0001055160-24-000005 Sample Contracts

AMENDED AND RESTATED AGREEMENT
Amended and Restated Agreement • February 22nd, 2024 • Mfa Financial, Inc. • Real estate investment trusts • Maryland

THIS AMENDED AND RESTATED AGREEMENT (this “Agreement”) is entered into and effective this 21st day of February, 2024 (the “Effective Date”), by and between Harold E. Schwartz (“Executive”) and MFA Financial, Inc. (“MFA” or the “Company”) and amends and restates the agreement entered into as of May 5, 2021 (the “May 2021 Agreement”), between Executive and the Company.

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MFA FINANCIAL, INC. EQUITY COMPENSATION PLAN FORM OF PHANTOM SHARE AWARD AGREEMENT (TIME BASED VESTING)
Equity Compensation Plan • February 22nd, 2024 • Mfa Financial, Inc. • Real estate investment trusts

AGREEMENT, dated as of the __ of __________, 202_ (the “Grant Date”), by and between MFA Financial, Inc., a Maryland corporation (the “Company”), and ___________ (the “Grantee”).

AMENDMENT NO. 2 TO EMPLOYMENT AGREEMENT
Employment Agreement • February 22nd, 2024 • Mfa Financial, Inc. • Real estate investment trusts

THIS AMENDMENT NO. 2 (the “Amendment”), dated as of February 21, 2024, to the Amended and Restated Employment Agreement entered into as of February 22, 2021, as amended by Amendment No. 1 thereto, dated as of May 3, 2022 (as amended, the “Employment Agreement”), is made by and between MFA Financial, Inc. (the “Company”) and Craig L. Knutson (“Executive”).

AGREEMENT
Execution • February 22nd, 2024 • Mfa Financial, Inc. • Real estate investment trusts • Maryland

THIS AGREEMENT (this “Agreement”) is entered into and effective this 21st day of February, 2024 (the “Effective Date”), by and between Michael C. Roper (“Executive”) and MFA Financial, Inc. (“MFA” or the “Company”).

MFA FINANCIAL, INC. EQUITY COMPENSATION PLAN FORM OF PHANTOM SHARE AWARD AGREEMENT (PERFORMANCE BASED VESTING)
Equity Compensation Plan • February 22nd, 2024 • Mfa Financial, Inc. • Real estate investment trusts

AGREEMENT, dated as of the __ day of ________, 202_ (the “Grant Date”), by and between MFA Financial, Inc., a Maryland corporation (the “Company”), and ____________ (the “Grantee”).

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