0001144204-17-055893 Sample Contracts

AGREEMENT AND PLAN OF REORGANIZATION among OLD POINT FINANCIAL CORPORATION, THE OLD POINT NATIONAL BANK OF PHOEBUS and CITIZENS NATIONAL BANK October 27, 2017
Agreement and Plan of Reorganization • November 2nd, 2017 • Old Point Financial Corp • National commercial banks • Virginia

This AGREEMENT AND PLAN OF REORGANIZATION, dated as of October 27, 2017, is by and among Old Point Financial Corporation (“OPOF”), The Old Point National Bank of Phoebus (“OPNB”) and Citizens National Bank (“CNB”).

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