Secured Credit Card Agreement Sample Contracts

Contract
Secured Credit Card Agreement • September 17th, 2020 • New Jersey

This Agreement will become effective when: (1) you sign the MasterCard or VISA credit card issued in connection with your Account (the “Card”); (2) you use (or someone you authorize uses) the Card; (3) 30 days pass after the Card is issued to you; or (4) you call and activate the Card, whichever occurs first. HOWEVER, YOU MAY STILL REJECT THIS AGREEMENT, PROVIDED THAT YOU HAVE NOT YET USED THE ACCOUNT OR PAID A FEE AFTER RECEIVING A BILLING STATEMENT. IF YOU DO REJECT THE AGREEMENT, YOU ARE NOT RESPONSIBLE FOR ANY FEES OR CHARGES. TO REJECT, SEE SECTION A.

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SECURED CREDIT CARD AGREEMENT
Secured Credit Card Agreement • January 9th, 2018 • Nebraska

By requesting or accepting a Secured MasterCard Credit Card account (“Credit Card account” or “Account”) with Bank of the West, you agree to be bound by all the terms of this Agreement. In this Agreement, the words “you” or “your” mean everyone who has requested or accepted a Credit Card account with us. The words “we,” “us,” “our,” or “Bank” mean Bank of the West. If you do not accept this Agreement, you must notify us in writing within 5 days after receipt. Use of your card or any feature (including a balance transfer) of your Credit Card Agreement shall constitute acceptance of this Agreement.

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