EXECUTIVE BUSINESS CHARGE CARD CARDHOLDER AGREEMENT AND DISCLOSUREExecutive Business Charge Card Cardholder Agreement and Disclosure • September 22nd, 2022 • New York
In this Agreement, “We” “Us“ ”Our” and “Bank” mean Orange Bank & Trust Company. “You” and “Your” mean each person who signs an application for, or otherwise requests, a credit card account with Us. “Account” means Your Credit Card account with Us to which the Card(s) are linked. “Card” means each Credit Card linked to the Account that we have issued to you. “Agreement” means this Agreement. “Purchase(s)” means a purchase of goods and/or services from participating merchants who accept Mastercard®. “Transaction” means any amount of credit obtained under Your Account for Purchases, Advances, and Balance Transfers. “Finance Charge” means the charge associated with using the credit. “Outstanding Balance” means the total dollar amount of your obligation under this Agreement for all Transactions, interest, finance charges, fees, and any other costs. “Advances” is defined in the section captioned “Using the Card”. “Credit Limit” is defined in the section captioned “Credit Limit”.
