0001104659-20-076971 Sample Contracts

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • June 26th, 2020 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of May 26, 2020, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

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MAINSTAY GROUP OF FUNDS
Master Custodian Agreement • June 26th, 2020 • Mainstay Funds Trust
AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 1st day of May, 2020, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 22nd day of May, 2020, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

MAINSTAY GROUP OF FUNDS
Master Delegation Agreement • June 26th, 2020 • Mainstay Funds Trust
AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • June 26th, 2020 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of June 30, 2020, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Agency and Service Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 30th day of June, 2020, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

MainSTay Funds Trust AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 26th day of May, 2020, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

Amendment to Custody Agreement
Custody Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Custody Agreement (the “Amendment”) is made and effective as of May 22, 2020, by and between MainStay Funds Trust, a Delaware statutory trust (the “Trust”), and U.S. Bank National Association, a national banking association organized and exiting under the laws of the United States of America (the “Custodian”).

MAINSTAY FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
The Subadvisory Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is effective as of the 26th day of May, 2020 between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”), and Cushing Asset Management LP, a Texas limited partnership (the “Subadvisor”).

MainSTay Funds Trust AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • June 26th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 30th day of June, 2020, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

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