ICBC Credit Card Cardmember AgreementCredit Card Cardmember Agreement • November 24th, 2023
THIS AGREEMENT CONTAINS THE TERMS AND CONDITIONS APPLICABLE TO THE CARD(S) AND THE CARD ACCOUNT(S). PLEASE READ THIS AGREEMENT THOROUGHLY BEFORE USING OR SIGNING A CARD OR USING ANY OF THE SERVICES. BY USING OR SIGNING OR RETAINING A CARD OR USING ANY OF THE BANK’S SERVICES, THE CARDMEMBER WILL BE DEEMED TO HAVE ACCEPTED ALL THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT AND WILL BE BOUND BY THEM. THE USE OF THE CARD WILL BE GOVERNED BY THIS AGREEMENT. IF THE CARDMEMBER DOES NOT WISH TO BE BOUND BY THIS AGREEMENT, CUT THE CARD IN HALF AND RETURN THE PIECES TO THE BANK. UNLESS THE CARDMEMBER DOES SO, THE BANK WILL ASSUME THAT THE CARDMEMBER HAS ACCEPTED THIS AGREEMENT. THE CARDMEMBER SHOULD NOT USE THE CARD BEFORE OR AFTER THE PERIOD OF VALIDITY PRINTED ON THE FACE OF THE CARD.
Visa® Credit Card Cardmember Agreement® Credit Card Cardmember Agreement • July 2nd, 2019
In this Agreement, “Agreement” means this Visa® Credit Card Cardmember Agreement, the Credit Card Account Application signed by You, the Johns Hopkins Federal Credit Union Agreements and Disclosures currently in effect and as modified from time to time and all other agreements, disclosures, policies, and disclosures applicable to Your membership at this credit union. “Disclosure” means the Johns Hopkins Federal Credit Union Credit Card Account Opening Disclosures, a copy of which You herby acknowledge receiving. The words “You”, “Your” and “Yourself” mean each and all of those who apply for the card or who sign this Agreement and who are responsible under this Agreement. “Card” “Your Card” or “the Card” means the Visa® Credit Card(s) and any duplicates and renewals We issue relating to this Agreement or Your Account. Everyone who receives, sign or uses a card issued under this Agreement must be a member of this Credit Union. “Account” means Your Visa® Credit Card Line of Credit account
Visa® Credit Card Cardmember Agreement® Credit Card Cardmember Agreement • February 11th, 2014
In this Agreement the words “You”, “Your” and “Yourself” mean each and all of those who apply for the card or who sign this Agreement. “Card” means the Visa® Credit Card and any duplicates and renewals We issue. Everyone who receives, signs or uses a card issued under this Agreement must be a member of this Credit Union. “Account” means Your Visa® Credit Card Line of Credit account with Us. “We,” “Us”, “Ours” and “Credit Union” means Johns Hopkins Federal Credit Union. You acknowledge that You are 21 years of age or older or that there is a person of at least that age who is a co-signer on this Account.
