0001193125-09-008187 Sample Contracts

January 16, 2009 [Name] S&T Bancorp, Inc. Indiana, Pennsylvania 15701 Dear [Name],
Securities Purchase Agreement • January 20th, 2009 • S&t Bancorp Inc • State commercial banks

S&T Bancorp, Inc. (the “Company”) anticipates entering into a Securities Purchase Agreement (the “Participation Agreement”) with the United States Department of Treasury (“Treasury”) that provides for the Company’s participation in the Treasury’s TARP Capital Purchase Program (the “CPP”). If the Company decides not to participate in the CPP, this letter shall be of no further force and effect.

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