0000891554-01-502062 Sample Contracts

LENDER ADDRESS Northwest Georgia Bank 418 Alamar Street POST OFFICE BOX 5377 Ft Oglethorpe, GA 30742 FT OGLETHORPE, GA 30742 Telephone No. Identification No. (706) 861-3010 ID No. 58-1033765 (706) 861-3347 58-1033765
American Consumers Inc • April 13th, 2001 • Retail-grocery stores

PROMISE TO PAY: For value received, Borrower promises to pay the order of Lender the principal amount of Four Hundred Ninety Four Thousand Nine Hundred Sixty Two and no/ 100 Dollars ($499, 962.00) or, if less, the aggregate unpaid principal amount of all loans or advances made by the Lender to the Borrower under this Note, plus interest on the unpaid principal balance at the rate and in the manner described below, until all amounts owing under this Note are paid in full. All amounts received by Lender shall be applied first to late charges and expenses, accrued unpaid interest, then to unpaid principal, or in any other order as determined by Lender, in Lender's sole discretion as permitted by law.

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