0000893220-09-000973 Sample Contracts

PENN MILLERS HOLDING CORPORATION Up to 6,772,222 Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT
Agency Agreement • April 30th, 2009 • Penn Millers Holding Corp • Fire, marine & casualty insurance

Penn Millers Holding Corporation, a Pennsylvania corporation (“HoldCo”), Penn Millers Mutual Holding Company, a Pennsylvania mutual insurance holding company (in both mutual and converted stock form, “PMMHC”), PMHC Corp., a Pennsylvania corporation (“PMHC”), and Penn Millers Insurance Company, a Pennsylvania corporation (“PMIC,” and together with HoldCo, PMMHC and PMHC, the “Primary Parties”), hereby confirm, jointly and severally, their agreement (the “Agreement”) with Griffin Financial Group, LLC (the “Agent”), as follows:

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UMBRELLA QUOTA SHARE REINSURANCE CONTRACT EFFECTIVE JANUARY 1, 2009 issued to PENN MILLERS INSURANCE COMPANY AMERICAN MILLERS INSURANCE COMPANY WILKES BARRE, PENNSYLVANIA (hereinafter called the “Company”) by PARTNER REINSURANCE COMPANY OF THE U.S....
Penn Millers Holding Corp • April 30th, 2009 • Fire, marine & casualty insurance

Under the terms of this Contract the above Reinsurer agrees to assume severally and not jointly with other participants

PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT EFFECTIVE JANUARY 1, 2009 between PENN MILLERS INSURANCE COMPANY AMERICAN MILLERS INSURANCE COMPANY WILKES BARRE, PENNSYLVANIA (hereinafter called the “Company”) by THE UNDERWRITERS AT LLOYD’S...
Penn Millers Holding Corp • April 30th, 2009 • Fire, marine & casualty insurance

of the liability described in the attached Contract and, as consideration, the above Reinsurers shall receive the same proportionate share of the premium named therein.

PROPERTY EXCESS OF LOSS REINSURANCE CONTRACT EFFECTIVE JANUARY 1, 2009 between PENN MILLERS INSURANCE COMPANY AMERICAN MILLERS INSURANCE COMPANY WILKES-BARRE, PENNSYLVANIA (hereinafter called the “Company”) by THE UNDERWRITERS AT LLOYD’S who are...
Reinsurance Contract • April 30th, 2009 • Penn Millers Holding Corp • Fire, marine & casualty insurance

of the liability described in the attached Contract and, as consideration, the above Reinsurers shall receive the same proportionate share of the premium named therein.

CASUALTY EXCESS OF LOSS REINSURANCE CONTRACT EFFECTIVE JANUARY 1, 2009 between PENN MILLERS INSURANCE COMPANY AMERICAN MILLERS INSURANCE COMPANY (hereinafter called the “Company”) by THE UNDERWRITERS AT LLOYD’S who are signatories hereto, each for the...
Casualty Excess of Loss Reinsurance Contract Effective • April 30th, 2009 • Penn Millers Holding Corp • Fire, marine & casualty insurance

of the liability described in the attached Contract and, as consideration, the above Reinsurers shall receive the same proportionate share of the premium named therein.

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