2005 Omnibus Stock Ownership Sample Contracts

AMERIS BANCORP AND LONG-TERM INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT

2005 Omnibus Stock Ownership • January 24th, 2006 • Ameris Bancorp • State commercial banks

• Contract Type
  2005 Omnibus Stock Ownership
• Filed
  January 24th, 2006
• Company
  Ameris Bancorp
• Industry
  State commercial banks

THIS AGREEMENT (this “Agreement”) is made and entered into as of the date of the grant set forth above (the “Grant Date”), by and between Ameris Bancorp (f/k/a ABC Bancorp), a Georgia corporation (“Ameris”), and the above-named individual (the “Grantee”).

AMERIS BANCORP AND LONG-TERM INCENTIVE PLAN NON-QUALIFIED STOCK OPTION AGREEMENT

2005 Omnibus Stock Ownership • January 24th, 2006 • Ameris Bancorp • State commercial banks

• Contract Type
  2005 Omnibus Stock Ownership
• Filed
  January 24th, 2006
• Company
  Ameris Bancorp
• Industry
  State commercial banks

THIS AGREEMENT (this “Agreement”) is made and entered into as of the date of the grant set forth above (the “Grant Date”), by and between Ameris Bancorp (f/k/a ABC Bancorp), a Georgia corporation (“Ameris”), and the above-named individual (the “Grantee”).

AMERIS BANCORP AND LONG-TERM INCENTIVE PLAN RESTRICTED STOCK GRANT AGREEMENT

2005 Omnibus Stock Ownership • January 24th, 2006 • Ameris Bancorp • State commercial banks

• Contract Type
  2005 Omnibus Stock Ownership
• Filed
  January 24th, 2006
• Company
  Ameris Bancorp
• Industry
  State commercial banks

THIS AGREEMENT (this “Agreement”) is made and entered into as of the date of the grant set forth above (the “Grant Date”), by and between Ameris Bancorp (f/k/a ABC Bancorp), a Georgia corporation (“Ameris”), and the above-named individual (the “Grantee”).