Individual Flexible Premium Deferred Fixed and Index Linked Variable Annuity Contract Sample Contracts

Owner: [JOHN DOE] Annuitant: [JOHN DOE] [Joint Owner: [DORIS DOE]] [Joint Annuitant: [DORIS DOE]] Contract Number: [00000] Contract Date: [July 1, 2025]
Individual Flexible Premium Deferred Fixed and Index Linked Variable Annuity Contract • September 16th, 2025 • Equitable Financial Life Insurance Co (RILA)

This is the entire Contract. This Contract is issued in return for the Contributions made to us under this Contract. This Contract becomes effective on the Contract Date. The Annuitant and the Owner must be living on the Contract Date.