First Investors Income Funds Sample Contracts

WITNESSETH THAT: ----------------
Transfer Agent Agreement • January 27th, 2006 • First Investors Government Fund Inc • New York
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BETWEEN
Underwriting Agreement • December 23rd, 2002 • First Investors Government Fund Inc • New York
FIRST INVESTORS EQUITY FUNDS FIRST INVESTORS INCOME FUNDS FIRST INVESTORS TAX EXEMPT FUNDS FIRST INVESTORS LIFE SERIES FUNDS INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • January 28th, 2011 • First Investors Income Funds • New York

This Agreement is made as of January 19, 2011 by and between FIRST INVESTORS EQUITY FUNDS, FIRST INVESTORS INCOME FUNDS, FIRST INVESTORS TAX EXEMPT FUNDS and FIRST INVESTORS LIFE SERIES FUNDS, each a Delaware statutory trust (each a “Trust”), and FIRST INVESTORS MANAGEMENT COMPANY INC., a New York corporation (“Manager”).

FIRST INVESTORS INCOME FUNDS FIRST INVESTORS LIFE SERIES FUNDS SUBADVISORY AGREEMENT
Subadvisory Agreement • January 28th, 2013 • First Investors Income Funds • New York
UNDERWRITING AGREEMENT
Underwriting Agreement • January 28th, 2011 • First Investors Income Funds • New York

This underwriting agreement (“Agreement”), dated as of the 19th day of January 2011, made by each FIRST INVESTORS investment company listed on Schedule A attached hereto, as amended from time to time (each, a “Fund”), and FIRST INVESTORS CORPORATION, a New York corporation with its principal office located at 110 Wall Street, New York, New York 10005 (the “Underwriter”). This Agreement replaces and supercedes all previous underwriting agreements executed among the parties referred to herein.

FIRST INVESTORS INCOME FUNDS FIRST INVESTORS LIFE SERIES FUNDS FIRST INVESTORS EQUITY FUNDS SUBADVISORY AGREEMENT
Subadvisory Agreement • January 29th, 2018 • First Investors Income Funds • New York

Agreement made as of the 19th day of January 2011, as amended May 17, 2012, as further amended as of May 16, 2013, as further amended as of January 31, 2018, by and among FORESTERS MANAGEMENT COMPANY, INC. (formerly, First Investors Management Company, Inc.), a New York corporation (the "Adviser"), MUZINICH & CO., INC., a Delaware corporation (the "Subadviser"), and FIRST INVESTORS INCOME FUNDS (the “Income Trust”), FIRST INVESTORS LIFE SERIES FUNDS (the “Life Series Trust”) and FIRST INVESTORS EQUITY FUNDS (the “Equity Trust” and together with the Income Trust and Life Series Trust, each a “Trust” and collectively, the “Trusts”), each a Delaware statutory trust.

EXPENSE LIMITATION AGREEMENT Attachment A Expense Limitations
Expense Limitation Agreement • January 28th, 2014 • First Investors Income Funds

The transfer agency fees and expenses of the Institutional Class shares and the Advisor Class shares, respectively, of each Fund set forth below shall be limited, pursuant to this Agreement, to no more than 0.05% and 0.20%, respectively (as a percent of average daily net assets attributable to each stated class).

FORM OF EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • February 22nd, 2013 • First Investors Income Funds • Delaware
Item 77Q1 First Investors Income Funds The Investment Advisory Agreement by and between the Registrant, First Investors Equity Funds, First Investors Tax Exempt Funds and First Investors Life Series Funds and First Investors Management Company, Inc.,...
First Investors Income Funds • June 1st, 2011

The Subadvisory Agreement by and among First Investors Management Company, Inc., Muzinich & Co., Inc., the Registrant and First Investors Life Series Funds, made as of January 19, 2011, is incorporated by reference to Post-Effective Amendment No. 38 to the Registrant's Registration Statement on Form N-1A, filed with the Securities and Exchange Commission on January 28, 2011, Accession No. 0000898432-11-000084.

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • January 28th, 2016 • First Investors Income Funds • Delaware
FIRST INVESTORS INCOME FUNDS FIRST INVESTORS LIFE SERIES FUNDS SUBADVISORY AGREEMENT
Subadvisory Agreement • August 1st, 2012 • First Investors Income Funds • New York

Agreement made as of the 1st day of August 2012, by and among FIRST INVESTORS MANAGEMENT COMPANY, INC., a New York corporation (the “Adviser”), BRANDYWINE GLOBAL INVESTMENT MANAGEMENT, LLC, a Delaware limited liability company (the “Subadviser”), and FIRST INVESTORS INCOME FUNDS and FIRST INVESTORS LIFE SERIES FUNDS (each a “Trust” and collectively, the “Trusts”), each a Delaware statutory trust.

Attachment A Expense Limitation Agreement (as a percent of average daily net assets attributable to each stated class)
Expense Limitation Agreement • July 6th, 2018 • First Investors Income Funds

Foresters FinancialTM and ForestersTM are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society) and its subsidiaries, including Foresters Investment Management Company, Inc.

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • January 28th, 2019 • First Investors Income Funds • Delaware
CUSTODY AGREEMENT
Custody Agreement • September 24th, 2015 • First Investors Income Funds
FORM OF EXPENSE LIMITATION AGREEMENT
Limitation Agreement • September 24th, 2015 • First Investors Income Funds • Delaware
FIRST INVESTORS INCOME FUNDS FIRST INVESTORS LIFE SERIES FUNDS SUBADVISORY AGREEMENT
Subadvisory Agreement • September 19th, 2013 • First Investors Income Funds • New York

Agreement made as of the 19th day of January 2011, as amended May 17, 2012, as further amended May 16, 2013, by and among FIRST INVESTORS MANAGEMENT COMPANY, INC., a New York corporation (the "Adviser"), MUZINICH & CO., INC., a Delaware corporation (the "Subadviser"), and FIRST INVESTORS INCOME FUNDS (the “Income Trust”) and FIRST INVESTORS LIFE SERIES FUNDS (with the Income Trust, each a “Trust” and collectively, the “Trusts”), each a Delaware statutory trust.

SCHEDULE A*
First Investors Income Funds • January 28th, 2019
CUSTODY AGREEMENT
Custody Agreement • January 28th, 2019 • First Investors Income Funds

EACH OPEN-END MANAGEMENT INVESTMENT COMPANY OR SERIES THEREOF IDENTIFIED AS A PARTY TO THE AGREEMENT ON THIS EXHIBIT A THE BANK OF NEW YORK MELLON

FEE WAIVER AGREEMENT
Fee Waiver Agreement • January 28th, 2019 • First Investors Income Funds • Delaware
FORM OF ASSUMPTION OF AND AMENDMENT OF CUSTODIAL TERMS
Assumption of And • April 2nd, 2013 • First Investors Income Funds

Reference is made to the Custodian Agreement (the “Agreement”) by and between First Investors Global Fund, a series of First Investors Equity Funds and a successor in interest to First Investors Global Fund, Inc.; formerly known as First Investors International Securities Fund, Inc. and Brown Brothers Harriman & Co. (“BBH”), dated June 19, 1986, as amended from time to time;

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EXPENSE LIMITATION AGREEMENT Attachment A Expense Limitations (as a percent of average daily net assets attributable to each stated class)
Expense Limitation Agreement • January 28th, 2014 • First Investors Income Funds

Fund Class Expense Limitation Class A Advisor Class Period Ends First Investors International Opportunities Bond Fund 1.30% 1.00% January 31, 2015

CUSTODY AGREEMENT between the First Investors Funds listed below and The Bank of New York Mellon (formerly The Bank of New York) EXHIBIT A (Effective as of May 19, 2014)
Custody Agreement • May 15th, 2014 • First Investors Income Funds

First Investors Cash Management Fund First Investors Floating Rate Fund First Investors Fund For Income First Investors Government Fund First Investors Investment Grade Fund First Investors Limited Duration High Quality Bond Fund

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 2nd, 2013 • First Investors Income Funds • Delaware
ASSUMPTION OF AND AMENDMENT OF CUSTODIAL TERMS
Assumption of And • September 19th, 2013 • First Investors Income Funds

Reference is made to the Custodian Agreement (the “Agreement”) by and between First Investors Global Fund, a series of First Investors Equity Funds and a successor in interest to First Investors Global Fund, Inc.; formerly known as First Investors International Securities Fund, Inc. and Brown Brothers Harriman & Co. (“BBH”), dated June 19, 1986, as amended from time to time;

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • May 15th, 2014 • First Investors Income Funds • Delaware
EXPENSE LIMITATION AGREEMENT Attachment A Expense Limitations (as a percent of average daily net assets attributable to each stated class)
Expense Limitation Agreement • January 28th, 2014 • First Investors Income Funds

FIRST INVESTORS INCOME FUNDS By: /s/ Derek Burke Name: Derek Burke Title: President FIRST INVESTORS MANAGEMENT COMPANY, INC. By: /s/ Derek Burke Name: Derek Burke Title: President

FIRST INVESTORS INCOME FUNDS FIRST INVESTORS LIFE SERIES FUNDS
Subadvisory Agreement • November 29th, 2012 • First Investors Income Funds • New York

Agreement made as of the 19th day of January 2011, as amended May 17, 2012, by and among FIRST INVESTORS MANAGEMENT COMPANY, INC., a New York corporation (the "Adviser"), MUZINICH & CO., INC., a Delaware corporation (the "Subadviser"), and FIRST INVESTORS INCOME FUNDS and FIRST INVESTORS LIFE SERIES FUNDS (each a "Trust" and collectively, the "Trusts"), each a Delaware statutory trust.

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 2nd, 2013 • First Investors Income Funds • Delaware
EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • September 19th, 2013 • First Investors Income Funds • Delaware
ASSUMPTION OF CUSTODIAL TERMS
Assumption of Custodial Terms • August 1st, 2012 • First Investors Income Funds

Reference is made to the Custodian Agreement (the “Agreement”) by and between First Investors Global Fund, a series of First Investors Equity Funds and a successor in interest to First Investors Global Fund, Inc.; formerly known as First Investors International Securities Fund, Inc. and Brown Brothers Harriman & Co. (“BBH”), dated June 19, 1986;

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • August 1st, 2012 • First Investors Income Funds • Delaware
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