Your Contract Carefully Sample Contracts

READ YOUR CONTRACT CAREFULLY
Your Contract Carefully • November 16th, 2012 • Separate Account a of Pacific Life & Annuity Co

Hours: [Between 6:00 am and 5:00 pm, Pacific Standard Time.] Toll-Free Telephone Number for Contract Owners: [1-800-722-4448] Toll-Free Telephone Number for Registered Representatives: [1-800-722-2333]

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READ YOUR CONTRACT CAREFULLY
Your Contract Carefully • November 16th, 2012 • Separate Account a of Pacific Life Insurance Co

This is a legal contract between you (the “Owner”) and Pacific Life Insurance Company, a stock company (hereinafter referred to as “we”, “us”, “our” and the “Company").

READ YOUR CONTRACT CAREFULLY
Your Contract Carefully • July 1st, 2011 • Separate Account a of Pacific Life Insurance Co

Add-In Amount — The amount added by us, if applicable, to the Contract Value on the Notice Date to set the Contract Value equal to the death benefit proceeds that would have been payable to the spouse as the deemed Beneficiary/designated recipient of the death benefit.

READ YOUR CONTRACT CAREFULLY
Your Contract Carefully • August 4th, 2009 • Separate Account a of Pacific Life Insurance Co

This is a legal contract between you (the “Owner”) and Pacific Life Insurance Company, a stock company, (hereinafter referred to as “we”, “us”, “our” and the “Company”).

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