0000950153-02-001612 Sample Contracts

WITNESSETH
Sub-Advisory Agreement • September 23rd, 2002 • Ing Mutual Funds • New York
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FORM OF SERVICE AGREEMENT
Service Agreement • September 23rd, 2002 • Ing Mutual Funds
ING MUTUAL FUNDS
Expense Limitation Agreement • September 23rd, 2002 • Ing Mutual Funds
Exhibit (h)(7) [ING FUNDS LETTERHEAD] FORM OF AMENDED AND RESTATED EXHIBIT A - AGENCY AGREEMENT Nick Horvath DST Systems, Inc. 333 West 11th St., 5th Floor Kansas City, Missouri 64105
Ing Mutual Funds • September 23rd, 2002

Pursuant to the Agency Agreement dated November 30, 2000, as amended, between the Funds (as defined in the Agreement) and DST Systems, Inc. (the "Agreement"), we hereby notify you of our intention to retain you as Transfer Agent and Dividend Disbursing Agent to render such services to ING Principal Protection Fund V and ING Real Estate Fund, each a newly established series of ING Equity Trust (collectively, the "New Funds"), upon all of the terms and conditions set forth in the Agreement. Upon your acceptance, the Agreement has been modified to give effect to the foregoing by adding "ING Principal Protection Fund V" and "ING Real Estate Fund" to Exhibit A of the Agreement. In addition, pursuant to the recent merger, ING Asia-Pacific Equity Fund has been deleted from the Amended and Restated Exhibit A.

September 23, 2002
Ing Mutual Funds • September 23rd, 2002
Exhibit (h)(18) [ING FUNDS LETTERHEAD] FORM OF SIDE AGREEMENT September 23, 2002 Board of Trustees ING Mutual Funds 7337 East Doubletree Ranch Road Scottsdale, AZ 85258-2034 RE: VOLUNTARY EXPENSE LIMITATIONS Ladies and Gentlemen: For the Class A, B,...
Ing Mutual Funds • September 23rd, 2002

For the Class A, B, C, I and Q shares of ING International Fund (the "Fund"), a series of ING Mutual Funds, ING Investments, LLC shall waive or lower its investment management fee in accordance with the Expense Limitation Agreement between ING Investments, LLC and ING Mutual Funds as if the Maximum Operating Expense Limits specified in Schedule A of the Expense Limitation Agreement were as follows:

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