0001047469-08-007373 Sample Contracts

PRINCIPAL FINANCIAL GROUP, INC. and PRINCIPAL FINANCIAL SERVICES, INC., as guarantor to THE BANK OF NEW YORK TRUST COMPANY, N.A., as Trustee JUNIOR SUBORDINATED INDENTURE Dated as of
Principal Financial Group Inc • June 11th, 2008 • Accident & health insurance • New York

JUNIOR SUBORDINATED INDENTURE, dated as of , among PRINCIPAL FINANCIAL GROUP, INC., a Delaware corporation (the “Company”), PRINCIPAL FINANCIAL SERVICES, INC., an Iowa corporation and wholly-owned subsidiary of the Company, as guarantor (the “Subsidiary Guarantor”), each having its principal office at 711 High Street, Des Moines, Iowa 50392 and THE BANK OF NEW YORK TRUST COMPANY, N.A., a national banking association incorporated and existing under the laws of the United States of America, as trustee (the “Trustee”).

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PRINCIPAL FINANCIAL GROUP, INC. and PRINCIPAL FINANCIAL SERVICES, INC., as guarantor to THE BANK OF NEW YORK TRUST COMPANY, N.A., as Trustee SUBORDINATED INDENTURE Dated as of
Principal Financial • June 11th, 2008 • Principal Financial Group Inc • Accident & health insurance • New York

SUBORDINATED INDENTURE, dated as of , between PRINCIPAL FINANCIAL GROUP, INC., a corporation duly organized and existing under the laws of the State of Delaware (herein called the “Company”), PRINCIPAL FINANCIAL SERVICES, INC., a corporation duly organized and existing under the laws of the State of Iowa and a wholly-owned subsidiary of the Company, as guarantor (herein called the “Subsidiary Guarantor”), each having its principal office at 711 High Street, Des Moines, Iowa 50392, and THE BANK OF NEW YORK TRUST COMPANY, N.A., a national banking association incorporated and existing under the laws of the United States of America, as Trustee (herein called the “Trustee”).

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