0001193125-13-020843 Sample Contracts

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

This REGISTRATION RIGHTS AGREEMENT dated July 13, 2012 (this “Agreement”) is entered into by and among ING U.S., INC., a Delaware corporation (the “Company”), LION CONNECTICUT HOLDINGS INC. (the “Initial Guarantor”) and CITIGROUP GLOBAL MARKETS INC., J.P. MORGAN SECURITIES LLC, MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED and MORGAN STANLEY & CO. LLC (collectively with, and for and on behalf of, the other “Initial Purchasers” named in the Purchase Agreement referred to below, the “Initial Purchasers”).

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TERM LOAN AGREEMENT Dated as of April 20, 2012 among ING AMERICA INSURANCE HOLDINGS, INC. as the Borrower, BANK OF AMERICA, N.A., as Administrative Agent, and The Other Lenders Party Hereto CITIBANK, N.A., as Syndication Agent ING BANK N.V., LONDON...
Term Loan Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

This TERM LOAN AGREEMENT (“Agreement”) is entered into as of April 20, 2012, among ING AMERICA INSURANCE HOLDINGS, INC., a Delaware corporation (the “Borrower”), each lender from time to time party hereto (collectively, the “Lenders” and individually, a “Lender”), and BANK OF AMERICA, N.A., as Administrative Agent.

REVOLVING CREDIT AGREEMENT Dated as of April 20, 2012 among ING AMERICA INSURANCE HOLDINGS, INC. as the Borrower, BANK OF AMERICA, N.A., as Administrative Agent, Swing Line Lender, Fronting L/C Issuer and Several L/C Agent, and The Other Lenders Party...
Revolving Credit Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

This REVOLVING CREDIT AGREEMENT (“Agreement”) is entered into as of April 20, 2012, among ING AMERICA INSURANCE HOLDINGS, INC., a Delaware corporation (the “Borrower”), each lender from time to time party hereto (collectively, the “Lenders” and individually, a “Lender”), and BANK OF AMERICA, N.A., as Administrative Agent, Swing Line Lender, Fronting L/C Issuer and Several L/C Agent.

REINSURANCE AGREEMENT (C) [SLDI Direct business without LOCs] between SECURITY LIFE OF DENVER INTERNATIONAL LIMITED (referred to as the Company) and HANNOVER LIFE REASSURANCE (IRELAND) LIMITED (referred to as the Reinsurer) Effective as of July 1, 2011
Reinsurance Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

THIS REINSURANCE AGREEMENT (C) (the “Agreement”), is made and entered into on August 19, 2011, effective as of 12:01 a.m. New York time on July 1, 2011 (the “Effective Time”) by and between Security Life of Denver International Limited, a life insurance company domiciled in The Cayman Islands (the “Company” or “SLDI”) and Hannover Life Reassurance (Ireland) Limited, an Ireland-domiciled life insurance company (the “Reinsurer”).

ADVANCES, PLEDGE AND SECURITY AGREEMENT DELIVERY
Advances, Pledge and Security Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • Iowa

This Advances, Pledge and Security Agreement (“Agreement”), effective this 27th day of March, 2009, is entered between ING USA Annuity and Life Insurance Company (“Member”), with principal offices at 909 Locust Street, Des Moines, Iowa 50309 and the Federal Home Loan Bank of Des Moines (“Bank”), with principal offices in Des Moines, Iowa.

COINSURANCE AGREEMENT between the AETNA LIFE INSURANCE AND ANNUITY COMPANY (referred to as the Company) and LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK (referred to as the Reinsurer) Dated as of October 1, 1998
Coinsurance Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • Connecticut

THIS COINSURANCE AGREEMENT (the “Agreement”) made by and between Aetna Life Insurance and Annuity Company, a Connecticut domiciled stock life insurance company (the “Company”) and Lincoln Life & Annuity Company of New York, a New York domiciled stock life insurance company (the “Reinsurer”).

MODIFIED COINSURANCE AGREEMENT between the AETNA LIFE INSURANCE AND ANNUITY COMPANY (referred to as the Company) and LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK (referred to as the Reinsurer) Dated as of October 1, 1998
Modified Coinsurance Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • Connecticut

THIS MODIFIED COINSURANCE AGREEMENT (the “Agreement”) made by and between Aetna Life Insurance and Annuity Company, a Connecticut domiciled stock life insurance company (the “Company”) and Lincoln Life & Annuity Company of New York, a New York domiciled stock life insurance company (the “Reinsurer”).

Master Transaction Agreement
Master Transaction Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • Iowa

This Master Transaction Agreement (“Agreement”) dated this May 1, 2006, is entered into between ING USA Annuity and Life Insurance Company (“Member”), with principal offices at Des Moines, Iowa, and the Federal Home Loan Bank of Des Moines (“Bank”) with principal offices in Des Moines, Iowa.

MASTER ASSET PURCHASE AGREEMENT BY AND AMONG SCOTTISH RE GROUP LIMITED, SCOTTISH HOLDINGS, INC., SCOTTISH RE (U.S.), INC, SCOTTISH RE LIFE (BERMUDA) LIMITED, SCOTTISH RE (DUBLIN) LIMITED, AND HANNOVER LIFE REASSURANCE COMPANY OF AMERICA, HANNOVER LIFE...
Master Asset Purchase Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

MASTER ASSET PURCHASE AGREEMENT, dated as of January 22, 2009 (this “Agreement”), by and among SCOTTISH RE GROUP LIMITED, an exempted company limited by shares organized and existing under the laws of the Cayman Islands (the “Parent”), SCOTTISH HOLDINGS, INC., a Delaware corporation (“SHI”), SCOTTISH RE (U.S.), INC., a Delaware insurance company (“SRUS”), SCOTTISH RE LIFE (BERMUDA) LIMITED, a Bermuda insurance company (“SRLB”), SCOTTISH RE (DUBLIN) LIMITED, an Ireland insurance company, (“SRD,” and together with the Parent, SHI, SRUS and SRLB each a “Seller” and collectively the “Sellers”), and HANNOVER LIFE REASSURANCE COMPANY OF AMERICA, a Florida insurance company (“HLRUS”) and HANNOVER LIFE REASSURANCE (IRELAND) LIMITED, an Ireland insurance company (“HLRI,” and together with HLRUS, the “Buyers”), and SECURITY LIFE OF DENVER INSURANCE COMPANY, a Colorado insurance company (“SLD”), and SECURITY LIFE OF DENVER INTERNATIONAL LIMITED, a Bermuda insurance company (“SLDI,” and together w

ING GROEP N.V. (THE ‘COMPANY’) Insurance Americas Atlanta United States Number of Options Number of Performance Shares
ING U.S., Inc. • January 23rd, 2013 • Life insurance

Any Grant of Options and/or Award of Performance Shares pursuant to the ING Group LONG TERM EQUITY OWNERSHIP PLAN is subject to the following terms and conditions. Your personal details listed above together with these terms and conditions constitute your LEO AGREEMENT (THE ‘AGREEMENT’).

Amendment No. 1 to Coinsurance Agreement Between ING Life Insurance and Annuity Company (formerly Aetna Life Insurance and Annuity) and Lincoln Life & Annuity Company of New York Effective March 1, 2007
Grantor Trust Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

This Amendment No. 1 (“Amendment No. 1”) to Coinsurance Agreement (the “Coinsurance Agreement”) dated October 1, 1998, between Aetna Life Insurance and Annuity Company, now known as ING Life Insurance and Annuity Company, (“ILIAC” or the “Company”) and The Lincoln National Life Insurance Company (“LNL”), is entered into by ILIAC and Lincoln Life & Annuity Company of New York (“LNY”), successor to LNL as Reinsurer by assignment, and is entered into as of March 19, 2007 and effective as of March 1, 2007.

FHLBank Topeka / P.O. Box 176 / One Security Benefit Pl, Suite 100 / Topeka, Kansas 66601-0176 PH 785.233.0507 / www.fhlbtopeka.com Building Communities Together Amended and Restated Institutional Custody Agreement
Institutional Custody Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • Kansas

This Amended and Restated Institutional Custody Agreement (“Agreement”), is made as of the 12th day of May, 2004, by and between Security Life of Denver Insurance Company, (“Customer”) and the Federal Home Loan Bank of Topeka (“Custodian”).

FHLBank Topeka / P.O. Box 176 / One Security Benefit Pl, Suite 100 / Topeka, Kansas 66601-0176 PH 785.233.0507 / www.fhlbtopeka.com Building Communities Together Advance, Pledge and Security Agreement (Specific Pledge) Institution: Security Life of...
ING U.S., Inc. • January 23rd, 2013 • Life insurance • Kansas

This Advance, Pledge and Security Agreement (Agreement) is made by and between the Federal Home Loan Bank of Topeka (FHLBank) and the above-described institution (Institution).

AETNA INC.,
Aetna Life and Casualty Company • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York
Deposit Agreement
Deposit Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance

This Deposit Agreement (Agreement) is made as of May 15, 2000, between: The Federal Home Loan Bank of Topeka (Bank) and Security Life of Denver Insurance Company (Institution), which has its principal office at 1290 Broadway, Denver, CO 80203

REINSURANCE AGREEMENT between SECURITY LIFE OF DENVER INSURANCE COMPANY (referred to as the Company) and HANNOVER LIFE REASSURANCE COMPANY OF AMERICA (referred to as the Reinsurer) Effective as of January 1, 2009
Reinsurance Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

THIS REINSURANCE AGREEMENT (the “Agreement”), is made and entered into on February 20, 2009, effective as of 12:01 a.m. New York time on January 1, 2009 (the “Effective Time”) by and between Security Life of Denver Insurance Company, a Colorado- domiciled life insurance company (the “Company” or “SLD”) and Hannover Life Reassurance Company of America, a Florida-domiciled life insurance company (the “Reinsurer”).

MASTER SERVICES AGREEMENT FOR BUSINESS PROCESSES between ING NORTH AMERICA INSURANCE CORPORATION and COGNIZANT TECHNOLOGY SOLUTIONS U.S. CORPORATION – NAIC Confidential –
Master Services Agreement for Business Processes • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

This Master Services Agreement for Business Processes (this “MSA”) is made and entered into as of June 5, 2012 (the “MSA Effective Date”) by and between ING North America Insurance Corporation, a corporation formed under the laws of the State of Delaware (“NAIC”) and Cognizant Technology Solutions U.S. Corporation, a corporation formed under the laws of the State of Delaware (“Cognizant”).

ING GROEP N.V. (the ‘Company’) Insurance Americas Atlanta United States Deferred Amount = Number of Deferred Shares = Number of Performance Shares =
ING U.S., Inc. • January 23rd, 2013 • Life insurance

Any Award of Deferred Shares and Performance Shares pursuant to the ING Group Long Term Sustainable Performance Plan (“LSPP”) is subject to the following terms and conditions. Your personal details listed above together with these terms and conditions constitute your LSPP Agreement (the “Agreement”).

ING Groep N.V., Executive Board Charter
Master Claim Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance
ING LOGO] ING GROEP N.V. (the “Company”) «Employee_First_Name» «Employee_Middle_Name» «Employee_Last_Name» «MC_Name» «Company_Name» «Office_Name» «Country_Name» Deferred Amount = «gross Deferred_Amount» Number of Deferred Shares = «Deferred_Shares»
ING U.S., Inc. • January 23rd, 2013 • Life insurance

This Grant of Deferred Shares is subject to the following terms and conditions. Your personal details listed above together with these terms and conditions detailed below constitute your AGREEMENT (THE “AGREEMENT”).

TAX SHARING AGREEMENT
Tax Sharing Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance

THIS AGREEMENT is entered into by and between ING AMERICA INSURANCE HOLDINGS, INC. (“ING”) and each of its undersigned subsidiaries (the “Subsidiaries”, or in the singular “Subsidiary”).

CREDIT AGREEMENT dated as of December 30, 2011 among SECURITY LIFE OF DENVER INTERNATIONAL LIMITED, as the Applicant, ING BANK N.V., LONDON BRANCH as Administrative Agent and THE VARIOUS FINANCIAL INSTITUTIONS FROM TIME TO TIME PARTY HERETO, as...
Credit Agreement • January 23rd, 2013 • ING U.S., Inc. • Life insurance • New York

THIS CREDIT AGREEMENT, dated as of December 30, 2011 is entered into by and between SECURITY LIFE OF DENVER INTERNATIONAL LIMITED, a Cayman Islands company (“SLDI”), ING BANK N.V., LONDON BRANCH (“ING”), as administrative agent (in such capacity, the “Administrative Agent”), and the Issuing Banks (as defined below).

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