Electronic Funds Transfer Agreement and Disclosure Sample Contracts

ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • August 7th, 2014 • South Carolina

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by SAFE Federal Credit Union (Credit Union). In this Agreement, the words you and yours mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words ‘we’, ‘us’, and ‘our’ mean everyone that signs any Account Card or is authorized to make Transactions regarding your account(s) as provided herein or by governing law, including any account service(s). “We,” “us,” or “our” means the Credit Union. “Access Device” means any card, electronic access device and/or any codes, passwords or personal identification numbers (PIN) that we issue to allow you to access and/or use any account or other services. With regard to online or internet transactions an access devise shall also include any computer, smart-phone or other hardware used to make or process a transacti

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • August 13th, 2009 • Pennsylvania

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by Alcoa Pittsburgh Federal Credit Union ("Credit Union"). In this Agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more share and share draft accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • June 30th, 2014 • Maryland

This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Money One Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more savings, checking, and loan accounts you have with the Credit Union. Electronic fund transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an application or account card for EFT services, signing your card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered. Furthermore, electronic fund transfers that meet

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • March 12th, 2012 • Iowa

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by Premier Credit Union ("Credit Union"). In this Agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more share and share draft accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

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Electronic Funds Transfer Agreement and Disclosure
Electronic Funds Transfer Agreement and Disclosure • August 20th, 2012

This Electronic Funds Transfer Agreement (EFT Agreement) is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by NETTFCU.

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • November 17th, 2006

This Agreement and Disclosure is the contract that covers your and our rights and responsibilities concerning the Online Financial Services offered to you by Woodmen Federal Credit Union. The Online Financial Services permits you to electronically initiate account transactions involving your accounts and communicate with the Credit Union. In this Agreement, the words “you”, “your”, and “yours” mean those who request and use Online Financial Services, any joint owners of accounts accessed under this Agreement or any authorized users of this service. The words “we”, “us”, and “our” mean the Credit Union. The word “account” means any one or more accounts you have with the Credit Union. By requesting and using the Online Financial Services, each of you, jointly and severally, agree to the terms and conditions in this Agreement, and any amendments.

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • November 30th, 2010 • New Jersey

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by Raritan Bay Federal Credit Union ("Credit Union"). In this Agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • January 6th, 2017 • Georgia

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (“EFT”) services offered to you by GEMC Credit Union (“Credit Union”). In this Agreement, the words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • November 13th, 2014 • Massachusetts

This Electronic Funds Transfer Agreement is the contract which covers the responsibilities concerning the electronic funds transfer (“EFT”) services offered to you by Taunton Federal Credit Union on all consumer accounts used for personal, family or household purposes. In this Agreement, the words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more savings and checking (share draft) accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered. If approve

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • July 29th, 2010 • Maine

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by Central Maine Credit Union ("Credit Union"). In this Agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered. Central Maine Federal Credit Union will pull credit before pos

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ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement and Disclosure • December 14th, 2016 • Tennessee

This Agreement is the contract which covers your and our rights and responsibilities concerning Electronic Fund Transfer (EFT) services offered to you by Family Advantage FCU (“Credit Union”). In this Agreement, the words “you” and “yours” mean those who sign the membership application as applicants, or joint owners, or sign a card or use an electronic funds transfer service, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more deposit accounts you have with the Credit Union. The word “checking” refers to one of our checking accounts and/or ATM/Debit accounts. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application, request for EFT services, using a Debit Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement, and any amendments for t

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