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ContractYour and Our Agreement • August 18th, 2006 • Illinois
Contract Type FiledAugust 18th, 2006 JurisdictionYour and Our Agreement 1. This is an Agreement Between You & SFCU ………… 2 2. Organization of Your & Our Agreement ………………. 3 3. Membership at the Credit Union ……………………….. 3 4. Account Ownership & Survivorship Features ………… 3 5. Account Access & Transactions ……………………….. 5 6. Your Checking Account ………………………………… 7 7. Deposits to Your Account ………………………………. 9 8. Dividends/Interest & Rates ……………………………... 10 9. Services & Fees …………………………....................... 10 10. Account Insurance Coverage ………………………….. 11 11. Lost Checks, Drafts & Cards …………………………… 11 12. Membership, Account, Services & TransactionInformation ……………………………………………….. 11 13. All Accounts are Non-Transferable, Non-Assignable &Non-Negotiable ………………………………………….. 11 14. Notice by Us to You & Notice by You to Us ………….. 11 15. Your Statement About Your Account(s), Services & Obligations ……………………………………………….. 11 16. Modifications of this Contract …………………………... 12 17. Exceptions to this Contract …………………………….. 12 18. Security Int