0001193125-05-052862 Sample Contracts

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FORM OF EMPLOYMENT AGREEMENT
Employment Agreement • March 16th, 2005 • United Financial Bancorp Inc • Massachusetts

This Agreement is made effective as of the day of , 2005 by and among United Bank (the “Bank”), a federally chartered stock savings bank, with its principal administrative office at 95 Elm Street, West Springfield, Massachusetts 01089, United Financial Bancorp, Inc. (the “Company”), a federal mid-tier stock holding company, with its principal administrative office at 95 Elm Street, West Springfield, Massachusetts 01089 and Richard B. Collins (“Executive”).

RP® FINANCIAL, LC.
United Financial Bancorp Inc • March 16th, 2005

This letter sets forth the agreement between United Bank, West Springfield, Massachusetts (the “Bank”), and RP® Financial, LC. (“RP Financial”) for the independent appraisal services in connection with the “Minority Stock Issuance” by United Financial Bancorp, Inc., the existing mid-tier stock holding company that is a subsidiary of United Mutual Holding Company. The specific appraisal services to be rendered by RP Financial are described below.

EXECUTIVE SUPPLEMENTAL COMPENSATION AGREEMENT RICHARD B. COLLINS
Executive Supplemental Compensation Agreement • March 16th, 2005 • United Financial Bancorp Inc

AGREEMENT made as of the 25th day of January 2002, by and between UNITED CO-OPERATIVE BANK, a banking corporation chartered under the Laws of the Commonwealth of Massachusetts and having a principal place of business in West Springfield, Massachusetts (hereinafter called the “Corporation”) and RICHARD B. COLLINS of Longmeadow, Massachusetts (hereinafter called the “Employee”).

RESTATED EXECUTIVE SUPPLEMENTAL COMPENSATION AGREEMENT DONALD F.X. LYNCH
Executive Supplemental Compensation Agreement • March 16th, 2005 • United Financial Bancorp Inc

Said early retirement supplemental compensation shall be payable monthly in accordance with the above schedule and for the period

EXECUTIVE SUPPLEMENTAL COMPENSATION AGREEMENT JOHN J. PATTERSON
Executive Supplemental Compensation Agreement • March 16th, 2005 • United Financial Bancorp Inc

Said early retirement supplemental compensation shall be payable monthly in accordance with the above schedule and for the period of time established in Section 2 (B) hereof commencing at the date of his early retirement.

DEFERRED INCOME AGREEMENT GEORGE W. JONES UNITED CO-OPERATIVE BANK SPRINGFIELD, MASSACHUSETTS MARCH 1, 1985
Deferred Income Agreement • March 16th, 2005 • United Financial Bancorp Inc • Massachusetts

This Agreement is entered into this first day of March, 1985, between UNITED CO-OPERATIVE BANK, 81 State Street, Springfield, Massachusetts 01103 (herein referred to as the “Bank”) and GEORGE W. JONES, 12 Addison Road, Wilbraham, Massachusetts 01095 (herein referred to as the “Director”),

EXECUTIVE SUPPLEMENTAL COMPENSATION AGREEMENT KEITH E. HARVEY
Executive Supplemental Compensation Agreement • March 16th, 2005 • United Financial Bancorp Inc

AGREEMENT made as of the 2nd day of January 2003, by and between UNITED CO-OPERATIVE BANK, a banking corporation chartered under the Laws of the Commonwealth of Massachusetts and having a principal place of business in West Springfield, Massachusetts (hereinafter called the “Corporation”) and Keith E. Harvey of West Springfield, Massachusetts (hereinafter called the “Employee”).

AMENDMENT TO COMPENSATION AGREEMENT
Deferred Income Agreement • March 16th, 2005 • United Financial Bancorp Inc • Massachusetts

It is agreed that the Compensation Agreement between UNITED CO-OPERATIVE BANK and ROBERT W. BOZENHARD, JR., DIRECTOR, dated August 1, 1985, will be amended as follows:

FORM OF CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • March 16th, 2005 • United Financial Bancorp Inc • Massachusetts

This AGREEMENT is made effective as of , 2005 by and between UNITED BANK, a federally chartered stock savings bank (the “Bank”), and (“Executive”). Any reference to “Company” herein shall mean UNITED FINANCIAL BANCORP, INC., or any successor thereto.

DEFERRED INCOME AGREEMENT DONALD G. HELLIWELL UNITED CO-OPERATIVE BANK SPRINGFIELD, MASSACHUSETTS JANUARY 1, 1985
Deferred Income Agreement • March 16th, 2005 • United Financial Bancorp Inc • Massachusetts

This Agreement is entered into this first day of January, 1985, between UNITED CO-OPERATIVE BANK, 81 State Street, Springfield, Massachusetts 01103 (herein referred to as the “Bank”) and DONALD G. HELLIWELL, 1294 Western Avenue, West field, Massachusetts 01085 (herein referred to as the “Director”).

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