Savings Account Agreement Sample Contracts

SAVINGS ACCOUNT AGREEMENT AND DISCLOSURES EFFECTIVE DECEMBER 1, 2022
Savings Account Agreement • December 26th, 2022
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SAVINGS ACCOUNT AGREEMENT AND DISCLOSURES EFFECTIVE March 23, 2021
Savings Account Agreement • June 26th, 2021
SAVINGS ACCOUNT AGREEMENT
Savings Account Agreement • January 27th, 2022

This agreement contains the Consumer Savings Account Agreement (the "Agreement") related to the interest bearing savings account ("Account," "Savings Account," "Ando Account"), will be offered to you by Community Federal Savings Bank, a federal savings bank (the "Bank"), member of the Federal Deposit Insurance Corporation ("FDIC") on behalf of Ando Inc. ("Ando"), the program partner responsible for managing the Account and providing customer services to you. "You," "your," and "Account Owner" refer to the owner of the Account.

VARO® BANK, N.A. SAVINGS ACCOUNT AGREEMENT AND DISCLOSURES
Savings Account Agreement • May 31st, 2021

This document contains the Savings Account Agreement (the “Savings Agreement”) for the optional savings account ("Varo Savings Account") made available to eligible consumers by Varo Bank, N.A., member of the Federal Deposit Insurance Corporation ("FDIC") ("Varo", the "Bank", or "Issuer"). "We," "our," and "us" refer to the Bank, our successors, affiliates, or assignees. "You" and "your" refer to the owner of the Savings Account.

SAVINGS ACCOUNT AGREEMENT AND DISCLOSURES EFFECTIVE OCTOBER 1, 2021
Savings Account Agreement • September 26th, 2021
Tax Free Savings Account Agreement
Savings Account Agreement • June 22nd, 2022

The applicant is known as the "Accountholder". This arrangement for a TFSA is known as the "Account". The Account is governed by the terms and conditions of this Agreement, the attached application and applicable lawincluding, without limitation, the Income Tax Act. These Account Terms are binding upon account holder and each of account holder's successors, assigns and legal representatives. The terms spouse, common-law partner and survivor have the same meanings as defined or used under the Act, as it may be altered or amended from time to time. The Account holder is referred to as the "Holder" in the Act.

ATM SAVINGS ACCOUNT AGREEMENT
Savings Account Agreement • December 6th, 2018
VARO SAVINGS ACCOUNT AGREEMENTS EFFECTIVE JANUARY 12, 2021
Savings Account Agreement • January 29th, 2021
CIBC Tax Free Savings Account Agreement
Savings Account Agreement • June 30th, 2022 • Ontario
Savings Account Agreement and Disclosure
Savings Account Agreement • May 16th, 2007

▪ Current dividend rates and APY are provided on our current Savings Rate Schedule, available online at www.solanofirst.com and via First Call at 707-426-6815 or

HSBC TAX-FREE SAVINGS ACCOUNT AGREEMENT
Savings Account Agreement • May 7th, 2015
Neo Savings Account Agreement
Savings Account Agreement • November 25th, 2020 • Saskatchewan

This Agreement sets out the terms and conditions of the relationship between us (Concentra Bank) and you (our customer) relating to your Neo Savings Account and the services we provide to you through our service provider, Neo. Please read this Agreement carefully. By submitting your Application, opening an Account, or using the Services, you accept and agree to obey the terms of this Agreement. If you have any questions about this Agreement, your Account, or the Services, please contact Member Support or refer to www.neofinancial.com.

Tax Free Savings Account Agreement
Savings Account Agreement • January 12th, 2021

The applicant is known as the "Accountholder". This arrangement for a TFSA is known as the "Account". The Account is governed by the terms and conditions of this Agreement, the attached application and applicable law including, without limitation, the Income Tax Act. These Account Terms are binding upon account holder and each of account holder's successors, assigns and legal representatives. The terms spouse, common-law partner and survivor have the same meanings as defined or used under the Act, as it may be altered or amended from time to time. The Accountholder is referred to as the "Holder" in the Act.

SKYLIGHT® SAVINGS ACCOUNT AGREEMENT (JULY 2016)
Savings Account Agreement • May 25th, 2016

The Skylight Savings Account is a tiered‐variable rate Savings Account. Effective July 1, 2016, the Average Daily Balances necessary to receive the advertised interest rates on the Skylight Savings Account will change. This means the interest rate for the Savings Account will be 4.91% with an Annual Percentage Yield of 5.00% for balances up to, but not exceeding, $1,000.00. For that portion of the Savings Account that is $1,000.01, or more, the interest rate will be 0.49% with an Annual Percentage Yield of 0.50%. The Annual Percentage Yield for this tier will range from 5.00% to 0.54%, depending on the balance in the Savings Account. The interest rates and Annual Percentage Yields may change. See the section labeled “Rate Information” in the Truth‐in‐Savings Disclosures below for more details about the new variable rate.

EVOLVE BANK & TRUST YieldStreet Inc. CONSUMER SAVINGS ACCOUNT AGREEMENT
Savings Account Agreement • October 15th, 2021 • Tennessee
Membership And Savings Account Agreement
Savings Account Agreement • October 25th, 2012

I/We hereby make Application for Membership in Freedom Credit Union (Freedom), and agree to conform to its bylaws and amendments thereof, and to subscribe for at least one Share. In accordance with the statutory lien regulation, I/we grant Freedom the right to apply the balance of deposits/shares and/or dividends in my/our Deposit/Share Accounts to satisfy any financial obligation(s) to Freedom including, but not limited to: loan payments, fees, amounts due, or such additional charges as may be imposed by Freedom from time to time. I/We further agree that, if I/we are in default, Freedom may exercise this right without further notice to me/us. Furthermore, if I/we lose or misplace any of my identification, I/we

Brink’s Money Account Savings Account Agreement
Savings Account Agreement • October 21st, 2020 • Kentucky

This Savings Account agreement (“Savings Agreement”) sets forth the terms and conditions under which Republic Bank & Trust Company, Member FDIC has established, pursuant to your request, an optional Savings Account (“Savings Account”) that is linked to your designated Brink’s Money Account. If there is a conflict between this Savings Agreement and the agreement governing your Brink’s Money Account (“Cardholder Agreement”), this Savings Agreement shall govern with respect to rights and responsibilities related to the Savings Account to the extent necessary to resolve the conflict.

IMPORTANT – PLEASE READ THIS ENTIRE AGREEMENT CAREFULLY AND KEEP IT FOR YOUR RECORDS
Savings Account Agreement • March 19th, 2020 • Kentucky

This Savings Account agreement (“Savings Agreement”) sets forth the terms and conditions under which Republic Bank & Trust Company, Member FDIC has established, pursuant to your request,

Mercury Commercial Savings Account Agreement
Savings Account Agreement • August 27th, 2022 • New York

This agreement contains the terms and conditions between you, Mercury Financial Technologies, Inc. (“Mercury”), and the FDIC-insured financial institution (“Banking Provider”) providing your Mercury Commercial Savings Account (your “Savings Account).

City of Cambridge Children’s Savings Account Agreement
Savings Account Agreement • September 28th, 2021

In connection with the Memorandum of Understanding (“MOU”) between the City of Cambridge and East Cambridge Savings Bank (“Bank”), regarding the City’s Children’s Savings Account (the “CSA”) program, the Bank will open an account for any interested kindergarten student enrolled in public schools operated by Cambridge Public Schools during the 2021-2022 school year. This program is to encourage savings for post-secondary education if the student meets the Bank’s account opening requirements, which includes having a Social Security Number.

Synapse Financial Technologies, Inc. Consumer Savings Account Agreement
Savings Account Agreement • October 10th, 2019 • Tennessee

This Consumer Savings Agreement (this “Agreement”) governs the interest-bearing consumer savings account (the “Account” or “Savings Account”) made available to you by Synapse Financial Technologies, Inc. (“Synapse”), as a technology service provider of Evolve Bank & Trust (“Bank”), a member of the Federal Deposit Insurance Corporation (the “FDIC”). Access to your Account and the services under this Agreement is available only through the website and/or phone application (the “App”) of the Steven Santops (“Platform”) that is responsible for making the services available to you and as a result, some services under this Agreement may not be available to you. You should review your agreement with Platform for a complete list of services available. As used in this document the words “we”, “our”, and “us” refer to Bank and Synapse, our successors, affiliates, or assignees, and the words “you”, and “your” refer to the account holder(s) and anyone else with the authority to deposit, withdraw, or

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