Atlantic Coast Bank Sample Contracts

ATLANTIC COAST BANK SPLIT DOLLAR LIFE INSURANCE AGREEMENT
Atlantic Coast Bank • January 7th, 2010 • Atlantic Coast Federal Corp • Savings institution, federally chartered • Georgia

This Split Dollar Agreement (“Agreement”) is entered into effective January 1, 2010, between Atlantic Coast Bank (“Bank”) and Thomas B. Wagers, Sr. (“Insured”) with respect to certain life insurance policies (the “Policy” or “Policies”) issued by a duly licensed life insurance company (the “Insurer”).

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