Wells Fargo Variable Trust Sample Contracts

WELLS FARGO VARIABLE TRUST PARTICIPATION AGREEMENT
Wells Fargo Variable Trust • July 2nd, 2012 • Titanium Universal Life Variable Account • California

THIS AGREEMENT is made this 1st day of July, 2012, among WELLS FARGO VARIABLE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), and PROTECTIVE LIFE INSURANCE COMPANY, a a life insurance company organized under the laws of the State of Tennessee (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”).

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WELLS FARGO VARIABLE TRUST PARTICIPATION AGREEMENT
Wells Fargo Variable Trust • April 25th, 2012 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Delaware

THIS AGREEMENT is made this 16 day of July, 2010 among WELLS FARGO VARIABLE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC., a Delaware life insurance company (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”) and GUARDIAN INVESTOR SERVICES LLC (the “Insurance Underwriter”), a broker-dealer affiliated with the Company.

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