0000950144-08-004139 Sample Contracts

FIRST AMENDMENT TO LEASE AGREEMENT
Lease Agreement • May 15th, 2008 • Atlantic American Corp • Life insurance • Georgia

THIS FIRST AMENDMENT TO LEASE AGREEMENT (the “Amendment”), is made this 31st day of March, 2008 (the “Effective Date”), by and between DELTA LIFE INSURANCE CO., a Georgia corporation (“Landlord”) and ATLANTIC AMERICAN CORPORATION, BANKERS FIDELITY LIFE INSURANCE COMPANY and GEORGIA CASUALTY & SURETY COMPANY, all Georgia corporations (collectively, “Tenant”).

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NON COMPETITION AGREEMENT
Non Competition Agreement • May 15th, 2008 • Atlantic American Corp • Life insurance

THIS NON COMPETITION AGREEMENT (“Agreement”) is made and entered into as of the 31st day of March, 2008, by and between Atlantic American Corporation, a corporation organized and existing under the laws of the State of Georgia (“Atlantic American”) and Columbia Mutual Insurance Company, a corporation organized and existing under the laws of the State of Missouri (“Columbia”).

FIRST AMENDMENT TO CREDIT AGREEMENT AND PLEDGE AGREEMENT
Credit Agreement and Pledge Agreement • May 15th, 2008 • Atlantic American Corp • Life insurance • Georgia

THIS FIRST AMENDMENT TO CREDIT AGREEMENT AND PLEDGE AGREEMENT (this “Amendment”) is made as of the 28th day of March, 2008, between ATLANTIC AMERICAN CORPORATION, a Georgia corporation (the “Borrower”) and WACHOVIA BANK, NATIONAL ASSOCIATION (the “Bank”).

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