0001193125-08-143703 Sample Contracts

LETTER LOAN AGREEMENT - LINE OF CREDIT
Letter Loan Agreement • June 30th, 2008 • 1st Financial Services CORP • State commercial banks • North Carolina

This letter sets forth the terms and conditions under which Branch Banking and Trust Company (“Bank”) shall make to 1st Financial Services Corporation (“Borrower”) the following loan:

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PLEDGE AND SECURITY AGREEMENT
Pledge and Security Agreement • June 30th, 2008 • 1st Financial Services CORP • State commercial banks • North Carolina

THIS PLEDGE AND SECURITY AGREEMENT (““Agreement”) is made this 25th day of June, 2008, by 1st FINANCIAL SERVICES CORPORATION, a North Carolina bank holding company (the “Pledgor”) for the benefit of BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (the “Bank”).

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