MEMBERSHIP AGREEMENT AND DISCLOSURESMembership Agreement and Disclosures • July 1st, 2020 • Connecticut
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
MEMBERSHIP AGREEMENT AND DISCLOSURESMembership Agreement and Disclosures • February 26th, 2010 • Pennsylvania
Membership Agreement and Disclosures (revised 07/2018)Membership Agreement and Disclosures • July 26th, 2018
The “Agreement” shall mean this Membership Agreement and Disclosures. The Credit Union is unique in the financial world. It is a co-op, owned by you and your fellow members and operated in your common interest. We are a non-profit and exist only to serve you, not to make money. As a credit union member, you own, operate and control the credit union through your Board of Directors. You are entitled to elect and be elected to the volunteer Board of Directors, comprised of your fellow members and manages the Credit Union based on the needs and wishes of the members. The Board of Directors sets dividend rates, loan interest rates and fees, among other things, and determines Credit Union policy such as that set forth in this Agreement. In addition, the Credit Union works cooperatively with Maine’s other credit unions and the Maine Credit Union League, pooling resources for research and development of cost effective services which benefit not only you and your fellow members, but all credit
MEMBERSHIP AND ACCOUNT AGREEMENTMembership Agreement and Disclosures • August 17th, 2018 • Indiana
This agreement covers your rights and responsibilities concerning your accounts and the responsibilities of Fort Financial Credit Union. In this agreement, the words “you” and “your” mean anyone who signs the membership application. The words “we”, “us” and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union.
PRIVACY DISCLOSURE MEMBERSHIP AND ACCOUNT AGREEMENT FUNDS AVAILABILITY POLICY DISCLOSUREMembership Agreement and Disclosures • May 24th, 2018 • Texas
FACTS WHAT DOES LIGHT COMMERCE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Account Balances and Payment History Credit History and Credit ScoresWhen you are no longer our member, we continue to share your information as described in this notice. How? All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Light Commerce Credit Union cho
MEMBERSHIP AGREEMENT AND DISCLOSURESMembership Agreement and Disclosures • May 2nd, 2018
This Agreement contains the terms and conditions governing your membership in and accounts offered by your credit union. By signing your membership card and/or account agreement(s), you accept and agree to be bound by the provisions as set forth in them, this Agreement, the rate and fee disclosures applicable to your account(s) with your credit union, your credit union’s charter and bylaws, and any amendments or changes in terms to any of them. You will receive notice of any changes in terms in accordance with all applicable state and federal laws and regulations.
Membership Agreement and DisclosuresMembership Agreement and Disclosures • August 18th, 2014
This Agreement contains the terms and conditions governing your membership in and accounts offered by your credit union. By signing your membership card and/or account agreement(s), you accept and agree to be bound by the provisions as set forth in them, this Agreement, the rate and fee disclosures applicable to your account(s) with your credit union, your credit union’s charter and bylaws, and any amendments or changes in terms to any of them. The credit union reserves the right to change any and all terms and conditions to any of them. You will receive notice of any changes in terms in accordance with all applicable state and federal laws and regulations. The terms and conditions as set forth in the Agreement are applicable to all types of account offered by your credit union. There may be different or specific terms and conditions which apply to certain accounts. Those different or specific terms are contained in the membership card, share certificate, or other documents evidencing
