0001193125-04-219015 Sample Contracts

CAPITAL ONE FINANCIAL CORPORATION Nonstatutory Stock Option Agreement No. of Shares Subject to Option: 566,000
Nonstatutory Stock Option Agreement • December 23rd, 2004 • Capital One Financial Corp • Personal credit institutions • Virginia

THIS AGREEMENT, dated the 20th of December, 2004 (the “Date of Grant”), between CAPITAL ONE FINANCIAL CORPORATION, a Delaware corporation (the “Company”), and Richard D. Fairbank (“Optionee”), is made pursuant and subject to the provisions of the Company’s 2004 Stock Incentive Plan (the “Plan”), and all terms used herein that are defined in the Plan shall have the same meaning given them in the Plan unless they are otherwise defined herein:

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