MAINSTREET FINANCIAL COROPRATION (a Federal Corporation) Up to 432,400 Shares (Subject to Increase Up to 497,260 Shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENTMainstreet Financial Coropration • November 3rd, 2006 • Mainstreet Financial Corp • Savings institution, federally chartered • New York
MainStreet Financial Corporation, a federal corporation (the "Holding Company"), MainStreet Savings MHC, a federal mutual holding company (the "MHC") and MainStreet Savings Bank, FSB, a federally chartered stock savings bank (the "Bank") (collectively, the "Primary Parties") hereby confirm jointly and severally, their agreement with Ryan Beck & Co., Inc. ("Agent"), as follows:
