Policyholders surplus” means an insurer’s net worth, the difference between its assets and liabilities, as reported in its annual statement.
Policyholder means the adult person named in the Schedule who has concluded the Policy with the Company.
Policyholder behavior means any action a policyholder, contract holder, or any other person with the right to elect options, such as a certificate holder, may take under a policy or contract subject to this section including but not limited to lapse, withdrawal, transfer, deposit, premium payment, loan, annuitization, or benefit elections prescribed by the policy or contract, but excluding events of mortality or morbidity that result in benefits prescribed in their essential aspects by the terms of the policy or contract.
Policy Grievance shall be signed by a ▇▇▇▇▇▇▇ or a Union representative or, in the case of an Employer's policy grievance, by the Employer or its representative.
RWI Policy has the meaning set forth in Section 6.16.