SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 22nd, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of September 16, 2022, is made and entered into by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (“Seller”), and TIAA, FSB, a federal savings association (“Buyer”).
AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
BARCLAYS BANK PLC, in its capacity as purchaser (together with its permitted successors and assigns in such capacity hereunder, “Barclays” or a “Purchaser”) and agent pursuant hereto (together with its permitted successors and assigns in such capacity hereunder, “Agent”),
Underwriting AgreementUnderwriting Agreement • February 3rd, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
The stockholders named in Schedule II hereto (the “Selling Stockholders”) of Home Point Capital Inc., a Delaware corporation (the “Company”), propose, subject to the terms and conditions stated in this agreement (this “Agreement”), to sell to the Underwriters named in Schedule I hereto (the “Underwriters”) an aggregate of 7,250,000 shares (the “Firm Shares”) and, at the election of the Underwriters to cover over-allotments, if any, up to 1,087,500 additional shares (the “Optional Shares”) of common stock, par value $0.0000000072 per share (the “Stock”), of the Company. The Firm Shares and the Optional Shares that the Underwriters elect to purchase pursuant to Section 2 hereof are herein collectively called the “Shares.”
FOURTH AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENTCredit Agreement • May 12th, 2023 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This Loan Note is one of the Loan Notes referred to in, and is entitled to the benefits of, the Credit Agreement, which, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events and also for prepayments on account of the principal hereof prior to the maturity hereof upon the terms and conditions specified therein and is secured by the Collateral including the Assets.
AMENDMENT NUMBER 2 TO MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACTMaster Repurchase Agreement and Securities Contract • March 9th, 2023 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
THIS AMENDMENT NUMBER 2 TO MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of November 17, 2022 (this “Amendment”), is by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (“Seller”), and BANK OF MONTREAL, a Canadian Chartered bank acting through its Chicago Branch (“Buyer”). Unless otherwise defined herein, capitalized terms used in this Amendment have the meanings assigned to such terms in the Master Repurchase Agreement and Securities Contract, dated as of January 8, 2021 (as amended, restated, supplemented or otherwise modified to the date hereof and by this Amendment, the “Repurchase Agreement”), between the Seller and the Buyer.
ContractMortgage Warehouse Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Texas
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
AMENDMENT NUMBER TEN to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement and Securities Contract • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of June 3, 2020 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Repurchase Agreement”), by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (the “Seller”), MORGAN STANLEY BANK, N.A., a national banking association (the “Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (together with any successor agent appointed from time to time in accordance with the terms of Section 13.09, the “Agent”).
CONFIRMATION AND AMENDMENT OF MASTER PARTICIPATION AGREEMENTMaster Participation Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS CONFIRMATION AND AMENDMENT OF MASTER PARTICIPATION AGREEMENT (“Confirmation and Amendment”), is executed to be effective as of the 12th day of October, 2021, by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (hereinafter referred to as "Seller"), and MERCHANTS BANK OF INDIANA (hereinafter referred to as "Participant");
AMENDMENT NO. 8 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 8 to Master Repurchase Agreement, dated as of June 30, 2022 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman”, and a “Buyer”), ALPINE SECURITIZATION LTD (“Alpine” and a “Buyer”) and other Buyers joined thereto from time to time (the “Buyers”) and Home Point Financial Corporation (the “Seller”).
INDEMNIFICATION AGREEMENTIndemnification Agreement • March 12th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
This Indemnification Agreement is effective as of _________, ______ (this “Agreement”) and is between Home Point Capital Inc., a Delaware corporation (the “Company”), and the undersigned director/officer of the Company (“Indemnitee”).
AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT among HPFC SUB 1 LLC (“Seller”) HOME POINT FINANCIAL CORPORATION (“Guarantor”) and GOLDMAN SACHS BANK USA (“Buyer”) dated as of June 30, 2021Master Repurchase Agreement • July 2nd, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
THIS AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (the “Agreement”) is made and entered into as of June 30, 2021 (the “Effective Date”) , by and among Goldman Sachs Bank USA, a New York State-chartered bank, as buyer (“Buyer”), HPFC Sub 1 LLC (“HPFC Sub”), a Delaware limited liability company, as seller (“Seller”), and Home Point Financial Corporation (“HPFC”), a New Jersey corporation, as guarantor (“Guarantor”).
MASTER PARTICIPATION AGREEMENT between HOME POINT FINANCIAL CORPORATION (“Seller”) and MERCHANTS BANK OF INDIANA (“Participant”) May 31, 2017Master Participation Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS MASTER PARTICIPATION AGREEMENT (the “Agreement”) is made as of May 31, 2017, by and between HOME POINT FINANCIAL CORPORATION, having a principal place of business at 1194 Oak Valley Drive, Suite 80, Ann Arbor, Michigan 48108; Attention: [***] (“Seller”), and MERCHANTS BANK OF INDIANA, having an office at 11555 N. Meridian Street, Suite 400, Carmel, Indiana 46032; Attention: [***] (“Participant”).
AGREEMENT AND PLAN OF MERGER by and among MR. COOPER GROUP INC., HEISMAN MERGER SUB, INC., and HOME POINT CAPITAL INC. Dated as of May 10, 2023Agreement and Plan of Merger • May 11th, 2023 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
THIS AGREEMENT AND PLAN OF MERGER, dated as of May 10, 2023 (this “Agreement”), is made by and among Mr. Cooper Group Inc., a Delaware corporation (“Parent”), Heisman Merger Sub, Inc., a Delaware corporation and a direct, wholly owned Subsidiary of Parent (“Acquisition Sub”), and Home Point Capital Inc., a Delaware corporation (the “Company”).
REGISTRATION RIGHTS AGREEMENT by and between HOME POINT CAPITAL INC. and the other parties hereto Dated as of February 2, 2021Registration Rights Agreement • February 3rd, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is dated as of February 2, 2021 and is by and between Home Point Capital Inc. (the “Company”) and the Holders (as defined below) from time to time party hereto.
STOCKHOLDERS’ AGREEMENT of HOME POINT CAPITAL INC. Dated as of February 2, 2021Stockholders’ Agreement • February 3rd, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
This STOCKHOLDERS’ AGREEMENT (as the same may be amended from time to time in accordance with its terms, this “Agreement”) is entered into as of February 2, 2021, by and among Home Point Capital Inc., a Delaware corporation (the “Company”), and each of the stockholders of the Company whose name appears on the signature pages hereto (each, a “Stockholder” and collectively, the “Stockholders”).
AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT By and Among: TIAA, FSB, as Administrative Agent and a Buyer, the other Buyers from time to time party hereto and HOME POINT FINANCIAL CORPORATION, as Seller Dated as of September 18, 2020Master Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of September 18, 2020, is made and entered into by and among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (“Seller”), the Buyers from time to time party hereto (“Buyer”), and TIAA, FSB, formerly known as EverBank, as a Buyer and swing line lender (in such capacity, “TIAA”), and as administrative agent (in such capacity, the “Administrative Agent”) for the Buyers.
SUBSTITUTE OPTION AGREEMENT UNDER THE HOME POINT CAPITAL INC. 2021 INCENTIVE PLANSubstitute Option Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
Pursuant to the terms and conditions of this Substitute Option Agreement (this “Option Agreement”) and the Home Point Capital Inc. 2021 Incentive Plan, as it may be amended and restated from time to time (the “Plan”), Home Point Capital Inc., a Delaware corporation (the “Company”), hereby grants to the Participant set forth on the signature page hereto (the “Participant”) the aggregate number of substitute Options set forth in the table on the signature page hereto, with each Option representing the right to purchase one share of Common Stock (collectively, the “Substitute Options”). The Substitute Options are “Substitute IPO Options” as set forth in the Plan. Capitalized terms not otherwise defined herein shall have the same meaning as set forth in the Plan.
AMENDMENT NO. 2 TO MORTGAGE LOAN PARTICIPATION SALE AGREEMENTParticipation Sale Agreement • March 17th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MORTGAGE LOAN PARTICIPATION SALE AGREEMENT, dated as of November 2, 2021 (as amended, restated, supplemented, or otherwise modified from time to time, this “Agreement”), between JPMorgan Chase Bank, National Association (“Purchaser”) and Home Point Financial Corporation (“Seller”).
WAIVER AND SEPARATION AGREEMENT AND GENERAL RELEASE OF ALL CLAIMSWaiver and Separation Agreement • March 9th, 2023 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Michigan
THIS WAIVER AND SEPARATION AGREEMENT AND GENERAL RELEASE OF ALL CLAIMS (“Agreement”) is entered into on February 24, 2023 by and between Mark E. Elbaum (“Employee”), Home Point Financial Corporation (“Home Point Financial” or “Employer”), and Home Point Capital Inc. (“Home Point Capital”). Such parties are herein after referred to collectively as the “Parties”.
TENDER AND SUPPORT AGREEMENTTender and Support Agreement • May 11th, 2023 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
THIS TENDER AND SUPPORT AGREEMENT (this “Agreement”) is made and entered into as of May 10, 2023, by and among Home Point Capital Inc., a Delaware corporation (the “Company”), Mr. Cooper Group Inc., a Delaware corporation (“Parent”), and the undersigned stockholders (the “Stockholders”) of the Company.
AMENDMENT NO. 1 to MASTER REPRUCHASE AGREEMENTMaster Repurchase Agreement • November 5th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT No. 1 (this “Amendment”), dated effective as of July 22, 2021 (the “First Amendment Effective Date”), is made by and among GOLDMAN SACHS BANK USA, as buyer (in such capacity, “Buyer”), HPFC SUB 1 LLC, as seller (in such capacity, the “Seller”) and HOME POINT FINANCIAL CORPORATION, as guarantor (in such capacity, “Guarantor”).
AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 6 to Master Repurchase Agreement, dated as of November 9, 2017 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 4 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • August 11th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 4 to Master Repurchase Agreement, dated as of June 30, 2021 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman”, and a “Buyer”), ALPINE SECURITIZATION LTD (“Alpine” and a “Buyer”) and other Buyers joined thereto from time to time (the “Buyers”) and Home Point Financial Corporation (the “Seller”).
AMENDMENT NO. 9 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 9 to Master Repurchase Agreement, dated as of October 19, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 20 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 20th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 20 to Master Repurchase Agreement, dated as of September 16, 2022 (this “Amendment”), by and between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
SUBSERVICING AGREEMENT between SERVICEMAC, LLC, as Subservicer and HOME POINT FINANCIAL CORPORATION, as Owner/Servicer February 7, 2022 Residential Mortgage Loans Agency and Non-Agency SubservicingSubservicing Agreement • May 12th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Delaware
AMENDMENT NO. 13 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 13 to Master Repurchase Agreement, dated as of July 6, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
ADDENDUM TO MORTGAGE WAREHOUSE AGREEMENT (New York Committed Facility)Mortgage Warehouse Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents
THIS ADDENDUM TO MORTGAGE WAREHOUSE AGREEMENT (this “Addendum”) is made and entered into by the undersigned executing this Addendum as “Seller” and TEXAS CAPITAL BANK, NATIONAL ASSOCIATION (“Bank”), and is effective as of the Effective Date.
CONFIRMATION AND AMENDMENT OF MASTER PARTICIPATION AGREEMENTMaster Participation Agreement • May 12th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS CONFIRMATION AND AMENDMENT OF MASTER PARTICIPATION AGREEMENT (“Confirmation and Amendment”), is executed to be effective as of March 8, 2022, by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (hereinafter referred to as “Seller”), and MERCHANTS BANK OF INDIANA (hereinafter referred to as “Participant”);
RATE AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents
This Amendment (the “Amendment”) to the Master Repurchase Agreement (defined below), is entered into on May 19, 2022 by and among Wells Fargo Bank, N.A. (the “Buyer”) and Home Point Financial Corporation (the “Seller”). The Buyer and the Seller may also be referred to individually as a “Party” or collectively as the “Parties.”
ContractPledge Agreement • September 7th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Texas
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
AMENDMENT NUMBER FIVE to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement • May 13th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NUMBER FIVE (this “Amendment”) is made this 10th of March, 2021, among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation, as seller (“Home Point”), MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (“Agent”), to the Master Repurchase Agreement, dated as of June 3, 2020, as amended by that certain Amendment Number One to the Master Repurchase Agreement, dated as of August 14, 2020, by that certain Amendment Number Two to the Master Repurchase Agreement, dated as of November 18, 2020, by that certain Amendment Number Three to the Master Repurchase Agreement, dated as of December 23, 2020 and effective as of January 5, 2021, and by that certain Amendment Number Four, dated as of February 11, 2021 (as further amended, modified or supplemented from time to time, the “Agreement”), among Seller, Buyer and Agent, as such agreement ma
MASTER REPURCHASE AGREEMENT CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC, as administrative agent, CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its CAYMAN ISLANDS BRANCH, as buyer, ALPINE SECURITIZATION LTD, as buyer and...Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT, dated as of October 23, 2020, by and among Credit Suisse First Boston Mortgage Capital LLC, (“Administrative Agent”) on behalf of Buyers, including but not limited to Credit Suisse AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman” and a “Buyer”) and Alpine Securitization LTD (“Alpine” and a “Buyer”), Home Point Financial Corporation (“Seller”) and each Underlying Entity joined hereto from time to time (each, an “Underlying Entity”, and together with the Seller, each a “Seller Party” and collectively, the “Seller Parties”).
AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • March 3rd, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 1 to Master Repurchase Agreement, dated as of March 2, 2021 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman”, and a “Buyer”), ALPINE SECURITIZATION LTD (“Alpine” and a “Buyer”) and other Buyers joined thereto from time to time (the “Buyers”) and Home Point Financial Corporation (the “Seller”).
CHANGE IN TERMS AGREEMENT (Standard Seller Warehouse Document Modifications)Terms Agreement • May 12th, 2023 • Home Point Capital Inc. • Mortgage bankers & loan correspondents
THIS CHANGE IN TERMS AGREEMENT (this "Agreement") is made and entered into by the undersigned executing this Agreement as "Seller" and TEXAS CAPITAL BANK ("Bank") and is effective as of the date set forth below Bank's signature block hereto (the "Effective Date").
