) if the Specified Payment Currency is euro, a day on which the TARGET2 system is not open for settlements, or a day on which payments in euro cannot be settled in the international interbank market as determined by the Global Agent, (e) for any required payment, a day on which banking institutions are closed in the place of payment, or (f) a day on which Freddie Mac's offices are closed. Calculation Agent: Freddie Mac or a bank or broker-dealer designated by Freddie Mac in the applicable Supplemental Agreement as the entity responsible for determining the interest rate on a Variable Rate Debt Security. Calculation Date: In each year, each of those days in the calendar year that are specified in the applicable Supplemental Agreement as being the scheduled Interest Payment Dates regardless, for this purpose, of whether any such date is in fact an Interest Payment Date and, for the avoidance of doubt, a "Calculation Date" may occur prior to the Issue Date or after the last Principal Payment Date. Cap: A maximum interest rate at which interest may accrue on a Variable Rate Debt Security during any Interest Reset Period. Citibank - London: Citibank, N.A., London office, the Global Agent for Registered Debt Securities. Citigroup - Frankfurt: Citigroup Global Markets Deutschland AG, the Registrar for Registered Debt Securities. Clearstream, Luxembourg: Clearstream Banking, societe anonyme, which holds securities for its participants and facilitates the clearance and settlement of securities transactions between its participants through electronic book-entry changes in accounts of its participants. CMS Determination Date: The second New York Banking Day preceding the applicable Reset Date. CMS Rate: The rate determined by the Calculation Agent in accordance with Section 2.07(i)(N). CMT Determination Date: The second New York Banking Day preceding the applicable Reset Date. CMT Rate: The rate determined by the Calculation Agent in accordance with Section 2.07(i)(M). Code: The Internal Revenue Code of 1986, as amended. Common Depositary: The common depositary for Euroclear, Clearstream, Luxembourg and/or any other applicable clearing system, which will hold Other Registered Debt Securities on behalf of Euroclear, Clearstream, Luxembourg and/or any such other applicable clearing system. CUSIP Number: A unique nine-character designation assigned to each Debt Security by the CUSIP Service Bureau and used to identify each issuance of Debt Securities on the records of the Federal Reserve Banks or DTC, as applicable. Day Rate: The arithmetic mean for each day in a Seven-Day Period as determined by the Calculation Agent in accordance with Section 2.07(i)(P)(2). Dealers: Firms that engage in the business of dealing or trading in debt securities as agents, brokers or principals. Debt Securities: Unsecured subordinated or unsubordinated notes, bonds and other debt secur

Definitions from Flow Servicing Agreement

This Third Amended and Restated Flow Servicing Agreement (this "Agreement") is entered into as of September 12, 2016, by and between PennyMac Loan Services, LLC, a Delaware limited liability company (the "Servicer"), and PennyMac Operating Partnership, L.P., a Delaware limited partnership (the "Owner").

Definitions. The following terms are defined as follows: AAA: As defined in Section 7.01. Accepted Servicing Practices: With respect to any Mortgage Loan (including any related REO Property), each of those mortgage servicing practices (including collection procedures) of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, which servicing practices (i) are in compliance with all applicable federal, state and local laws, regulations and guidance, including without limitation Regulation X, 12 C.F.R. SS 1024, and Regulation Z, 12 C.F.R. SS 1026, (ii) shall be in accordance with the Servicer's policies and procedures as amended from time to time for mortgage loans of the same type, (iii) are in accordance with the terms of the related Mortgage and Mortgage Note and (iv) with respect to any Agency Mortgage Loan, are at a minimum based on the requirements set forth from time to time in the applicable Guide. Actual/Actual Basis: Remittance to the Owner or its designee which requires the Servicer to remit to the Owner or such designee the actual interest and actual principal collected from each Mortgagor. Additional Servicing Fee: With respect to each Third Party Loan, the Additional Servicing Fee set forth in or established pursuant to Exhibit 9 hereto. Adjustable-Rate Mortgage Loan: A Mortgage Loan which provides for the adjustment of the Mortgage Interest Rate payable in respect thereto. Affiliate: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, "control" when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise and the terms "controlling" and "controlled" have meanings correlative to the foregoing. Agency: With respect to an Agency Mortgage Loan, Fannie Mae, Freddie Mac or Ginnie Mae, as applicable. Agency Mortgage Loan: A Mortgage Loan that is a Fannie Mae Mortgage Loan, a Freddie Mac Mortgage Loan (organization) values">Freddie Mac Mortgage Loan or a Ginnie Mae Mortgage Loan. Ancillary Income: All income derived from the Mortgage Loans (other than payments or other collections in respect of principal, interest, Escrow Payments and Prepayment Penalties attributable to the Mortgage Loans) including, but not limited to, assumption fees, reconveyance fees, subordination fees, speedpay fees, mortgage pay on the web fees, automatic clearing house fees, demand statement fees, modification fees, if any, fees received with respect to checks on bank drafts returned by the related bank for insufficient funds, the Servicer's share of all late charges, and other similar types of fees arising from or in connection with any Mortgage Loan to the extent not otherwise payable to the Mortgagor under applicable law or pursuant to the terms of the related Mortgage Note. In no event shall the Servicer be entitled to any Prepayment Penalties. Appraised Value: With respect to any Mortgaged Property, the lesser of (i) the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan and (ii) the purchase price for the related Mortgaged Property paid by the Mortgagor with the proceeds of the Mortgage Loan; provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the value determined by an appraisal made for the originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan. Arbitrator: As defined in Section 7.01. Asset Balance: On any day for any Mortgage Loan, other than a liquidated Mortgage Loan, the total unpaid outstanding principal balance of such Mortgage Loan on such date. Assignment of Mortgage: An assignment of the Mortgage, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage to the Owner. Base Servicing Fee: The Base Servicing Fee set forth in or established pursuant to Exhibit 9 hereto. BPO: A broker price opinion. Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a day on which banking and savings and loan institutions in the States of New York or California are authorized or obligated by law or executive authority to be closed. Code: The Internal Revenue Code of 1986, as amended. Combined Loan-to-Value Ratio or CLTV: With respect to any Second Lien Mortgage Loan, the ratio (expressed as a percentage) of the sum of the outstanding principal amount of such Second Lien Mortgage Loan plus the outstanding principal amount of the related First Lien Mortgage Loan to the lesser of (a) the Appraised Value of the Mortgaged Property at origination or (b) if su

Definitions from Flow Servicing Agreement

This Third Amended and Restated Flow Servicing Agreement (this "Agreement") is entered into as of September 12, 2016, by and between PennyMac Loan Services, LLC, a Delaware limited liability company (the "Servicer"), and PennyMac Operating Partnership, L.P., a Delaware limited partnership (the "Owner").

Definitions. The following terms are defined as follows: AAA: As defined in Section 7.01. Accepted Servicing Practices: With respect to any Mortgage Loan (including any related REO Property), each of those mortgage servicing practices (including collection procedures) of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, which servicing practices (i) are in compliance with all applicable federal, state and local laws, regulations and guidance, including without limitation Regulation X, 12 C.F.R. SS 1024, and Regulation Z, 12 C.F.R. SS 1026, (ii) shall be in accordance with the Servicer's policies and procedures as amended from time to time for mortgage loans of the same type, (iii) are in accordance with the terms of the related Mortgage and Mortgage Note and (iv) with respect to any Agency Mortgage Loan, are at a minimum based on the requirements set forth from time to time in the applicable Guide. Actual/Actual Basis: Remittance to the Owner or its designee which requires the Servicer to remit to the Owner or such designee the actual interest and actual principal collected from each Mortgagor. Additional Servicing Fee: With respect to each Third Party Loan, the Additional Servicing Fee set forth in or established pursuant to Exhibit 9 hereto. Adjustable-Rate Mortgage Loan: A Mortgage Loan which provides for the adjustment of the Mortgage Interest Rate payable in respect thereto. Affiliate: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, "control" when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise and the terms "controlling" and "controlled" have meanings correlative to the foregoing. Agency: With respect to an Agency Mortgage Loan, Fannie Mae, Freddie Mac or Ginnie Mae, as applicable. Agency Mortgage Loan: A Mortgage Loan that is a Fannie Mae Mortgage Loan, a Freddie Mac Mortgage Loan (organization) values">Freddie Mac Mortgage Loan or a Ginnie Mae Mortgage Loan. Ancillary Income: All income derived from the Mortgage Loans (other than payments or other collections in respect of principal, interest, Escrow Payments and Prepayment Penalties attributable to the Mortgage Loans) including, but not limited to, assumption fees,

Definitions from Purchase and Sale Agreement

This PURCHASE AND SALE AGREEMENT (this Agreement), dated as of June 28, 2016, is made and entered into by and between Ares Commercial Real Estate Corporation, a Maryland corporation (Seller), and Cornerstone Real Estate Advisers LLC, a Delaware limited liability company (Buyer).

Definitions. Capitalized terms used in this Agreement shall have the meanings set forth in this Agreement. In addition, for purposes of this Agreement, the following terms, when used in this Agreement, shall have the meanings assigned to them in this Section 1.1. Acquisition Date means August 30, 2013. ACRE Capital Acquisition Agreement means that Purchase and Sale Agreement by and between The Alliant Company, LLC, Alliant, Inc. and Seller, dated as of May 14, 2013. ACRE Company Employment Arrangement means any employment Contract and/or other compensation Contract with any employee or officer of any ACRE Company or any Contract for the provision of services by any director, consultant or independent contractor of any ACRE Company, including but not limited to any Contract providing for loan origination or loan servicing compensation. with any contractor or independent contractor. ACRE Capital Corp has the meaning ascribed to such term in the Recitals of this Agreement. ACRE Company and ACRE Companies have the meanings ascribed to such terms in the Recitals of this Agreement. Action means any action, claim, suit, audit, inquiry, investigation, proceeding, litigation or arbitration, whether civil or criminal, at law or in equity by or before any Governmental Entity. Affiliate means, with regards to any Person, any other Person that directly, or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, such Person. A Person shall be deemed to control another Person if such first Person possesses, directly or indirectly, the power to direct, or cause the direction of, the management and policies of such other Person, whether through the ownership of voting securities, by Contract or otherwise, and the terms controlled and controlling have meanings correlative thereto. Agreement has the meaning ascribed to such term in the Preamble of this Agreement. Ancillary Agreements means, collectively, the Services Agreement, the Retention Agreements identified in Section 1.1 of the Seller Disclosure Schedule and each other Contract to be delivered hereunder in connection with the transactions contemplated hereby. Applicable Requirements has the meaning ascribed to such term in Section 3.19(c). Ares Affiliate Loans means, collectively, each Mortgage Loan with respect to which the general partner, managing member, controlling shareholder or other controlling interest holder, as applicable, of the borrower entity for such Mortgage Loan is an Affiliate of Seller and identified in Section 3.13(a)(xv) of the Seller Disclosure Schedule as Ares Affiliate Loans. Audit Firm has the meaning ascribed to such term in Section 2.5(b)(ii). Borrower means the obligor under a Mortgage Loan. Business means the lending and servicing business conducted by the ACRE Companies, including, but not limited to, lending and servicing activities relating to programs of Fannie Mae, Freddie Mac, FHA, GNMA and HUD and certain third parties. Business Confidential Information means all information, whether oral, written or electronic, provided to or obtained by Seller or its Affiliates, regarding the Business and the ACRE Companies prior to the Closing. Business Day means any day other than a Saturday, a Sunday or a day on which banks are required or authorized by Law to be closed in New York, New York. Business Intellectual Property means the Intellectual Property that is owned or used by the ACRE Companies in connection with the Business. Business Lease has the meaning ascribed to such term in Section 3.11(b). Business Owned Intellectual Property means all Business Intellectual Property owned by the ACRE Companies. Buyer has the meaning ascribed to such term in the Preamble of this Agreement. Buyer Aggregate De Minimis Claim Amount has the meaning ascribed to such term in Section 8.4(a)(ii)(B). Buyer De Minimis Claim Amount has the meaning ascribed to such term in Section 8.4(a)(ii)(A). Buyer Disclosure Schedule means the disclosure schedule of Buyer referred to in, and delivered to Seller pursuant to, this Agreement, and subject to Section 9.16 Buyer Indemnified Parties has the meaning ascribed to such term in Section 8.2. Buyer Indemnity Amount has the meaning ascribed to such term in Section 8.4(a)(iii). Buyer Insurance Policies has the meaning ascribed to such term in Section 5.7(a). Buyer Threshold has the meaning ascribed to such term in Section 8.4(a)(i). Closing has the meaning ascribed to such term in Section 2.3. Closing Date has the meaning ascribed to such term in Section 2.3. Code means the Internal Revenue Code of 1986, as amended. Company has the meaning ascribed to such term in the Recitals of this Agreement. Company Benefit Plan has the meaning ascribed to such term in Section 3.16(a). Company Employee means each person employed by the Company in the relevant time period. Company Operating Agreement means the Amended and Restated Operating Agreement of the Company, dated as of September 3, 2013,

Definitions from Agreement and Plan of Merger Among

THIS AGREEMENT AND PLAN OF MERGER (this Agreement) is entered into as of April 7, 2014, by and among MIDLAND STATES BANCORP, INC., an Illinois corporation (Acquiror), HB ACQUISITION LLC, an Illinois limited liability company and wholly-owned subsidiary of Acquiror (Merger Sub), and LOVE SAVINGS HOLDING COMPANY, a Missouri corporation (the Company).

Definitions. The following terms, when used herein, shall have the following meanings. ABV Calculation has the meaning set forth in Section 2.11. Accredited Investor means a Person who qualifies as an accredited investor, as such term is defined in Rule 501(a) promulgated by the Securities and Exchange Commission under the Securities Act. Accrued TRUPS Interest means the amount of accrued and deferred interest on the Trust Debentures as of the Effective Time that Acquiror is required to pay to the Trustee at the Closing. Acquired Subsidiaries means, collectively: (i) the Bank and each of its Subsidiaries, which include those entities set forth on Exhibit A; and (ii) the Trusts. Acquiror has the meaning set forth in the Preamble. Acquiror Bank Equity has the meaning set forth in Section 5.4(b). Acquiror Common Stock means the common stock of the Company, $0.01 par value per share. Acquiror Disclosure Schedules has the meaning set forth in Section 1.2(b). Acquiror Employee Benefit Plan means each employee benefit plan (as defined in Section 3(3) of ERISA), employment, compensation, pension, retirement, supplemental retirement, profit sharing, deferred compensation, savings, stock option, stock purchase, stock ownership, stock appreciation right, phantom stock, equity compensation, consulting, bonus, incentive, medical, dental, vision, disability, flexible spending, workers compensation, vacation, paid time off, group insurance, severance and other similar plan, program, policy, agreement and arrangement, and each trust agreement related thereto, for which Acquiror has or may have any Liabilities, including by reason of having an ERISA Affiliate. Acquiror Financial Statements has the meaning set forth in Section 5.6. Acquiror Indemnified Parties has the meaning set forth in Section 10.2. Acquiror Investment Securities has the meaning set forth in Section 5.12. Acquiror Key Employee means any of Leon J. Holschbach, Jeffrey Ludwig, Douglas J. Tucker, John M. Schultz and Eric A. Chojnicki. Acquiror Owned Properties has the meaning set forth in Section 5.16(a). Acquiror Properties means: (a) real estate currently owned or leased by Acquiror or any Acquiror Subsidiary and used or formerly used in the conduct of its respective business; (b) OREO held by Acquiror or any Acquiror Subsidiary; (c) real estate that is in the process of pending foreclosure or forfeiture Proceedings conducted by Acquiror or any Acquiror Subsidiary; (d) real estate that is held in trust for others by Acquiror or any Acquiror Subsidiary; (e) real estate owned or leased by a partnership or joint venture in which Acquiror or any Acquiror Subsidiary has an ownership interest; (f) the fee interests owned by Acquiror or any Acquiror Subsidiary in any Mortgaged Premises; and (g) any other real estate owned or leased by Acquiror or any Acquiror Subsidiary. Acquiror Qualified Plan means each of the Acquiror Employee Benefit Plans that is intended to be qualified under Section 401(a) of the Code. Acquiror Regulatory Reports has the meaning set forth in Section 5.5. Acquiror Subsidiary means any Subsidiary of Acquiror. Acquiror Tax Affiliate has the meaning set forth in Section 5.9(a). Acquisition Transaction means any of the following, whether occurring directly or indirectly: (a) a merger or consolidation, or any similar transaction (other than the Merger, the Internal Restructuring or the Distribution) of any company with the Company or any Acquired Subsidiary; (b) a purchase, lease or other acquisition of all or substantially all the assets of the Company or any Acquired Subsidiary; (c) a purchase or other acquisition of beneficial ownership by any person or group (as such terms are defined in Section 13(d)(3) of the Securities Exchange Act of 1934, as amended) (including by way of merger, consolidation, share exchange or otherwise) that would cause such person or group to become the beneficial owner of securities representing twenty percent (20%) or more of the voting power of the Company or any Acquired Subsidiary; or (d) a tender or exchange offer to acquire securities representing twenty percent (20%) or more of the voting power of the Company or any Acquired Subsidiary. Adjusted Book Value means: (a) the total consolidated shareholders equity of the Company as of the Calculation Date (but after reflecting the reduction of consolidated shareholders equity resulting from the Internal Restructuring and the Distribution, if such transactions occur after the Calculation Date, and any liability for Taxes associated therewith, including by reason of the application of Section 355(e) of the Code to such transactions), calculated in accordance with the terms of this Agreement, and with GAAP as consistently applied by the Company; less (b) the sum of (i) any amounts required to be paid by Acquiror or the Company or any Acquired Subsidiary at or after the Calculation Date to any director, officer or employee of the Company or an Acquired Subsidiary pursuant to any c

Definitions from Master Repurchase Agreement

This is a SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT, dated as of March 31, 2016, by and among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC ("Buyer"), ALTISOURCE RESIDENTIAL, L.P. and ARNS, INC. (each, a "Seller", and collectively, the "Sellers"), ARLP TRUST, ARLP TRUST 4 (each, a "Trust Subsidiary", and collectively, the "Trust Subsidiaries"), RESI SFR Sub, LLC (the "SFR Subsidiary") and RESI REO Sub, LLC (the "REO Subsidiary") (together with the Trust Subsidiary and the SFR Subsidiary collectively, the "Seller Party Subsidiaries")and ALTISOURCE RESIDENTIAL CORPORATION ("Guarantor").

Definitions. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:"1934 Act" means the Securities Exchange Act of 1934, as amended from time to time."Accepted Property Management Practices" means with respect to any Contributed Rental Property or Contributed REO Property, those property management, rental or sales practices of prudent institutions that manage real property, single family and 2-4 family residential homes for rent and sale of the same type as such Contributed Rental Property or Contributed REO Property, as applicable, in the jurisdiction where the related Contributed Rental Property or Contributed REO Property is located."Accepted Servicing Practices" means, with respect to any Contributed Mortgage Loan, those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Contributed Mortgage Loan or in the jurisdiction where the related Mortgaged Property is located."Acquisition Cost" has the meaning as set forth in the Pricing Side Letter."Act of Insolvency" means, with respect to any Person or its Affiliates, (a) the filing of a petition, commencing, or authorizing the commencement of any case or proceeding, or the voluntary joining of any case or proceeding under any bankruptcy, insolvency, reorganization, liquidation, dissolution or similar law relating to the protection of creditors, or suffering any such petition or proceeding to be commenced by another which is consented to, not timely contested or results in entry of an order for relief that remains unstayed for thirty (30) days; (b) the seeking of the appointment of a receiver, trustee, custodian or similar official for such party or an Affiliate or any substantial part of the property of either; (c) the appointment of a receiver, conservator, or manager for such party or an Affiliate by any governmental agency or authority having the jurisdiction to do so; (d) the making or offering by such party or an Affiliate of a composition with its creditors or a general assignment for the benefit of creditors; (e) the admission by such party or an Affiliate of such party of its inability to pay its debts or discharge its obligations as they become due or mature; or (f) that any Governmental Authority or agency or any person, agency or entity acting or purporting to act under Governmental Authority shall have taken any action to condemn, seize or appropriate, or to assume custody or control of, all or any substantial part of the property of such party or of any of its Affiliates, or shall have taken any action to displace the management of such party or of any of its Affiliates or to curtail its authority in the conduct of the business of such party or of any of its Affiliates."Adjusted Tangible Net Worth" has the meaning set forth in the Pricing Side Letter."Affiliate" means, with respect to any Person, any "affiliate" of such Person, as such term is defined in the Bankruptcy Code."Aged Loan" has the meaning assigned to such term in the Pricing Side Letter."Agency" means Freddie Mac, Fannie Mae or GNMA, as applicable."Aging Limit" has the meaning assigned to such term in the Pricing Side Letter. "Agreement" means this Second Amended and Restated Master Repurchase Agreement, as it may be amended, supplemented or otherwise modified from time to time."ALTA" means The American Land Title Association."Ancillary Income" means all income derived from the Contributed Mortgage Loans (other than payments or other collections in respect of principal, interest and escrow payments attributable to the Contributed Mortgage Loans) including, but not limited to, late charges, reconveyance fees, subordination fees, speedpay fees, mortgage pay on the web fees, automatic clearing house fees, demand statement fees, modification fees, if any, fees received with respect to checks on bank drafts returned by the related bank for insufficient funds, assumption fees and other similar types of fees arising from or in connection with any Contributed Mortgage Loan to the extent not otherwise payable to the Mortgagor under applicable law or pursuant to the terms of the related Mortgage Note."ARLP" means Altisource Residential, L.P. or its permitted successors and assigns."ARNS" means ARNS, Inc. or its permitted successors and assigns."Asset File" means with respect to each Contributed Asset, the documents and instruments relating thereto, as applicable, and set forth in an exhibit to the Custodial Agreement."Asset Management Agreement" means that certain Asset Management Agreement, dated as of March 31, 2015, between Guarantor and Asset Manager. "Asset Manager" means Altisource Asset Management Corporation, a U.S. Virgin Islands corporation in its capacity as asset manager under the Asset Management Agreement. "Asset Schedule" means, with respect to any Transaction as of any date, an Asset Schedule in the form prescribed by the Custodial Ag

Definitions from Master Repurchase Agreement

THIS MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of September 30, 2015 (this "Agreement"), is made by and among ARLP REPO SELLER L, LLC, a Delaware limited liability company ("REO Seller L"), as a seller, ARLP REPO SELLER S, LLC, a Delaware limited liability company ("REO Seller S" and together and jointly and severally with REO Seller L, the "Sellers" and each a "Seller"), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (as more specifically defined below, "Buyer"). Sellers and Buyer (each a "Party" and collectively, the "Parties") hereby agree as follows:

Definitions. "Accelerated Repurchase Date": Defined in Section 10.02."Accepted Servicing Practices": With respect to any Underlying Asset, those mortgage servicing practices of prudent financial or mortgage lending institutions which service assets of the same type as such Underlying Assets in the jurisdiction where the related Mortgaged Property is located."Account Bank": Wells Fargo Bank, National Association or any other bank approved by Buyer. "Account Control Agreement": Each Account Control Agreement, if any, entered into by either Seller, Account Bank and Buyer, with respect to one or more of the Accounts, as such may be amended, supplemented or otherwise modified from time to time."Actual Knowledge": With respect to any Person, the actual knowledge of such Person without further inquiry or investigation; provided, that for the avoidance of doubt, such actual knowledge shall include the knowledge of such Person and each of its employees, officers, directors and agents."Administration Agreements": Each Administration Agreement, dated as of the date hereof, between a Master Series Trust and the Trust Manager, as the same may be amended, supplemented or otherwise modified from time to time."Adjusted Tangible Net Worth": For any Person, Tangible Net Worth minus (a) restricted cash (other than any portion of restricted cash that has a corresponding offsetting current liability); (b) 25% of investment securities that are rated below BBB by S&P or the equivalent thereof (other than ownership interests in any Affiliate) and (c) all intangible assets, including goodwill, patents, tradenames, trademarks, copyrights, franchises, any organizational expenses, deferred taxes and expenses, prepaid expenses, prepaid assets, receivables from shareholders, Affiliates or employees, mortgage servicing rights, mortgage servicing advances and any other asset as shown as an intangible asset on the balance sheet of such Person on a consolidated basis as determined at a particular date in accordance with GAAP (other than any portion of such assets that has a corresponding offsetting current liability)."Affiliate": With respect to any Person, any other Person directly or indirectly Controlling, Controlled by, or under common Control with, such Person."Alternative Rate": A per annum rate based on an index approximating the behavior of LIBOR, as determined by Buyer in substantially the same manner that Buyer determines such rate in transactions with similarly situated counterparties and similar assets."Agency": Fannie Mae or Freddie Mac, as applicable."Aggregate Purchase Price": As of any date of determination, the aggregate outstanding Purchase Price of all Purchased Assets subject to a Transaction."Agreement": This Master Repurchase Agreement and Securities Contract, dated as of the Closing Date, by and among Sellers and Buyer, as the same may be amended, supplemented, or modified thereto from time to time, and which shall include all Schedules and Exhibits thereto."Allocated Purchase Price": With respect to an Underlying Asset and the related Purchase Date for such Underlying Asset, the product of the Market Value of such Underlying Asset on the Purchase Date times the Applicable Percentage, and thereafter, such Allocated Purchase Price as decreased by the amount, without duplication, of any cash or Income received by Buyer and applied to reduce the Allocated Purchase Price attributable to such Underlying Asset under Section 5.03(b), and if not solely attributable to any specific Underlying Asset, to be applied by Buyer in its discretion to all Underlying Assets."ALTA": The American Land Title Association."Amortization Period": The period beginning on the last day of the Revolving Period and ending three hundred sixty-four (364) days thereafter."Anti-Terrorism Laws": Any Requirements of Law relating to money laundering or terrorism, including Executive Order 13224 signed into law on September 23, 2001, the regulations promulgated by the Office of Foreign Assets Control of the Treasury Department, and the Patriot Act."Applicable Percentage": The meaning set forth in the Fee Letter, which definition is incorporated by reference herein. "ARLP Asset Management Agreement": The Asset Management Agreement, dated as of March 31, 2015, among Guarantor, ARLP and Asset Manager, or any agreement, pursuant to which Asset Manager is appointed as responsible for the administration and/or management of ARLP and each related Master Series Trust; together with all amendments and assignments thereto."ARLP Trust 3 Agreement": That certain third amended and restated trust agreement of ARLP Trust 3, dated as of the date hereof, by and among Altisource Residential, L.P., as initial settlor, Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust, as UTI trustee, and Altisource Residential, L.P., as trust manager, as amended, supplemented or otherwise modified from time to time. "ARLP Trust 5 Agreement": That certain third amended and restated trust agreem

Definitions from Amended and Restated

THIS SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of September 30, 2015 (this "Agreement"), is made by and among ALTISOURCE RESIDENTIAL, L.P., a Delaware limited partnership ("ARLP"), as a seller, ARNS, INC., a Delaware corporation ("ARNS" and together and jointly and severally with ARLP, the "Sellers" and each a "Seller"), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (as more specifically defined below, "Buyer"). This Agreement amends and restates in its entirety that certain Amended and Restated Master Repurchase Agreement and Securities Contract, dated as of December 31, 2014, between ARLP and Buyer (as so amended and supplemented, the "Original Agreement"). Sellers and Buyer (each a "Party" and collectively, the "Parties") hereby agree as follows:

Definitions. "Accelerated Repurchase Date": Defined in Section 10.02."Accepted Servicing Practices": With respect to any Underlying Asset, those mortgage servicing practices of prudent financial or mortgage lending institutions which service assets of the same type as such Underlying Assets in the jurisdiction where the related Mortgaged Property is located."Account Bank": Wells Fargo Bank, National Association or any other bank approved by Buyer. "Account Control Agreement": Each Account Control Agreement, if any, entered into by either Seller, Account Bank and Buyer, with respect to one or more of the Accounts, as such may be amended, supplemented or otherwise modified from time to time."Actual Knowledge": With respect to any Person, the actual knowledge of such Person without further inquiry or investigation; provided, that for the avoidance of doubt, such actual knowledge shall include the knowledge of such Person and each of its employees, officers, directors and agents."Administration Agreements": Each Administration Agreement, dated as of the date hereof, between a Master Series Trust and the Trust Manager, as the same may be amended, supplemented or otherwise modified from time to time."Adjusted Tangible Net Worth": For any Person, Tangible Net Worth minus (a) restricted cash (other than any portion of restricted cash that has a corresponding offsetting current liability); (b) 25% of investment securities that are rated below BBB by S&P or the equivalent thereof (other than ownership interests in any Affiliate) and (c) all intangible assets, including goodwill, patents, tradenames, trademarks, copyrights, franchises, any organizational expenses, deferred taxes and expenses, prepaid expenses, prepaid assets, receivables from shareholders, Affiliates or employees, mortgage servicing rights, mortgage servicing advances and any other asset as shown as an intangible asset on the balance sheet of such Person on a consolidated basis as determined at a particular date in accordance with GAAP (other than any portion of such assets that has a corresponding offsetting current liability)."Affiliate": With respect to any Person, any other Person directly or indirectly Controlling, Controlled by, or under common Control with, such Person."Alternative Rate": A per annum rate based on an index approximating the behavior of LIBOR, as determined by Buyer in substantially the same manner that Buyer determines such rate in transactions with similarly situated counterparties and similar assets."Agency": Fannie Mae or Freddie Mac, as applicable."Aggregate Purchase Price": As of any date of determination, the aggregate outstanding Purchase Price of all Purchased Assets subject to a Transaction."Agreement": This Second Amended and Restated Master Repurchase Agreement and Securities Contract, dated as of the Restatement Date, by and among Sellers and Buyer, as the same may be amended, supplemented, or modified thereto from time to time, and which shall include all Schedules and Exhibits thereto."Allocated Purchase Price": With respect to an Underlying Asset and the related Purchase Date for such Underlying Asset, the product of the Market Value of such Underlying Asset on the Purchase Date times the Applicable Percentage, and thereafter, such Allocated Purchase Price as decreased by the amount, without duplication, of any cash or Income received by Buyer and applied to reduce the Allocated Purchase Price attributable to such Underlying Asset under Section 5.03(b), and if not solely attributable to any specific Underlying Asset, to be applied by Buyer in its discretion to all Underlying Assets."ALTA": The American Land Title Association."Amortization Period": The period beginning on the last day of the Revolving Period and ending three hundred sixty-four (364) days thereafter."Anti-Terrorism Laws": Any Requirements of Law relating to money laundering or terrorism, including Executive Order 13224 signed into law on September 23, 2001, the regulations promulgated by the Office of Foreign Assets Control of the Treasury Department, and the Patriot Act."Applicable Percentage": The meaning set forth in the Fee Letter, which definition is incorporated by reference herein. "ARLP Asset Management Agreement": The Asset Management Agreement, dated as of March 31, 2015, among Guarantor, ARLP and Asset Manager, or any agreement, pursuant to which Asset Manager is appointed as responsible for the administration and/or management of ARLP and each related Master Series Trust; together with all amendments and assignments thereto."ARLP Trust 3 Agreement": That certain third amended and restated trust agreement of ARLP Trust 3, dated as of the date hereof, by and among Altisource Residential, L.P., as initial settlor, Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust, as UTI trustee, and Altisource Residential, L.P., as trust manager, as amended, supplemented or otherwise modified from time to time. "ARLP Trust 5 Agreement": That certain third a

DEFINITIONS from Agreement

This is a MASTER REPURCHASE AGREEMENT (the Agreement), dated as of June 1, 2015, between LOANDEPOT.COM, LLC, a Delaware limited liability company (the Seller) and UBS BANK USA, a Utah corporation (the Buyer).

DEFINITIONS. As used herein, the defined terms set forth below shall have the meanings set forth herein. Additionally, as used herein, the following terms shall have the meanings defined in the Uniform Commercial Code: accounts, chattel paper (including electronic chattel paper), goods (including inventory and equipment and any accessions thereto), instruments (including promissory notes), documents, investment property, general intangibles (including payment intangibles and software), and supporting obligations, products and proceeds. 1934 Act shall have the meaning set forth in Section 32 of the Agreement. Ability to Repay Rule shall mean 12 CFR 1026.43(c), including all applicable official staff commentary. Accepted Servicing Practices shall mean, with respect to any Mortgage Loan, those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located. Affiliate shall mean with respect to any Person, any affiliate of such Person, as such term is defined in the Bankruptcy Code. Agency shall mean Freddie Mac, Fannie Mae or Ginnie Mae, as applicable. Agency Approval shall have the meaning set forth in Section 11(w) of the Agreement. Agency Security shall mean a security issued in exchange for Purchased Mortgage Loans and backed by such Purchased Mortgage Loans that is (a) guaranteed by Ginnie Mae or (b) issued by Fannie Mae or Freddie Mac. Agency Security Issuance Failure shall mean the failure of an Agency to cause the Delivery of an Agency Security in accordance with a Takeout Commitment. Aging Limit shall have the meaning specified in the Pricing Letter. Agreement shall mean this Master Repurchase Agreement between Buyer and each Seller Party, dated as of the date hereof, as the same may be further amended, supplemented or otherwise modified in accordance with the terms of this Agreement. ALTA shall mean American Land Title Association, or any successor thereto. Annual Financial Statement Date shall have the meaning set forth in the Pricing Letter. Anti-Money Laundering Laws shall have the meaning set forth in Section 10(x) of the Agreement. Application shall mean the application delivered by Seller to Buyer in connection with Buyers approval of Seller for the program evidenced by the Agreement and any renewal thereof. Appraisal shall mean an appraisal meeting the requirements of the representations and warranties set forth in paragraph (oo) on Schedule 1 hereto. Appraised Value shall mean the value set forth in an Appraisal made in connection with the origination of the related Mortgage Loan as the value of the Mortgaged Property. Appropriate Federal Banking Agency shall have the meaning ascribed to it by Section 1813(q) of Title 12 of the United States Code, as amended from time to time. Approved CPA shall mean a certified public accountant approved by Buyer in writing in its sole discretion. Approved Investor shall mean any institution which has made a Takeout Commitment and has been approved by Buyer and not subsequently disapproved by Buyer. Approved Mortgage Product shall mean each Mortgage Product approved by Buyer as identified in the Pricing Letter. Notwithstanding any reference to a Mortgage Product herein, such Mortgage Product shall not be an Approved Mortgage Product unless expressly identified as such in the Pricing Letter. Approved Underwriting Guidelines shall mean the underwriting guidelines approved by Buyer in its sole good faith discretion. Asset Value shall, with respect to each Eligible Mortgage Loan or Agency Security, as of any date of determination, have the meaning specified under the heading Asset Value on Schedule 1 to the Pricing Letter subject to modification pursuant to the terms below. Where a Purchased Asset may qualify for two or more Asset Values hereunder, unless otherwise expressly agreed to by the Buyer in writing, such Purchased Asset shall be assigned the lower Asset Value. Without limiting the generality of the foregoing, Seller acknowledges that:

Definitions from Credit and Security Agreement

THIS CREDIT AND SECURITY AGREEMENT (the Agreement), dated as of October 29, 2014 (the Closing Date) is between loanDepot.com, LLC, a Delaware limited liability company (Borrower), and NEXBANK SSB (Lender).

Definitions. As used in this Agreement, all exhibits, appendices and schedules hereto and in any note, certificate, report or other Loan Documents made or delivered pursuant to this Agreement, the following terms will have the meanings given such terms in this Section 1 or in the provision, section or recital referred to below: Acknowledgment Agreement means an acknowledgment agreement in the form prescribed by a Designated Agency to be executed by Borrower, the Lender and such Designated Agency as a condition to Borrowers pledging any Agency Servicing Rights in respect of Mortgage Loans owned by such Designated Agency to the Lender. Advances means, collectively, the Taxes and Insurance Advances, Corporate Advances and P&I Advances. Affiliate means, as to any Person, any other Person (a) that directly or indirectly, through one or more intermediaries, controls or is controlled by, or is under common control with, such Person; (b) that directly or indirectly beneficially owns or holds twenty percent (20%) or more of any class of voting stock of such Person; or (c) twenty percent (20%) or more of the voting stock of which is directly or indirectly beneficially owned or held by such Person. The term control means the possession, directly or indirectly, of the power to direct or cause direction of the management and policies of a Person, whether through the ownership of voting securities, by contract, or otherwise; provided, however, in no event shall Lender be deemed an Affiliate of Borrower or any Obligated Party, or any of their Subsidiaries or Affiliates; and provided, further, in no event shall any Person that is controlled by Sponsor or any of its Controlled Investment Affiliates (other than Borrower and its Subsidiaries) constitute an Affiliate of Borrower or its Subsidiaries. Agency means Freddie Mac or any successor thereto or (upon the agreement of Borrower and Lender), any other government mortgage loan program and any successor thereto. Agency Contract has the meaning set forth in Section 4.2.