Fixed Rate Note Sample Contracts

Oportun Financial Corp – OPORTUN FUNDING IV, LLC, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2016-C SUPPLEMENT Dated as of October 19, 2016 to BASE INDENTURE Dated as of October 19, 2016 3.28% Asset Backed Fixed Rate Notes, Class A 4.85% Asset Backed Fixed Rate Notes, Class B (July 17th, 2019)

SERIES 2016-C SUPPLEMENT, dated as of October 19, 2016 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING IV, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and DEUTSCHE BANK TRUST COMPANY AMERICAS, a New York banking corporation validly existing under the laws of the State of New York, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of October 19, 2016, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supp

Oportun Financial Corp – OPORTUN FUNDING VII, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2017-B SUPPLEMENT Dated as of October 11, 2017 to BASE INDENTURE Dated as of October 11, 2017 3.22% Asset Backed Fixed Rate Notes, Class A 4.26% Asset Backed Fixed Rate Notes, Class B 5.29% Asset Backed Fixed Rate Notes, Class C (July 17th, 2019)

SERIES 2017-B SUPPLEMENT, dated as of October 11, 2017 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING VII, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of October 11, 2017, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusiv

Oportun Financial Corp – OPORTUN FUNDING X, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-C SUPPLEMENT Dated as of October 22, 2018 to BASE INDENTURE Dated as of October 22, 2018 4.10% Asset Backed Fixed Rate Notes, Class A 4.59% Asset Backed Fixed Rate Notes, Class B 5.52% Asset Backed Fixed Rate Notes, Class C 6.79% Asset Backed Fixed Rate Notes, Class D (July 17th, 2019)

SERIES 2018-C SUPPLEMENT, dated as of October 22, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING X, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of October 22, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive

Oportun Financial Corp – OPORTUN FUNDING VIII, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-A SUPPLEMENT Dated as of March 8, 2018 to BASE INDENTURE Dated as of March 8, 2018 3.61% Asset Backed Fixed Rate Notes, Class A 4.45% Asset Backed Fixed Rate Notes, Class B 5.09% Asset Backed Fixed Rate Notes, Class C (July 17th, 2019)

SERIES 2018-A SUPPLEMENT, dated as of March 8, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING VIII, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of March 8, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive of

Oportun Financial Corp – OPORTUN FUNDING IX, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-B SUPPLEMENT Dated as of July 9, 2018 to BASE INDENTURE Dated as of July 9, 2018 3.91% Asset Backed Fixed Rate Notes, Class A 4.50% Asset Backed Fixed Rate Notes, Class B 5.43% Asset Backed Fixed Rate Notes, Class C 5.77% Asset Backed Fixed Rate Notes, Class D (July 17th, 2019)

SERIES 2018-B SUPPLEMENT, dated as of July 9, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING IX, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of July 9, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive of this

Oportun Financial Corp – OPORTUN FUNDING XII, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-D SUPPLEMENT Dated as of December 7, 2018 to BASE INDENTURE Dated as of December 7, 2018 4.15% Asset Backed Fixed Rate Notes, Class A 4.83% Asset Backed Fixed Rate Notes, Class B 5.71% Asset Backed Fixed Rate Notes, Class C 7.17% Asset Backed Fixed Rate Notes, Class D (July 17th, 2019)

SERIES 2018-D SUPPLEMENT, dated as of December 7, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING XII, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of December 7, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusiv

Oportun Financial Corp – OPORTUN FUNDING VI, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2017-A SUPPLEMENT Dated as of June 8, 2017 to BASE INDENTURE Dated as of June 8, 2017 3.23% Asset Backed Fixed Rate Notes, Class A 3.97% Asset Backed Fixed Rate Notes, Class B (July 17th, 2019)

SERIES 2017-A SUPPLEMENT, dated as of June 8, 2017 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING VI, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of June 8, 2017, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive of this

Oportun Financial Corp – OPORTUN FUNDING XII, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-D SUPPLEMENT Dated as of December 7, 2018 to BASE INDENTURE Dated as of December 7, 2018 4.15% Asset Backed Fixed Rate Notes, Class A 4.83% Asset Backed Fixed Rate Notes, Class B 5.71% Asset Backed Fixed Rate Notes, Class C 7.17% Asset Backed Fixed Rate Notes, Class D (June 25th, 2019)

SERIES 2018-D SUPPLEMENT, dated as of December 7, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING XII, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of December 7, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusiv

Oportun Financial Corp – OPORTUN FUNDING X, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-C SUPPLEMENT Dated as of October 22, 2018 to BASE INDENTURE Dated as of October 22, 2018 4.10% Asset Backed Fixed Rate Notes, Class A 4.59% Asset Backed Fixed Rate Notes, Class B 5.52% Asset Backed Fixed Rate Notes, Class C 6.79% Asset Backed Fixed Rate Notes, Class D (June 25th, 2019)

SERIES 2018-C SUPPLEMENT, dated as of October 22, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING X, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of October 22, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive

Conns Inc – CONN’S RECEIVABLES FUNDING 2019-A, LLC, as Issuer and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee SERIES 2019-A SUPPLEMENT Dated as of April 24, 2019 to BASE INDENTURE Dated as of April 24, 2019 CONN’S RECEIVABLES FUNDING 2019-A, LLC $254,530,000 3.40% Asset Backed Fixed Rate Notes, Class A $64,750,000 4.36% Asset Backed Fixed Rate Notes, Class B $62,510,000 5.29% Asset Backed Fixed Rate Notes, Class C Asset Backed Notes, Class R (April 25th, 2019)

SERIES 2019-A SUPPLEMENT, dated as of April 24, 2019 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and between Conn’s Receivables Funding 2019-A, LLC, a limited liability company established under the laws of Delaware, as issuer (the “Issuer”), and Wells Fargo Bank, National Association, a national banking association validly existing under the laws of the United States of America, as trustee (together with its successors in such capacity under the Base Indenture referred to below, the “Trustee”), to the Base Indenture, dated as of April 24, 2019, between the Issuer and the Trustee (as amended, modified, restated or supplemented from time to time, exclusive of this Series Supplement, the “Base Indenture”).

Wells Fargo & Company/Mn – WELLS FARGO & COMPANY MEDIUM-TERM FIXED RATE NOTE, SERIES Q (January 24th, 2019)

This Security is not a deposit or other obligation of a depository institution and is not insured by the Federal Deposit Insurance Corporation, the Deposit Insurance Fund or any other governmental agency.

Citigroup Inc – Citigroup Inc. Issue of EUR 750,000,000 1.625 per cent. Fixed Rate Notes due March 2028 under the Programme for the issuance of Euro Medium-Term Notes, Series C (November 1st, 2018)

The securities described herein have not been and will not be registered under the U.S. Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.

Willis Lease Finance Corp – Willis Lease Finance Commits to Offering of $373.4 Million in Fixed Rate Notes (August 17th, 2018)

NOVATO, CA — August 16, 2018 — Willis Lease Finance Corporation (NASDAQ: WLFC) (“Willis”), a leading lessor of commercial jet engines, announced today that its wholly-owned subsidiary Willis Engine Structured Trust IV (“WEST IV”), has priced $373.4 million in aggregate principal amount of fixed rate notes (the “Notes”). As previously announced, the Notes will be issued in two series, with the Series A Notes to be issued in an aggregate principal amount of $326.8 million and the Series B Notes in an aggregate principal amount of $46.7 million. The Notes will be secured by, among other things, WEST IV’s direct and indirect interests in a portfolio of 55 aircraft engines and one airframe. The planned closing date is August 22, 2018.

Conns Inc – CONN’S RECEIVABLES FUNDING 2018-A, LLC, as Issuer and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee SERIES 2018-A SUPPLEMENT Dated as of August 15, 2018 to BASE INDENTURE Dated as of August 15, 2018 CONN’S RECEIVABLES FUNDING 2018-A, LLC $219,200,000 3.25% Asset Backed Fixed Rate Notes, Class A $69,550,000 4.65% Asset Backed Fixed Rate Notes, Class B $69,550,000 6.02% Asset Backed Fixed Rate Notes, Class C Asset Backed Notes, Class R (August 17th, 2018)

SERIES 2018-A SUPPLEMENT, dated as of August 15, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and between Conn’s Receivables Funding 2018-A, LLC, a limited liability company established under the laws of Delaware, as issuer (the “Issuer”), and Wells Fargo Bank, National Association, a national banking association validly existing under the laws of the United States of America, as trustee (together with its successors in such capacity under the Base Indenture referred to below, the “Trustee”), to the Base Indenture, dated as of August 15, 2018, between the Issuer and the Trustee (as amended, modified, restated or supplemented from time to time, exclusive of this Series Supplement, the “Base Indenture”).

Oportun Financial Corp – OPORTUN FUNDING VIII, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-A SUPPLEMENT Dated as of March 8, 2018 to BASE INDENTURE Dated as of March 8, 2018 3.61% Asset Backed Fixed Rate Notes, Class A 4.45% Asset Backed Fixed Rate Notes, Class B 5.09% Asset Backed Fixed Rate Notes, Class C (July 18th, 2018)

SERIES 2018-A SUPPLEMENT, dated as of March 8, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING VIII, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of March 8, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive of

Oportun Financial Corp – OPORTUN FUNDING IX, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2018-B SUPPLEMENT Dated as of July 9, 2018 to BASE INDENTURE Dated as of July 9, 2018 3.91% Asset Backed Fixed Rate Notes, Class A 4.50% Asset Backed Fixed Rate Notes, Class B 5.43% Asset Backed Fixed Rate Notes, Class C 5.77% Asset Backed Fixed Rate Notes, Class D (July 18th, 2018)

SERIES 2018-B SUPPLEMENT, dated as of July 9, 2018 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING IX, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of July 9, 2018, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive of this

Oportun Financial Corp – OPORTUN FUNDING VI, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2017-A SUPPLEMENT Dated as of June 8, 2017 to BASE INDENTURE Dated as of June 8, 2017 3.23% Asset Backed Fixed Rate Notes, Class A 3.97% Asset Backed Fixed Rate Notes, Class B (July 18th, 2018)

SERIES 2017-A SUPPLEMENT, dated as of June 8, 2017 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING VI, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of June 8, 2017, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusive of this

Oportun Financial Corp – OPORTUN FUNDING IV, LLC, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2016-C SUPPLEMENT Dated as of October 19, 2016 to BASE INDENTURE Dated as of October 19, 2016 3.28% Asset Backed Fixed Rate Notes, Class A 4.85% Asset Backed Fixed Rate Notes, Class B (July 18th, 2018)

SERIES 2016-C SUPPLEMENT, dated as of October 19, 2016 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING IV, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and DEUTSCHE BANK TRUST COMPANY AMERICAS, a New York banking corporation validly existing under the laws of the State of New York, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of October 19, 2016, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supp

Oportun Financial Corp – OPORTUN FUNDING VII, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, as Securities Intermediary and as Depositary Bank SERIES 2017-B SUPPLEMENT Dated as of October 11, 2017 to BASE INDENTURE Dated as of October 11, 2017 3.22% Asset Backed Fixed Rate Notes, Class A 4.26% Asset Backed Fixed Rate Notes, Class B 5.29% Asset Backed Fixed Rate Notes, Class C (July 18th, 2018)

SERIES 2017-B SUPPLEMENT, dated as of October 11, 2017 (as amended, modified, restated or supplemented from time to time in accordance with the terms hereof, this “Series Supplement”), by and among OPORTUN FUNDING VII, LLC, a special purpose limited liability company established under the laws of Delaware, as issuer (“Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as trustee (together with its successors in trust under the Base Indenture referred to below, the “Trustee”), as securities intermediary (together with its successors under the Base Indenture referred to below, the “Securities Intermediary”) and as depositary bank (together with its successors under the Base Indenture referred to below, the “Depositary Bank”), to the Base Indenture, dated as of October 11, 2017, between the Issuer, the Trustee, the Securities Intermediary and the Depositary Bank (as amended, modified, restated or supplemented from time to time, exclusiv

Bbva Compass Bancshares, Inc – Press release 6.11.2018 Bank issues 3-year unsecured senior notes BBVA Compass closes $1.15 billion senior notes offering  $450 million of floating rate unsecured senior notes due 2021  $700 million of 3.50 percent unsecured senior notes due 2021 BBVA Compass Bancshares, Inc., a Sunbelt-based bank holding company (BBVA Compass), announced today that its wholly-owned subsidiary Compass Bank has closed the sale of $450 million in aggregate principal amount of floating rate unsecured senior notes due 2021 (the “Floating Rate Notes”) and $700 million in aggregate principal amount of 3.50 percent (June 11th, 2018)
Capital One Financial Corp – April 30, 2018 Capital One Financial Corporation 1680 Capital One Drive McLean, Virginia 22102 Re: Capital One Financial Corporation Public Offering of Notes Ladies and Gentlemen: We have acted as counsel to Capital One Financial Corporation, a Delaware corporation (the “Company”) in connection with: (i) the preparation and filing with the Securities and Exchange Commission (the “Commission”) of a Registration Statement on Form S-3, file no. 333-223608 (the “Registration Statement”), under the Securities Act of 1933, as amended (the “Securities Act”); (ii) the prospectus included therein; (iii (April 30th, 2018)

The Notes have been issued pursuant to the Indenture dated as of November 1, 1996 between the Company and The Bank of New York Mellon Trust Company, N.A., formerly known as The Bank of New York Trust Company, N.A. (as successor to Harris Trust and Savings Bank), as trustee.

American Express Co – Permanent Global Registered Fixed Rate Note (February 27th, 2018)

THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF.  UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR NOTES IN CERTIFICATED FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO A NOMINEE FOR DTC OR BY DTC OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY. UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF DTC TO AMERICAN EXPRESS COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INA

Capital One Financial Corp – Ladies and Gentlemen: We have acted as counsel to Capital One Financial Corporation, a Delaware corporation (the “Company”) in connection with: (i) the preparation and filing with the Securities and Exchange Commission (the “Commission”) of a Registration Statement on Form S-3, file no. 333-203125 (the “Registration Statement”), under the Securities Act of 1933, as amended (the “Securities Act”); (ii) the prospectus included therein; (iii) the prospectus supplement, dated January 25, 2018, filed with the Commission on January 26, 2018 pursuant to Rule 424(b) of the Securities Act (“the Prospec (January 30th, 2018)

The Notes have been issued pursuant to the Indenture dated as of November 1, 1996 between the Company and The Bank of New York Mellon Trust Company, N.A., formerly known as The Bank of New York Trust Company, N.A. (as successor to Harris Trust and Savings Bank), as trustee.

Conns Inc – CONN’S RECEIVABLES FUNDING 2017-B, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee SERIES 2017-B SUPPLEMENT Dated as of December 20, 2017 to BASE INDENTURE Dated as of December 20, 2017 CONN’S RECEIVABLES FUNDING 2017-B, LLC $361,400,000 2.73% Asset Backed Fixed Rate Notes, Class A $132,180,000 4.52% Asset Backed Fixed Rate Notes, Class B $78,640,000 5.95% Asset Backed Fixed Rate Notes, Class C Asset Backed Notes, Class R (December 26th, 2017)
Conns Inc – CONN’S RECEIVABLES FUNDING 2017-B, LLC, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee SERIES 2017-B SUPPLEMENT Dated as of December 20, 2017 to BASE INDENTURE Dated as of December 20, 2017 CONN’S RECEIVABLES FUNDING 2017-B, LLC $361,400,000 2.73% Asset Backed Fixed Rate Notes, Class A $132,180,000 4.52% Asset Backed Fixed Rate Notes, Class B $78,640,000 5.95% Asset Backed Fixed Rate Notes, Class C Asset Backed Notes, Class R (December 26th, 2017)
Capital One Financial Corp – Ladies and Gentlemen: We have acted as counsel to Capital One Financial Corporation, a Delaware corporation (the “Company”) in connection with: (i) the preparation and filing with the Securities and Exchange Commission (the “Commission”) of a Registration Statement on Form S-3, file no. 333-203125 (the “Registration Statement”), under the Securities Act of 1933, as amended (the “Securities Act”); (ii) the prospectus included therein; (iii) the prospectus supplement, dated October 26, 2017, filed with the Commission on October 27, 2017 pursuant to Rule 424(b) of the Securities Act (“the Prospec (October 31st, 2017)

The Notes have been issued pursuant to the Indenture dated as of November 1, 1996 between the Company and The Bank of New York Mellon Trust Company, N.A., formerly known as The Bank of New York Trust Company, N.A. (as successor to Harris Trust and Savings Bank), as trustee.

American Express Co – Permanent Global Registered Fixed Rate Note (October 30th, 2017)

THIS NOTE IS A GLOBAL NOTE WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF.  UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR NOTES IN CERTIFICATED FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO A NOMINEE FOR DTC OR BY DTC OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY.  UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF DTC TO AMERICAN EXPRESS COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMU

American Express Co – Permanent Global Registered Fixed Rate Note (October 30th, 2017)

THIS NOTE IS A GLOBAL NOTE WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF.  UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR NOTES IN CERTIFICATED FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO A NOMINEE FOR DTC OR BY DTC OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY.  UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF DTC TO AMERICAN EXPRESS COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMU

American Express Co – Form of Permanent Global Registered Fixed Rate Note (August 1st, 2017)

THIS NOTE IS A GLOBAL NOTE WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF.  UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR NOTES IN CERTIFICATED FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO A NOMINEE FOR DTC OR BY DTC OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY.  UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF DTC TO AMERICAN EXPRESS COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMU

Willis Lease Finance Corp – Willis Lease Announces Offering of $335.7 Million in Fixed Rate Notes (July 19th, 2017)

NOVATO, CA — July 18, 2017 — Willis Lease Finance Corporation (NASDAQ: WLFC) (“Willis”), a leading lessor of commercial jet engines, announced today that its wholly-owned subsidiary, Willis Engine Structured Trust III (“WEST III”) proposes to offer $335.7 million in aggregate principal amount of fixed rate notes (the “Notes”).  It is expected that the Notes will be issued in two series, with the Series A Notes to be issued in an aggregate principal amount of $293.7 million and the Series B Notes in an aggregate principal amount of $42 million.  The Notes will be secured by, among other things, WEST III’s direct and indirect interests in a portfolio of 56 aircraft engines.

Dougherty's Pharmacy, Inc. – Amended and Restated Fixed Rate Note dated March 31, 2017 by and between Dougherty Holdings, Inc. and Cardinal Health 100, LLC AMENDED AND RESTATED FIXED RATE NOTE (June 2nd, 2017)

FOR VALUE RECEIVED, Dougherty’s Holdings, Inc., a Texas corporation (hereinafter referred to as “Borrower”), promises to pay to the order of Cardinal Health 110, LLC (together with its successors and assigns, “Lender,” which term shall include any holder hereof), on the dates and in the manner provided below, the sum of FOUR HUNDRED THIRTY TWO THOUSAND EIGHT HUNDRED FIFTY EIGHT AND 60/100 DOLLARS ($432,858.60) (the “Loan Amount”) or such lesser amount as shall be outstanding hereunder, together with interest on the unpaid principal balance hereof from the date hereof until maturity at a rate of interest per annum set forth below (the “Borrower Rate”). Lender shall have no obligation to make any advance hereunder to Borrower unless (i) the representations of Borrower and any other parties, other than Lender, in the Related Documents are true on and as of the date of the request for and funding of the extension of credit, (ii) no default, Event of Default or event that would constitute a

Capital One Financial Corp – Ladies and Gentlemen: We have acted as counsel to Capital One Financial Corporation, a Delaware corporation (the “Company”) in connection with: (i) the preparation and filing with the Securities and Exchange Commission (the “Commission”) of a Registration Statement on Form S-3, file no. 333-203125 (the “Registration Statement”), under the Securities Act of 1933, as amended (the “Securities Act”); (ii) the prospectus included therein; (iii) the prospectus supplement, dated May 9, 2017, filed with the Commission on May 11, 2017 pursuant to Rule 424(b) of the Securities Act (“the Prospectus Suppl (May 12th, 2017)

The Notes have been issued pursuant to the Indenture dated as of November 1, 1996 between the Company and The Bank of New York Mellon Trust Company, N.A., formerly known as The Bank of New York Trust Company, N.A. (as successor to Harris Trust and Savings Bank), as trustee.

Conns Inc – CONN’S RECEIVABLES FUNDING 2017-A, LLC, as Issuer and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee SERIES 2017-A SUPPLEMENT Dated as of April 19, 2017 to BASE INDENTURE Dated as of April 19, 2017 CONN’S RECEIVABLES FUNDING 2017-A, LLC $313,220,000 2.73% Asset Backed Fixed Rate Notes, Class A $106,270,000 5.11% Asset Backed Fixed Rate Notes, Class B $50,340,000 7.40% Asset Backed Fixed Rate Notes, Class C Asset Backed Notes, Class R (April 20th, 2017)
Wells Fargo & Company/Mn – WELLS FARGO & COMPANY FORM OF SUBORDINATED MEDIUM-TERM FIXED RATE NOTE, SERIES R Due Nine Months or More From Date of Issue (April 7th, 2017)

This Security is not a deposit or other obligation of a depository institution and is not insured by the Federal Deposit Insurance Corporation, the Deposit Insurance Fund or any other governmental agency.

Wells Fargo & Company/Mn – WELLS FARGO & COMPANY FORM OF MEDIUM-TERM FIXED RATE NOTE, SERIES Q Due Nine Months or More From Date of Issue (April 7th, 2017)

This Security is not a deposit or other obligation of a depository institution and is not insured by the Federal Deposit Insurance Corporation, the Deposit Insurance Fund or any other governmental agency.