0000950103-06-001497 Sample Contracts

AMENDMENT TO INVESTMENT AGREEMENT

Investment Agreement • June 9th, 2006 • Banco Santander Central Hispano Sa • Commercial banks, nec

• Contract Type
  Investment Agreement
• Filed
  June 9th, 2006
• Company
  Banco Santander Central Hispano Sa
• Industry
  Commercial banks, nec

This AMENDMENT (this “Amendment”) to the Investment Agreement (the “Agreement”) dated as of October 24, 2005 between Banco Santander Central Hispano, S.A., a Spanish sociedad anónima (“Buyer”), and Sovereign Bancorp, Inc., a Pennsylvania corporation (the “Company”), is made as of November 22, 2005, between Buyer and the Company.

INVESTMENT AGREEMENT dated as of October 24, 2005 between BANCO SANTANDER CENTRAL HISPANO, S.A. and SOVEREIGN BANCORP, INC.

Investment Agreement • June 9th, 2006 • Banco Santander Central Hispano Sa • Commercial banks, nec • New York

• Contract Type
  Investment Agreement
• Filed
  June 9th, 2006
• Company
  Banco Santander Central Hispano Sa
• Industry
  Commercial banks, nec
• Jurisdiction
  New York

AGREEMENT (this “Agreement”) dated as of October 24, 2005 between Banco Santander Central Hispano, S.A., a Spanish sociedad anónima (“Buyer”), and Sovereign Bancorp, Inc., a Pennsylvania corporation (the “Company”).

REGISTRATION RIGHTS AGREEMENT

Registration Rights Agreement • June 9th, 2006 • Banco Santander Central Hispano Sa • Commercial banks, nec • New York

• Contract Type
  Registration Rights Agreement
• Filed
  June 9th, 2006
• Company
  Banco Santander Central Hispano Sa
• Industry
  Commercial banks, nec
• Jurisdiction
  New York

AGREEMENT (this “Registration Rights Agreement”) dated as of October 24, 2005 between Banco Santander Central Hispano, S.A. and Sovereign Bancorp, Inc.

VOTING TRUST AGREEMENT

Voting Trust Agreement • June 9th, 2006 • Banco Santander Central Hispano Sa • Commercial banks, nec • New York

• Contract Type
  Voting Trust Agreement
• Filed
  June 9th, 2006
• Company
  Banco Santander Central Hispano Sa
• Industry
  Commercial banks, nec
• Jurisdiction
  New York

VOTING TRUST AGREEMENT (this “Trust Agreement”), dated as of May 31, 2006, by and among Banco Santander Central Hispano, S.A., a Spanish sociedad anónima (the “Stockholder”), Sovereign Bancorp Inc., a Pennsylvania corporation (the “Company”), and The Bank of New York (the “Trustee”).

SECOND AMENDMENT TO INVESTMENT AGREEMENT

Investment Agreement • June 9th, 2006 • Banco Santander Central Hispano Sa • Commercial banks, nec

• Contract Type
  Investment Agreement
• Filed
  June 9th, 2006
• Company
  Banco Santander Central Hispano Sa
• Industry
  Commercial banks, nec

This SECOND AMENDMENT (this “Second Amendment ”) to the Investment Agreement (the “Agreement”) dated as of October 24, 2005 and amended as of November 22, 2005 between Banco Santander Central Hispano, S.A., a Spanish sociedad anónima (“Buyer”), and Sovereign Bancorp, Inc., a Pennsylvania corporation (the “Company”), is made as of May 31, 2006, between Buyer and the Company.