0000898432-14-000083 Sample Contracts

EXPENSE LIMITATION AGREEMENT Attachment A Expense Limitations
Expense Limitation Agreement • January 28th, 2014 • First Investors Income Funds

The transfer agency fees and expenses of the Institutional Class shares and the Advisor Class shares, respectively, of each Fund set forth below shall be limited, pursuant to this Agreement, to no more than 0.05% and 0.20%, respectively (as a percent of average daily net assets attributable to each stated class).

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EXPENSE LIMITATION AGREEMENT Attachment A Expense Limitations (as a percent of average daily net assets attributable to each stated class)
Expense Limitation Agreement • January 28th, 2014 • First Investors Income Funds

Fund Class Expense Limitation Class A Advisor Class Period Ends First Investors International Opportunities Bond Fund 1.30% 1.00% January 31, 2015

EXPENSE LIMITATION AGREEMENT Attachment A Expense Limitations (as a percent of average daily net assets attributable to each stated class)
Expense Limitation Agreement • January 28th, 2014 • First Investors Income Funds

FIRST INVESTORS INCOME FUNDS By: /s/ Derek Burke Name: Derek Burke Title: President FIRST INVESTORS MANAGEMENT COMPANY, INC. By: /s/ Derek Burke Name: Derek Burke Title: President

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