EXHIBIT 4.20 LOAN AGREEMENT This "LOAN AGREEMENT" is entered into this 31st day of July, 2003 between Vertical Ventures, LLC, (the "LENDER") and e-SIM Ltd., an Israeli company having its principal place of business at 19 Hartum Street, POB 45002,...Loan Agreement • July 30th, 2004 • Esim LTD • Services-prepackaged software
E-SIM LTD.Share Purchase Agreement • July 30th, 2004 • Esim LTD • Services-prepackaged software
RECITALS:Securities Purchase Agreement • July 30th, 2004 • Esim LTD • Services-prepackaged software
July 28, 2004 To: Industrial Development Bank of Israel, Ltd. Dear Sirs, RE: AMENDMENT OF ADDITIONAL CONDITIONS FOR GRANTING CREDITS - AMENDMENT NO. 5 Reference is made to the Additional Conditions for Granting Credits dated November 30, 2000 (the...Esim LTD • July 30th, 2004 • Services-prepackaged software
July 28, 2004 Israel Discount Bank Ltd. Dear Sirs, Re: AMENDMENT OF ADDITIONAL CONDITIONS We hereby confirm our agreement to the amendment to the Additional Conditions for Granting Credits dated September 19, 2000, as amended (the "Additional...Esim LTD • July 30th, 2004 • Services-prepackaged software
February ___, 2004Esim LTD • July 30th, 2004 • Services-prepackaged software
May 2, 2004 Industrial Development Bank of Israel, Ltd. Dear Sirs, RE: AMENDMENT OF ADDITIONAL CONDITIONS FOR GRANTING CREDITS - AMENDMENT NO. 4 Reference is made to the Additional Conditions for Granting Credits dated November 30, 2000 (the...Esim LTD • July 30th, 2004 • Services-prepackaged software
July 28, 2004 Israel Discount Bank Ltd. Dear Sirs, Re: DEBENTURE - AMENDMENT NO. 1 We hereby confirm our agreement to the amendment of the Debenture dated September 19, 2000 (the " DEBENTURE") issued by e-SIM, Ltd. (the "COMPANY") in favor of Israel...Esim LTD • July 30th, 2004 • Services-prepackaged software
July 28, 2004 Industrial Development Bank of Israel Ltd. Dear Sirs, Re: DEBENTURE - AMENDMENT NO. 1 We hereby confirm our agreement to the amendment of the Debenture dated September 19, 2000 (the "DEBENTURE") issued by e-SIM, Ltd. (the "COMPANY") in...Esim LTD • July 30th, 2004 • Services-prepackaged software
May 2, 2004 Industrial Development Bank of Israel Ltd. Dear Sirs, Re: E-SIM LTD. - CONVERTIBLE DEBENTURE - AMENDMENT NO. 3 We hereby confirm our agreement to the amendment of the Convertible Debenture Agreement dated November 30, 2000, as amended on...Esim LTD • July 30th, 2004 • Services-prepackaged software
February 9, 2004 Israel Discount Bank Ltd. Dear Sirs, Re: E-SIM LTD. - CONVERTIBLE DEBENTURE We hereby confirm our agreement to the amendment of the Convertible Debenture Agreement dated November 30, 2000, as amended on August 12, 2002 (the "CD"), as...Esim LTD • July 30th, 2004 • Services-prepackaged software
EXHIBIT 4.8 Novemebr, 30, 2000 To: Industrial development bank of Israel LTD Dear Sirs, Further to the Agreement of General Business Conditions ("the General Conditions") and the Additional Condition for granted Credits (the "Additional Conditions")...Esim LTD • July 30th, 2004 • Services-prepackaged software
