Related to HALFAN

Panchayat means an institution (by whatever name called) of self-government constituted under article 243B, for the rural areas;
SERFF means the system for electronic rate and form filing. SERFF is a proprietary NAIC computer-based application that allows insurers and other entities to create and submit rate, rule and form filings electronically to the commissioner.
Lacquer means a clear or opaque wood coating, including clear lacquer sanding sealers, formulated with cellulosic or synthetic resins to dry by evaporation without chemical reaction and to provide a solid, protective film.
STU means the Board or the Government company notified by the respective State Government under Sub-section (1) of Section 39 of the Act;
Toddler means a child at least one year of age but less than 2 years of age.

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