Electronic Services Agreement and Disclosure Sample Contracts

Kermit, Texas 79745 Phone: (432) 586-6631 Fax: (432) 586-2996 Pecos, Texas 79772 Phone: (432) 445-6631 Fax: (432) 445-6634 Alpine, TX 79831 Phone: (432) 837-9389 Fax: (432) 837-9036
Electronic Services Agreement and Disclosure • January 28th, 2020 • Texas

Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean WESTEX COMMUNITY CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any VISA Check Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Telephone Teller" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

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ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • November 2nd, 2021

This Agreement is effective October 29, 2021 and supersedes any conflicting terms and conditions contained in any prior versions or amendments. Throughout this Agreement, the words “you,” “your,” and “yours” mean each and all of those (whether one or more persons) who are subject to the Agreement as a result of signing a Membership Application or a Signature Card for each respective account and using Online Banking. The words “we,” “us,” or “Credit Union” mean Kinecta Federal Credit Union. “Payee” means anyone, including the Credit Union, that you designate to pay and we accept as a payee.

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • March 19th, 2024

This Agreement is effective March 19th, 2024, and supersedes any conflicting terms and conditions contained in any prior versions or amendments. Throughout this Agreement, the words “you,” “your,” and “yours” mean each and all of those (whether one or more persons) who are subject to the Agreement as a result of signing a Membership Application or a Signature Card for each respective account and using Online Banking. The words “we,” “us,” or “Credit Union” mean Kinecta Federal Credit Union. “Payee” means anyone, including the Credit Union, that you designate to pay and we accept as a payee.

Contract
Electronic Services Agreement and Disclosure • April 7th, 2022 • Iowa

This Electronic Services Agreement and Disclosure (the “Agreement”) states the terms and conditions that apply when you access and use Hills Bank Online™ from your computer, tablet, or mobile device that is supported by our system (a “Device”) and/or use Push Button Banker to make payments, transfer funds between qualifying accounts, access accounts, obtain information, view bank statements, and perform other transactions (the “Electronic Services.”). This Agreement also applies to any optional services that can be utilized through Hills Bank Online (collectively, the “Supplemental Electronic Services”). Availability of Supplemental Electronic Services is subject to Hills Bank’s prior written approval and the execution of all applicable additional documents. These terms and conditions are in addition to those that apply to any accounts you have with Hills Bank or any other services you obtain from us. You must also follow all of our instructions and procedures applicable to the service

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • May 12th, 2014 • Georgia

This Electronic Services Agreement and Disclosure (Agreement) is the contract which covers your and our rights and responsibilities concerning electronic products and services offered to you by Black Hills Federal Credit Union (BHFCU). This includes, but is not limited to, the following account, product and service types: membership and deposit accounts, credit cards, loans, online banking, mobile banking, mobile deposit capture and other online services. In this Agreement, the words “you”, “your” and “yours” mean those who request and use an electronic product or service, any joint owners of accounts accessed under the Agreement or any authorized users of the product or service. The words "we," "us," and "our" mean BHFCU. The word "account" means any one or more accounts you have with BHFCU. By requesting and using electronic products and services each of you, jointly and severally, agree to the terms and conditions in the Agreement, and any amendments.

MEMBERSHIP AGREEMENTS AND DISCLOSURES
Electronic Services Agreement and Disclosure • July 22nd, 2020 • Pennsylvania

THIS AGREEMENT AND DISCLOSURE CONTAINS IMPORTANT MEMBERSHIP INFORMATION, ACCOUNT AGREEMENTS, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, SUBSTITUTE SHARE DRAFTS AND YOUR RIGHTS, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE AND INSTRUCTIONS. PLEASE BE CERTAIN TO READ THESE AGREEMENTS AND DISCLOSURES CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.

Contract
Electronic Services Agreement and Disclosure • April 8th, 2019 • Iowa

This Electronic Services Agreement and Disclosure (the “Agreement”) states the terms and conditions that apply when you access Hills Bank Online™, including Manage My Finances, Mobile Banking, and Bill Payment, from your computer, tablet, or mobile device that is supported by our system (a “Device”) and/or use Push Button Banker (collectively, the “Electronic Services”). These terms and conditions are in addition to those that apply to any accounts you have with Hills Bank or any other services you obtain from us. You must also follow all of our instructions and procedures applicable to the services covered by this Agreement.

AGREEMENTS AND DISCLOSURES
Electronic Services Agreement and Disclosure • August 4th, 2014

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean CME FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any CME Cash Card or CME VISA Great Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "CMEbyPhone," whereas Our Personal Computer Account Access System is hereinafter referred to as "CME@Home" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • August 18th, 2020

This Agreement applies to any electronic fund transfer made to or from Your Account(s) by You or by any user who has access to Your Account with actual, apparent or implied authority for use of Your Account. Electronic fund transfers to and from Your Account can be made through the use of, but may not be limited to the following: (a) Your Card in Automated Teller Machines (ATMs) or at any place that it is honored including those transactions made through the use of the appropriate PIN in conjunction with Your Card; (b) Our Mobicint system; (C) any check which You authorize the payee to process electronically. An electronic fund transfer is any transfer of funds which is performed through the use of Your Card, Our Mobicint system, E-Check or other electronic device. You understand that Your Card and any Personal Identification Numbers (PINs) or Access Codes are issued by Us and are not transferable. The use of Your Card, PIN and/or any other Account access device is subject to the follo

Thrive Federal Credit Union Electronic Services Agreement and Disclosure
Electronic Services Agreement and Disclosure • September 14th, 2015 • Indiana

This Agreement between you and Thrive Federal Credit Union (Thrive) contains the terms, conditions, and disclosures for Thrive’s e-services which include Home Banking, E- Statements and E-Notices.

BUSINESS ACCOUNT MEMBERSHIP AGREEMENTS AND DISCLOSURES
Electronic Services Agreement and Disclosure • November 30th, 2012 • California

In the following Agreements and Disclosures, the words “you,” “your” and “yours” mean the authorized signers on your accounts and each and all of those (whether one or more persons) who are subject to these Agreements and Disclosures as a result of signing a Business Premier Signature Card or opening one or more accounts with the Credit Union. The words “Credit Union,” “we,” “our” and “ours” refer to Premier America Credit Union or any one of our Service Providers.

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • May 13th, 2021 • Massachusetts

This Services Agreement contains important terms and conditions, which govern all Electronic Banking Services offered through The Andovers Federal Credit Union. Any and all account accessed via or provided by the Credit Union as part of the Services Agreement are governed as well as subject to the applicable deposit account agreements, loan documents, disclosures and other materials related to such accounts. You understand and agree that by using the Services, you are accepting the terms and conditions of this Services Agreement, and that your use of your login credentials will be considered the same as your written signature in authorizing the Credit Union to complete any transaction or request communicated to us. All electronic communications that meet these requirements will be deemed to be valid and authentic and as your intent and agreement that those electronic communications will be given the same legal effect as written and signed paper communications. You agree electronic copi

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • June 11th, 2021 • Kentucky

This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Members Heritage Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • January 10th, 2023

This Agreement is effective September 19, 2022 and supersedes any conflicting terms and conditions contained in any prior versions or amendments. Throughout this Agreement, the words “you,” “your,” and “yours” mean each and all of those (whether one or more persons) who are subject to the Agreement as a result of signing a Membership Application or a Signature Card for each respective account and using Online Banking. The words “we,” “us,” or “Credit Union” mean Kinecta Federal Credit Union. “Payee” means anyone, including the Credit Union, that you designate to pay and we accept as a payee.

ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE
Electronic Services Agreement and Disclosure • April 3rd, 2020

THIS IS YOUR ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE. IT INCLUDES NECESSARY FEDERAL STATEMENTS AS REQUIRED BY THE ELECTRONIC FUND TRANSFER ACT (15 U.S.C. SECTION 1693 ET SEQ) AND ANY SPECIAL INSTRUCTIONS REGARDING THE USE OF YOUR ATM CARD ("CARD") OR VISA DEBIT CARD ("CARD"), OUR INTERNET ACCOUNT ACCESS SYSTEM ("EBANKING"), OUR AUDIO RESPONSE SYSTEM ("TELEPHONE TELLER"), AND OUR ELECTRONIC BILL PAYMENT SYSTEM ("BILL PAY"), EACH WITH THEIR CORRESPONDING PERSONAL IDENTIFICATION NUMBER (PIN) OR ACCESS CODE, AND ANY CHECKS YOU AUTHORIZE TO BE PROCESSED ELECTRONICALLY ("E-CHECK").

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