This is a legal Contract — read it carefully. We agree to pay the benefits of this Contract in accordance with its terms. This Contract is issued in consideration of the Payment.Manulife Financial Corp • July 25th, 2011 • Life insurance
John Hancock Life Insurance Company (U.S.A.) (“the Company”) will pay an annuity benefit commencing on the Maturity Date to the Payee as directed by the Owner, in accordance with the Annuity Payments provision of this Contract. Unless another available option under this Contract is elected, Annuity Payments will be payable for a period of 10 years and as long thereafter as the Annuitant lives. If the Owner dies while this Contract is in effect prior to the Maturity Date, we will pay a Death Benefit to the Beneficiary upon receipt of all required claim forms and proof of death of the Owner at the Annuity Service Office.
