0001663577-26-000311 Sample Contracts
This instrument prepared by or under the direction of and upon recording is to be returned to: Firsel Ross Gussis & Alexander LLC Deerfield, IL 60015 Attention: Samuel P. Gussis, Esq. Space Above This Line For Recorder’s UseMortgage, Assignment of Leases and Rents, Security Agreement and Fixture Filing • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • Florida
NOTICE TO RECORDER: THIS MORTGAGE, ASSIGNMENT OF LEASES AND RENTS, SECURITY AGREEMENT AND FIXTURE FILING (THIS “MORTGAGE”) MADE BY ENVY RECREATIONAL LLC, A DELAWARE LIMITED LIABILITY COMPANY (“MORTGAGOR”) IN FAVOR OF LOANCORE CAPITAL CREDIT REIT LLC, A DELAWARE LIMITED LIABILITY COMPANY (“MORTGAGEE”), TOGETHER WITH THAT CERTAIN AMENDED AND RESTATED MORTGAGE, ASSIGNMENT OF LEASES AND RENTS, SECURITY AGREEMENT AND FIXTURE FILING OF EVEN DATE HEREWITH MADE BY ENVY DEVELOPMENT DE, LLC, A DELAWARE LIMITED LIABILITY COMPANY (“OTHER MORTGAGOR”) IN FAVOR OF MORTGAGEE (THE “OTHER MORTGAGE”), SECURES THAT CERTAIN AMENDED AND RESTATED RENEWAL PROMISSORY NOTE, DATED THE DATE HEREOF, MADE BY OTHER MORTGAGOR TO MORTGAGEE, IN THE PRINCIPAL AMOUNT OF $47,700,000.00 (AS THE SAME MAY BE AMENDED, MODIFIED, RESTATED, SEVERED, CONSOLIDATED, RENEWED, REPLACED, OR SUPPLEMENTED FROM TIME TO TIME, THE “NOTE”). THE OTHER MORTGAGE IS TO BE RECORDED IN THE PUBLIC RECORDS OF BROWARD COUNTY, FLORIDA (THE “PUBLIC RE
SPRINGING CASH MANAGEMENT AGREEMENTSpringing Cash Management Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • New York
This SPRINGING CASH MANAGEMENT AGREEMENT (this “Agreement”) is entered into as of September 23, 2026, by and among ENVY RECREATIONAL LLC, a Delaware limited liability company, ENVY DEVELOPMENT DE, LLC, a Delaware limited liability company (individually or collectively as the context may require, jointly and severally, “Borrower”), PNC BANK, NATIONAL ASSOCIATION, a national banking association (together with its successors and assigns, “Deposit Bank”) and LOANCORE CAPITAL CREDIT REIT LLC, a Delaware limited liability company (together with its successors and assigns, “Lender”).
Escrow AgreementEscrow Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions
THIS ESCROW AGREEMENT made as of September 23, 2026 (the "Effective Date") by and among ClearTrust, LLC, a Florida limited liability company maintaining its principal corporate office at 2420 Brunello Trace, Lutz, Florida 33558 (the "Escrow Agent"), Stewards, Inc. ("Party A"), maintaining its principal place of business at 4300 N University Dr, Ste D105 Lauderhill, FL 33351, and ENVY DEVELOPMENT PB, LLC and THE MYELIN GROUP ("Party B"), maintaining its principal place of business at 3210 Hunter Rd, 3210 Hunter Rd, Weston, FL 33331. Party A, Party B, and the Escrow Agent are each referred to herein as a “Party” and collectively as the “Parties.” The identities, roles, and transaction-specific terms applicable to Party A and Party B are set forth in Exhibit A, which is incorporated herein by this reference.
PAYMENT GUARANTYPayment Guaranty • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • New York
This PAYMENT GUARANTY (this “Guaranty”), dated as of September 23, 2026, made by ENVY RECREATIONAL LLC, a Delaware limited liability company, having an address at 4300 N. University Drive, Suite D105, Lauderhill, FL 33351 (“Guarantor”), in favor of LOANCORE CAPITAL CREDIT REIT LLC, a Delaware limited liability company (together with its successors and assigns, hereinafter referred to as “Lender”), having an address c/o LoanCore Capital, 55 Railroad Avenue, Suite 100, Greenwich, Connecticut 06830.
MEMBERSHIP INTERESTS PURCHASE AND SALE AGREEMENTMembership Interests Purchase and Sale Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • Florida
THIS MEMBERSHIP INTERESTS PURCHASE AND SALE AGREEMENT (“Agreement”) is made as of September 21, 2026 (“Effective Date”), by and among ENVY DEVELOPMENT PB, LLC, a Florida limited liability company (“Envy Seller”), HSU GAMMA INVESTMENTS LP, a Delaware limited partnership (“HGI”), MICHAEL HSIAO, an individual (“Hsiao”), ESTATE OF CHRISTOPHER LONGSWORTH (“Longsworth,” and together with Hsiao and HGI, the “Myelin Group Owners”); THE MYELIN GROUP, LLC, a Florida limited liability company (“Myelin Seller”), ENVY DEVELOPMENT DE, LLC, a Delaware limited liability company (“Envy Propco”), solely with respect to Section 10.1 hereof, ENVY RECREATIONAL, LLC, a Delaware limited liability company (“Myelin Propco”), solely with respect to Section 11.1 hereof, SRC ENVY HOLDCO LLC, a Delaware limited liability company (“Purchaser”), and STEWARDS, INC., a Nevada corporation (OTC: SWRD) (the “Issuer”). Envy Seller, Myelin Group Owners, Myelin Seller, Purchaser, Envy Propco, Myelin Propco, and Issuer are r
PLEDGE AND SECURITY AGREEMENTPledge and Security Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • New York
PLEDGE AND SECURITY AGREEMENT (this “Agreement”) dated as of September 23, 2026, by SRC ENVY HOLDCO LLC, a Delaware limited liability company, having an address at 4300 North University Drive, Suite D105, Lauderhill, Florida 33351 (“Pledgor”), for the benefit of LOANCORE CAPITAL CREDIT REIT LLC, a Delaware limited liability company, as lender, having an address at c/o LoanCore Capital, 55 Railroad Avenue, Suite 100, Greenwich, Connecticut 06830 (together with its successors and assigns, the “Lender”).
LOAN AGREEMENTLoan Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • New York
REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • Florida
THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is made and entered into as of September 23, 2026 (the “Effective Date”), by and among (i) STEWARDS, INC., a Nevada corporation (the “Issuer”), (ii) the undersigned parties listed as “Sellers” on the signature page hereto (each, a “Seller” and collectively, the “Sellers”), (iii) STEWARDS INTERNATIONAL FUNDS PCC ON BEHALF OF THE STEWARDS PRIVATE CREDIT FUND, a Mauritius Protected Cell Company (the “Guarantor”).
REIMBURSEMENT AGREEMENTReimbursement Agreement • September 29th, 2026 • Stewards, Inc. • Short-term business credit institutions • Delaware
This REIMBURSEMENT AGREEMENT (this “Agreement”) is made and entered into as of September 23 , 2026 (the “Effective Date”) by and among BERNARD HSIAO (“Bernard”), MICHAEL HSIAO (“Michael”) (Bernard and Michael collectively, the “Hsiao Parties”, and each a “Hsiao Party”), GLEN STEWARD (“Glen”), SHAUN QUIN (“Shaun”), STEWARDS, INC., a Nevada corporation (OTC: SWRD) (“Issuer,” and together with Glen and Shaun, the “Stewards Guarantors,” and each a “Stewards Guarantor”), and STEWARDS INTERNATIONAL FUNDS PCC ON BEHALF OF THE STEWARDS PRIVATE CREDIT FUND, a Mauritius Protected Cell Company (“Stewards International”, Stewards International and Issuer are hereafter referred to individually as a “Stewards Party” and collectively as the “Stewards Parties”) (all the foregoing collectively, the “Parties”, and each a “Party”).