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Premium Allocation Agreement • November 16th, 2004 • Iowa Telecommunications Services Inc • Telephone communications (no radiotelephone)

This Agreement, made and entered into this 15th day of November, 2004, by and between Iowa Network Services, Inc., an Iowa corporation with its principal place of business in West Des Moines, Iowa (INS), and Iowa Telecommunications Services, Inc., an Iowa corporation with its principal place of business in Newton, Iowa (Iowa Telecom).

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