0001464790-25-000011 Sample Contracts

CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

This CREDIT AGREEMENT, dated as of August 16, 2022, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Secured Guarantors (defined herein), the Lenders (defined herein), and BANC OF CALIFORNIA, N.A., as the Administrative Agent.

SIXTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS SIXTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of March 15, 2024, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, as successor-in-interest to Banc of California, N.A., as Administrative Agent, with reference to the following facts:

FIRST AMENDMENT TO CREDIT AGREEMENT AND JOINDER
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

dated as of September 9, 2022, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, N.A., as Administrative Agent, with reference to the following facts:

FOURTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS FOURTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of November 6, 2023, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, N.A., as Administrative Agent, with reference to the following facts:

GREAT AMERICAN HOLDINGS, LLC a Delaware Limited Liability Company SECOND AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT Dated as of November 15, 2024
Limited Liability Company Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • Delaware
SECOND AMENDMENT TO CREDIT AGREEMENT AND JOINDER
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California
THIRD AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS THIRD AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of March 2, 2023, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, N.A., as Administrative Agent, with reference to the following facts:

THIRTEENTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS THIRTEENTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of December 18, 2024, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, as successor-in-interest to Banc of California, N.A., as Administrative Agent, with reference to the following facts:

FIFTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS FIFTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of February 14, 2024, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, as successor-in-interest to Banc of California, N.A., as Administrative Agent, with reference to the following facts:

TWELFTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS TWELFTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of November 18, 2024 (the “Twelfth Amendment Effective Date”), is entered into by and among BRPI Acquisition Co LLC, a Delaware limited liability company, United Online, Inc., a Delaware corporation, YMax Corporation, a Delaware corporation (collectively, the “Borrowers”), the Affiliates of the Borrowers identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, as successor-in-interest to Banc of California, N.A., as Administrative Agent (the “Administrative Agent”), with reference to the following facts:

THIRTEENTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS THIRTEENTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of December 18, 2024 (the “Thirteenth Amendment Effective Date”), is entered into by and among BRPI Acquisition Co LLC, a Delaware limited liability company, United Online, Inc., a Delaware corporation, YMax Corporation, a Delaware corporation (collectively, the “Borrowers”), the Affiliates of the Borrowers identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, as successor-in-interest to Banc of California, N.A., as Administrative Agent (the “Administrative Agent”), with reference to the following facts:

TWELFTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • September 19th, 2025 • B. Riley Financial, Inc. • Investment advice • California

THIS TWELFTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of November 18, 2024, is entered into by and among LINGO MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the Affiliates of the Borrower identified on the signature pages hereto (collectively, the “Secured Guarantors”), the financial institutions identified on the signature pages hereto (collectively, the “Lenders”), and Banc of California, as successor-in-interest to Banc of California, N.A., as Administrative Agent, with reference to the following facts: