Manulife Financial Corp Sample Contracts
OVERNIGHT MAILING ADDRESS: ANNUITY SERVICE OFFICE: HOME OFFICE: [164 Corporate Drive [P.O. Box 9506 [100 Summit Lake Drive] Portsmouth, NH 03801-6815] Portsmouth, NH 03802-9506 Valhalla, New York 10595] For Inquiries or Assistance in Resolving...Annuity Contract • July 17th, 2009 • Manulife Financial Corp • Life insurance
MANULIFE FINANCIAL CORPORATION - and - CAISSE DE DÉPÔT ET PLACEMENT DU QUÉBEC - and - CST TRUST COMPANYSubscription Receipt Agreement • September 15th, 2014 • Manulife Financial Corp • Life insurance • Ontario
MANULIFE FINANCIAL CORPORATION, a Canadian corporation incorporated under the Insurance Companies Act (Canada) (the “Corporation”)
SUBORDINATED GUARANTEESubordinated Guarantee • November 20th, 2015 • Manulife Financial Corp • Life insurance • Ontario
SUBORDINATED GUARANTEE made as of November 20, 2015, by Manulife Financial Corporation, a company incorporated under the Insurance Companies Act (Canada) (the “Guarantor”), in favour of the Holders (defined herein) of certain subordinated unsecured debentures designated the 3.181% Fixed/Floating Subordinated Debentures due 2027 (the “Debentures”) issued by The Manufacturers Life Insurance Company, a corporation amalgamated under Insurance Companies Act (Canada) (the “Corporation”) in favour of BNY Trust Company of Canada as trustee (together with its permitted successors and assigns, the “Trustee”) for the benefit of the Holders under the terms of a ninth supplemental indenture made as of the date hereof to the amended and restated trust indenture made as of November 18, 2011 between the Corporation and the Trustee, as supplemented (as the same may be further amended and supplemented from time to time, the “Indenture”).
WITNESSETH:Subordinated Guarantee • January 4th, 2010 • Manulife Financial Corp • Life insurance • Massachusetts
MANULIFE FINANCIAL CORPORATION DEBT SECURITIES UNDERWRITING AGREEMENTUnderwriting Agreement • March 15th, 2022 • Manulife Financial Corp • Life insurance • New York
SUBORDINATED NEW MVA GUARANTEESubordinated Guarantee • June 29th, 2005 • Manulife Financial Corp • Life insurance • Massachusetts
SUBORDINATED NEW MVA GUARANTEE (the “Subordinated Guarantee”) dated as of , 2005, by MANULIFE FINANCIAL CORPORATION, a corporation organized under the laws of Canada (“MFC” or the “Guarantor”), in connection with certain deferred combination fixed and variable annuity contracts (hereinafter, the “Contracts”) issued by JOHN HANCOCK VARIABLE LIFE INSURANCE COMPANY, a stock life insurance company organized under the laws of the Commonwealth of Massachusetts (“JHVLICO”).
This is a legal Contract — read it carefully. We agree to pay the benefits of this Contract in accordance with its terms. This Contract is issued in consideration of the Payment.Annuity Contract • July 25th, 2011 • Manulife Financial Corp • Life insurance
John Hancock Life Insurance Company (U.S.A.) (“the Company”) will pay an annuity benefit commencing on the Maturity Date to the Payee as directed by the Owner, in accordance with the Annuity Payments provision of this Contract. Unless another available option under this Contract is elected, Annuity Payments will be payable for a period of 10 years and as long thereafter as the Annuitant lives. If the Owner dies while this Contract is in effect prior to the Maturity Date, we will pay a Death Benefit to the Beneficiary upon receipt of all required claim forms and proof of death of the Owner at the Annuity Service Office.
JOHN HANCOCK LIFE INSURANCE COMPANY SignatureNotes WITH MATURITIES OF TWELVE MONTHS OR MORE FROM DATE OF ISSUE (FULLY AND UNCONDITIONALLY GUARANTEED BY MANULIFE FINANCIAL CORPORATION) SELLING AGENT AGREEMENTSelling Agent Agreement • June 27th, 2005 • Manulife Financial Corp • Life insurance • New York
This Agreement may be executed by each of the parties hereto in any number of counterparts, and by each of the parties hereto on separate counterparts, each of which counterparts, when so executed and delivered, shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument.
AMENDED AND RESTATED GUARANTEE AGREEMENTGuarantee Agreement • January 13th, 2017 • Manulife Financial Corp • Life insurance • Ontario
THE MANUFACTURERS LIFE INSURANCE COMPANY, a life insurance company amalgamated under the Insurance Companies Act (Canada)
JOINT FILING AGREEMENTJoint Filing Agreement • May 15th, 2026 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G to which this Agreement is attached, relating to the First Watch Restaurant Group Inc. is filed on behalf of each of them.
CREDIT AGREEMENT Made as of December 11, 2008 Among MANULIFE FINANCIAL CORPORATION as Borrower and BANK OF MONTREAL, CANADIAN IMPERIAL BANK OF COMMERCE, NATIONAL BANK OF CANADA, ROYAL BANK OF CANADA AND THE BANK OF NOVA SCOTIA and Each of the...Credit Agreement • December 12th, 2008 • Manulife Financial Corp • Life insurance • Ontario
BANK OF MONTREAL, CANADIAN IMPERIAL BANK OF COMMERCE, NATIONAL BANK OF CANADA, ROYAL BANK OF CANADA AND THE BANK OF NOVA SCOTIA
Exhibit 4(d) SUBORDINATED MVA GUARANTEE SUBORDINATED MVA GUARANTEE (the "Subordinated Guarantee") dated as of ________, 2009, by MANULIFE FINANCIAL CORPORATION, a corporation organized under the laws of Canada (the "Guarantor"), in connection with...Subordinated Mva Guarantee • May 8th, 2009 • Manulife Financial Corp • Life insurance • New York
JOINT FILING AGREEMENTJoint Filing Agreement • February 13th, 2026 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of Xperi, Inc. is filed on behalf of each of them.
MADE AS OF DECEMBER 2, 2016Eighth Supplemental Indenture • December 2nd, 2016 • Manulife Financial Corp • Life insurance • Luxembourg
MANULIFE FINANCIAL CORPORATION, a corporation existing under the Insurance Companies Act (Canada) and having its registered office in the City of Toronto in the Province of Ontario
JOINT FILING AGREEMENTJoint Filing Agreement • February 13th, 2026 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.3) to which this Agreement is attached, relating to the Common Stock of Eagle Bancorp Montana Inc. is filed on behalf of each of them.
FOURTH SUPPLEMENTAL INDENTUREFourth Supplemental Indenture • March 16th, 2022 • Manulife Financial Corp • Life insurance • New York
FOURTH SUPPLEMENTAL INDENTURE, dated as of March 16, 2022 (the “Fourth Supplemental Indenture”), between MANULIFE FINANCIAL CORPORATION, a corporation duly organized and existing under the Insurance Companies Act (Canada) (the “Company”), having its principal office at 200 Bloor Street East, Toronto, Ontario M4W 1E5, and THE BANK OF NEW YORK MELLON, a New York banking corporation, as trustee (hereinafter called the “Trustee”).
JOINT FILING AGREEMENTJoint Filing Agreement • May 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.1) to which this Agreement is attached, relating to the Class A Common Stock of Mobileye Global, Inc., is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • February 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of First Hawaiian, Inc. is filed on behalf of each of them.
FIRST SUPPLEMENTAL INDENTUREFirst Supplemental Indenture • February 24th, 2017 • Manulife Financial Corp • Life insurance • Ontario
FIRST SUPPLEMENTAL INDENTURE, dated as of February 24, 2017 (the "First Supplemental Indenture"), among MANULIFE FINANCIAL CORPORATION, a corporation duly organized and existing under the Insurance Companies Act (Canada) (the "Company"), having its principal office at 200 Bloor Street East, Toronto, Ontario M4W 1E5, THE BANK OF NEW YORK MELLON, a New York banking corporation, as trustee (hereinafter called the "U.S. Trustee"), and BNY TRUST COMPANY OF CANADA, a trust company organized under the laws of Canada, as Canadian Trustee (hereinafter called the "Canadian Trustee" and, together with the U.S. Trustee, the "Trustees" and each, a "Trustee").
JOINT FILING AGREEMENTJoint Filing Agreement • November 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, and Manulife Investment Management (US) LLC agree that the Schedule 13G to which this Agreement is attached, relating to the Common Stock of White River Bancshares Co. is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • August 13th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.1) to which this Agreement is attached, relating to the Common Stock of Veeco Instruments Inc. is filed on behalf of each of them.
MANULIFE FINANCIAL CORPORATION DEBT SECURITIES UNDERWRITING AGREEMENTUnderwriting Agreement • December 3rd, 2025 • Manulife Financial Corp • Life insurance • New York
The Company has filed a registration statement (including a base shelf prospectus dated September 25, 2025) and a preliminary prospectus supplement dated December 2, 2025 (including the base shelf prospectus, the “Prospectus”) with the SEC for the offering to which this communication relates. Before you invest, you should read the Prospectus and the documents incorporated therein by reference that the Company has filed with the SEC for more complete information about the Company and this offering. You may obtain these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the Company or any underwriter participating in the offering will arrange to send you the Prospectus and any document incorporated therein by reference if you request such documents by calling BofA Securities, Inc. toll-free at 1-800-294-1322, Citigroup Global Markets Inc. toll-free at 1-800-831-9146, J.P. Morgan Securities LLC collect at 1-212-834-4533 or Morgan Stanley & Co. LLC toll-
AMENDMENT NO. 1 TO THE EMPLOYMENT CONTINUATION AGREEMENTEmployment Continuation Agreement • November 6th, 2003 • Manulife Financial Corp • Life insurance
This Amendment No. 1 (this “Amendment”) to the Employment Continuation Agreement dated October 15, 2001 (the “Agreement”) by and among John Hancock Life Insurance Company, a Massachusetts corporation (the “Company”), John Hancock Financial Services, Inc., a Delaware corporation (“JHFS”), Michael A. Bell (the “Executive”) and Manulife Financial Corporation, a corporation organized under the laws of Canada (“Manulife”), is dated this 28th day of September, 2003.
JOINT FILING AGREEMENTJoint Filing Agreement • February 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.9) to which this Agreement is attached, relating to the Common Stock of Evans Bancorp, Inc., is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • November 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13GA (Amendment No.1) to which this Agreement is attached, relating to the Common Stock of Univest Financial Corp. is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • May 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, and Manulife Investment Management (US) LLC agree that the Schedule 13G to which this Agreement is attached, relating to the Common Stock of Eagle Montana Bancorp. is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • November 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of Veeco Instruments Inc. is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • August 13th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.5) to which this Agreement is attached, relating to the Common Stock of Citizens Community Bancorp Inc., is filed on behalf of each of them.
MANULIFE FINANCIAL CORPORATION DEBT SECURITIES UNDERWRITING AGREEMENTUnderwriting Agreement • September 15th, 2010 • Manulife Financial Corp • Life insurance • New York
JOINT FILING AGREEMENTJoint Filing Agreement • February 13th, 2026 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.3) to which this Agreement is attached, relating to the Common Stock of Veeco Instruments Inc. is filed on behalf of each of them.
THIRD SUPPLEMENTAL INDENTUREThird Supplemental Indenture • May 19th, 2020 • Manulife Financial Corp • Life insurance • New York
THIRD SUPPLEMENTAL INDENTURE, dated as of May 19, 2020 (the “Third Supplemental Indenture”), between MANULIFE FINANCIAL CORPORATION, a corporation duly organized and existing under the Insurance Companies Act (Canada) (the “Company”), having its principal office at 200 Bloor Street East, Toronto, Ontario M4W 1E5, and THE BANK OF NEW YORK MELLON, a New York banking corporation, as trustee (hereinafter called the “Trustee”).
JOINT FILING AGREEMENTJoint Filing Agreement • May 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.4) to which this Agreement is attached, relating to the Common Stock of Citizens Community Bancorp Inc., is filed on behalf of each of them.
JOINT FILING AGREEMENTJoint Filing Agreement • November 14th, 2025 • Manulife Financial Corp • Life insurance
Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.1) to which this Agreement is attached, relating to the Common Stock of Xperi, Inc. is filed on behalf of each of them.
MADE AS OF NOVEMBER 21, 2017Fourth Supplemental Indenture • November 21st, 2017 • Manulife Financial Corp • Life insurance • Luxembourg
MANULIFE FINANCIAL CORPORATION, a corporation existing under the Insurance Companies Act (Canada) and having its registered office in the City of Toronto in the Province of Ontario
THE AMENDED AND RESTATED TRUST INDENTURE MADE AS OF NOVEMBER 18, 2011Tenth Supplemental Indenture • July 28th, 2017 • Manulife Financial Corp • Life insurance
THE MANUFACTURERS LIFE INSURANCE COMPANY, a corporation amalgamated under the Insurance Companies Act (Canada) and having its registered office in the City of Toronto in the Province of Ontario