SECOND AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENTCredit Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This Loan Note is one of the Loan Notes referred to in, and is entitled to the benefits of, the Credit Agreement, which, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events and also for prepayments on account of the principal hereof prior to the maturity hereof upon the terms and conditions specified therein and is secured by the Collateral including the Assets.
AMENDMENT NUMBER SEVEN to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement and Securities Contract • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of June 3, 2020 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Repurchase Agreement”), by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (the “Seller”), MORGAN STANLEY BANK, N.A., a national banking association (the “Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (together with any successor agent appointed from time to time in accordance with the terms of Section 13.09, the “Agent”).
CONFIRMATION AND AMENDMENT OF MASTER PARTICIPATION AGREEMENTMaster Participation Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS CONFIRMATION AND AMENDMENT OF MASTER PARTICIPATION AGREEMENT (“Confirmation and Amendment”), is executed to be effective as of the 12th day of October, 2021, by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (hereinafter referred to as "Seller"), and MERCHANTS BANK OF INDIANA (hereinafter referred to as "Participant");
AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT, dated as of October 23, 2020, by and among Credit Suisse First Boston Mortgage Capital LLC, (“Administrative Agent”) on behalf of Buyers, including but not limited to Credit Suisse AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman” and a “Buyer”) and Alpine Securitization LTD (“Alpine” and a “Buyer”), Home Point Financial Corporation (“Seller”) and each Underlying Entity joined hereto from time to time (each, an “Underlying Entity”, and together with the Seller, each a “Seller Party” and collectively, the “Seller Parties”).
SUBSTITUTE OPTION AGREEMENT UNDER THE HOME POINT CAPITAL INC. 2021 INCENTIVE PLANSubstitute Option Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
Pursuant to the terms and conditions of this Substitute Option Agreement (this “Option Agreement”) and the Home Point Capital Inc. 2021 Incentive Plan, as it may be amended and restated from time to time (the “Plan”), Home Point Capital Inc., a Delaware corporation (the “Company”), hereby grants to the Participant set forth on the signature page hereto (the “Participant”) the aggregate number of substitute Options set forth in the table on the signature page hereto, with each Option representing the right to purchase one share of Common Stock (collectively, the “Substitute Options”). The Substitute Options are “Substitute IPO Options” as set forth in the Plan. Capitalized terms not otherwise defined herein shall have the same meaning as set forth in the Plan.
AMENDMENT NO. 2 TO MORTGAGE LOAN PARTICIPATION SALE AGREEMENTParticipation Sale Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MORTGAGE LOAN PARTICIPATION SALE AGREEMENT, dated as of November 2, 2021 (as amended, restated, supplemented, or otherwise modified from time to time, this “Agreement”), between JPMorgan Chase Bank, National Association (“Purchaser”) and Home Point Financial Corporation (“Seller”).
Letter Agreement Regarding Benchmark Rate Replacement Goldman Sachs Bank USA Goldman Sachs & Co. LLC New York, NY 10282Letter Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Home Point Financial Corporation and its affiliates that are party to the agreements listed on Schedule A (each a “Counterparty” and a “Party”) and collectively the “Counterparties”)
AMENDMENT NO. 1 TO MORTGAGE LOAN PARTICIPATION SALE AGREEMENTMortgage Loan Participation Sale Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MORTGAGE LOAN PARTICIPATION SALE AGREEMENT, dated as of November 2, 2021 (as amended, restated, supplemented, or otherwise modified from time to time, this “Agreement”), between JPMorgan Chase Bank, National Association (“Purchaser”) and Home Point Financial Corporation (“Seller”).
FIRST AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENTCredit Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents
This FIRST AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”), is entered into as of December 22, 2021, by and among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation, as borrower (the “Borrower”), HOME POINT CAPITAL INC., a Delaware corporation, as guarantor (the “Guarantor”), the financial institutions that are parties hereto, as lenders (each such financial institution, a “Lender” and collectively, the “Lenders”) and GOLDMAN SACHS BANK USA, as administrative agent (the “Administrative Agent”).
AMENDMENT NO. 18 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 18 to Master Repurchase Agreement, dated as of February 10, 2022 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 2 to MASTER REPRUCHASE AGREEMENTMaster Repurchase Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT No. 2 (this “Amendment”), dated effective as of February 4, 2022 (the “Second Amendment Effective Date”), is made by and among GOLDMAN SACHS BANK USA, as buyer (in such capacity, “Buyer”), HPFC SUB 1 LLC, as seller (in such capacity, the “Seller”) and HOME POINT FINANCIAL CORPORATION, as guarantor (in such capacity, “Guarantor”).
CONFIRMATION AND AMENDMENT OF PARTICIPATION AGREEMENTConfirmation and Amendment of Participation Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS CONFIRMATION AND AMENDMENT OF PARTICIPATION AGREEMENT (“Confirmation and Amendment”), is executed to be effective as of February 15, 2022, by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (hereinafter referred to as “Seller”), and MERCHANTS BANK OF INDIANA (hereinafter referred to as “Participant”);
