0001190903-07-000881 Sample Contracts

AMENDMENT NO. 1 TO FUND AGREEMENT
Fund Agreement • July 25th, 2007 • Nationwide Variable Account 4

Amendment dated as of January 1, 2002 to the Fund Agreement dated as of September 10, 2001 (the "Agreement"), between NATIONWIDE FINANCIAL SERVICES, INC., a Delaware Corporation, for itself and on behalf of its subsidiaries and affiliates listed on Exhibit A (individually or collectively, "NFS"), RYDEX VARIABLE TRUST, a Delaware business trust (the "Trust"), and RYDEX DISTRIBUTORS, INC., a Maryland corporation (the "Distributor").

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Agreement • July 25th, 2007 • Nationwide Variable Account 4 • Ohio

This Agreement dated as of the 10th day of September, 2001 is made by and among NATIONWIDE FINANCIAL SERVICES, INC., a Delaware corporation, for itself and on behalf of its subsidiaries and affiliates listed on Exhibit A (individually or collectively, "NFS"), RYDEX VARIABLE TRUST, a Delaware business trust (the "Trust"), and RYDEX DISTRIBUTORS, INC., a Maryland corporation (the "Distributor").

AMENDMENT NO. 2 TO FUND AGREEMENT
Fund Agreement • July 25th, 2007 • Nationwide Variable Account 4

WHEREAS, under the terms of the Agreement, the Distributor makes available shares of portfolios of the Trust and other investment companies to NFS as investment options under variable annuity contracts and variable life insurance policies ("Contracts") and retirement plans; and

AMENDMENT NO. 3 TO FUND AGREEMENT
Fund Agreement • July 25th, 2007 • Nationwide Variable Account 4

This Amendment ("Amendment") is made and entered into as of the 27th day of October, 2006 between Nationwide Financial Services, Inc., a Delaware corporation, on behalf of its subsidiaries and affiliates listed on Exhibit A (individually or collectively, "NFS"), Rydex Variable Trust, a Delaware business trust (the "Trust"), and Rydex Distributors, Inc., a Maryland corporation (the "Distributor"), and amends the Fund Agreement dated as of September 10, 2001, as amended ( the "Agreement").

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