Seventh Modification Agreement and Covenant Waiver Sample Contracts

SEVENTH MODIFICATION AGREEMENT AND COVENANT WAIVER
Seventh Modification Agreement and Covenant Waiver • November 13th, 2008 • Vineyard National Bancorp • National commercial banks • Tennessee

This Seventh Modification Agreement and Covenant Waiver (this “Agreement”) is made as of November 12, 2008 but effective November 28, 2008 (the “Effective Date”), by and between VINEYARD NATIONAL BANCORP, a California corporation (“Borrower”) and FIRST TENNESSEE BANK NATIONAL ASSOCIATION (“Lender”). Unless otherwise set forth herein, all capitalized terms used herein shall have the meaning given such terms in the Loan Documents (defined below).

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