December 20, 2003 THIS LEASE, made this 20th day of December, 2003 by and between Tunnel Properties, LLC, first party (hereinafter called "Landlord"): and American Consumers, Inc., second party, (hereinafter called "Tenant"): W I T N E S S E T H:...Lease • April 13th, 2004 • American Consumers Inc • Retail-grocery stores • Georgia
OFFICER INTEREST PRINCIPAL FUNDING/ MATURITY DATE CUSTOMER NUMBER LOAN NUMBER IDENTIFICATION RATE AMOUNT/ AGREEMENT DATE 06/01/02 58-1033765 N-02-722707-52 KSF:39 VARIABLE CREDIT LIMIT 06/01/01 $650,000.00 -----------------------------...American Consumers Inc • August 30th, 2001 • Retail-grocery stores
Demand Note with Variable Interest Rate between the Company and Matthew A. RichardsonLoan Agreement • August 26th, 2004 • American Consumers Inc • Retail-grocery stores
BUSINESS LOAN AGREEMENT ------------------------------------------------------- ------------------------- PRINCIPAL LOAN DATE MATURITY LOAN NO CALL/COLL ACCOUNT OFFICER INITIALS $800,000.00 05-03-2007 05-02-2008 422 086 ------------...Business Loan Agreement • August 31st, 2007 • American Consumers Inc • Retail-grocery stores • Georgia
THIS BUSINESS LOAN AGREEMENT dated May 3, 2007, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Borrower") and GATEWAY BANK & TRUST ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement ("Loan"). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth In this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender's sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.
GRANTOR: AMERICAN CONSUMERS, INC. DBA SHOP RITE LENDER: GATEWAY BANK & TRUST 55 HANNAH WAY MAIN ROSSVILLE, GA 30741 5102 ALABAMA HWY RINGGOLD, GA 30736 (706) 965-5500 THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated May 3, 2007, is made and executed between...American Consumers Inc • August 31st, 2007 • Retail-grocery stores
THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated May 3, 2007, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Grantor") and GATEWAY BANK & TRUST ("Lender").
GRANTOR: AMERICAN CONSUMERS, INC. DBA SHOP RITE LENDER: GATEWAY BANK & TRUST 55 HANNAH WAY MAIN ROSSVILLE, GA 30741 5102 ALABAMA HWY RINGGOLD, GA 30736 (706) 965-5500 THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated July 25, 2008,is made and executed between...American Consumers Inc • July 31st, 2008 • Retail-grocery stores
BETWEENAsset Purchase Agreement • April 13th, 2004 • American Consumers Inc • Retail-grocery stores • Georgia
COMMERCIAL LEASE This lease is made between David R. Kelley, herein called Lessor, and American Consumers, INC. d/b/a Shop Rite, herein called Lessee. Lessee hereby offers to lease from lessor the premises situated in the City of Fort Oglethorpe,...Commercial Lease • January 16th, 1996 • American Consumers Inc • Retail-grocery stores
EXHIBIT 10.39 COMMERCIAL SECURITY AGREEMENT ----------------------------------- --------------------------------------------- PRINCIPAL LOAN DATE MATURITY LOAN NO CALL/COLL ACCOUNT OFFICER INITIALS $56,000.00 07-25-2008 08-05-2013 452 086 ...Commercial Security Agreement • July 31st, 2008 • American Consumers Inc • Retail-grocery stores • Georgia
BUSINESS LOAN AGREEMENTBusiness Loan Agreement • May 26th, 2010 • American Consumers Inc • Retail-grocery stores • Georgia
THIS BUSINESS LOAN AGREEMENT dated May 20, 2010, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Borrower") and GATEWAY BANK & TRUST ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement. Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender's sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.
OFFICER INTEREST PRINCIPAL FUNDING MATURITY CUSTOMER LOAN IDENTIFICATION RATE AMOUNT/ AGREEMENT DATE NUMBER NUMBER CREDIT LIMIT DATE KF:39 VARIABLE $ 500,000.00 06/27/05 06/27/06 N-xxxxxxxxx --------------------------------------...American Consumers Inc • June 30th, 2005 • Retail-grocery stores • Georgia
WACHOVIA LOGO]American Consumers Inc • October 17th, 2000 • Retail-grocery stores
Wachovia Bank, N.A. ("Lender") is pleased to offer American Consumers, Inc. ("Borrower") the following credit facilities. This commitment letter amends and replaces the commitment letter dated February 10, 2000. This Commitment (as later defined) will become effective upon your acceptance of the terms and conditions outlined in this letter. This Commitment will expire on September 29, 2001 or on demand, which ever is earlier.
COMMERCIAL SECURITY AGREEMENTSecurity Agreement • September 8th, 2008 • American Consumers Inc • Retail-grocery stores
COMMERCIAL SECURITY AGREEMENTSecurity Agreement • May 9th, 2008 • American Consumers Inc • Retail-grocery stores
COMMERCIAL SECURITY AGREEMENTCommercial Security Agreement • April 24th, 2009 • American Consumers Inc • Retail-grocery stores • Georgia
References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "* * *" has been omitted due to text length limitations.
BORROWER OWNER American Consumers, Inc. American Consumers, Inc. DBA Shop Rite Supermarket DBA Shop Rite Supermarket ADDRESS ADDRESS 418 Alamar Street 418 Alamar Street P.O. Box 2328 P.O. Box 2328 Fort Oglethorpe, GA 30742 Fort Oglethorpe, GA 30742...Security Agreement • June 30th, 2005 • American Consumers Inc • Retail-grocery stores • Georgia
BUSINESS LOAN AGREEMENTBusiness Loan Agreement • May 9th, 2008 • American Consumers Inc • Retail-grocery stores • Georgia
COMMERCIAL SECURITY AGREEMENTCommercial Security Agreement • July 26th, 2010 • American Consumers Inc • Retail-grocery stores • Georgia
Principal $45,000.00 Loan Date 07-20-2010 Maturity 07-20-2013 Loan No. Call/Coll 610 Account Officer 086 Initials References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "* * *" has been omitted due to text length limitations.
AMERICAN CONSUMERS, INC. AGREEMENT TO FURNISH COPIES EXHIBIT 99American Consumers Inc • April 13th, 1998 • Retail-grocery stores
COMMERCIAL SECURITY AGREEMENT Northwest Georgia Bank Battlefield Parkway 3610 Battlefield Parkway Fort Oglethorpe, GA 30742 (706) 858-8430 "LENDER" BORROWER OWNER American Consumers, Inc. American Consumers, Inc. DBA Shop Rite Supermarket DBA Shop...Security Agreement • November 12th, 2004 • American Consumers Inc • Retail-grocery stores • Georgia
LENDER ADDRESS Northwest Georgia Bank P.O. Box 2328 POST OFFICE BOX 789 FORT OGLETHORPE, GA 30742 RINGGOLD, GEORGIA 30736 Telephone No. Identification No. (706) 861-3010 (706) 861-3347 58-1033765American Consumers Inc • August 29th, 2002 • Retail-grocery stores
ContractRenewal Lease • August 28th, 2009 • American Consumers Inc • Retail-grocery stores
Exhibit 10.28 SECOND LEASE AMENDMENT AGREEMENT -------------------------------- AMERICAN CONSUMERS, INC. D/B/A SHOP-RITE SUPERMARKET CHATSWORTH SHOPPING CENTER THIS SECOND LEASE AMENDMENT AGREEMENT (hereinafter called the "Agreement") made and entered...Second Lease Amendment Agreement • December 6th, 2007 • American Consumers Inc • Retail-grocery stores
ContractAmerican Consumers Inc • December 16th, 2009 • Retail-grocery stores
THIS NOTE IS A RENEWAL OF AN EXISTING NOTE BETWEEN THE BANK AND THE BORROWER. NOTE AND SECURITY AGREEMENT [WACHOVIA LOGO]American Consumers Inc • January 14th, 1997 • Retail-grocery stores • Georgia
April 24, 2009 American Consumers, Inc. Rossville, GA 30741 Gentlemen:American Consumers Inc • April 24th, 2009 • Retail-grocery stores
This letter agreement amends and clarifies certain terms in that certain Promissory Note, dated as of April 20, 2009, and the related Business Loan Agreement, dated as of April 25, 2008, concerning a revolving line of credit in the maximum amount of $800,000.00 being provided by Gateway Bank & Trust (the “Lender”) to American Consumers, Inc. doing business as Shop Rite (the “Borrower”).
FIRST LEASE AMENDMENT AGREEMENT AMERICAN CONSUMERS, INC. D/B/A SHOP-RITE SUPERMARKET CHATSWORTH SHOPPING CENTER THIS LEASE AMENDMENT AGREEMENT (hereinafter called the "Agreement") made and entered into this 19th day of March 2003 by and between M&K...First Lease Amendment Agreement • August 29th, 2003 • American Consumers Inc • Retail-grocery stores
LENDER ADDRESS Northwest Georgia Bank 418 Alamar Street POST OFFICE BOX 5377 Ft Oglethorpe, GA 30742 FT OGLETHORPE, GA 30742 Telephone No. Identification No. (706) 861-3010 ID No. 58-1033765 (706) 861-3347 58-1033765American Consumers Inc • April 13th, 2001 • Retail-grocery stores
PROMISE TO PAY: For value received, Borrower promises to pay the order of Lender the principal amount of Four Hundred Ninety Four Thousand Nine Hundred Sixty Two and no/ 100 Dollars ($499, 962.00) or, if less, the aggregate unpaid principal amount of all loans or advances made by the Lender to the Borrower under this Note, plus interest on the unpaid principal balance at the rate and in the manner described below, until all amounts owing under this Note are paid in full. All amounts received by Lender shall be applied first to late charges and expenses, accrued unpaid interest, then to unpaid principal, or in any other order as determined by Lender, in Lender's sole discretion as permitted by law.
GRANTOR: AMERICAN CONSUMERS. INC. DBA SHOP RITE LENDER: GATEWAY BANK & TRUST 55 HANNAH WAY MAIN ROSSVILLE, GA 30741 5102 ALABAMA HWY RINGGOLD, GA 30736 (706) 965-5500 THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated May 3, 2007, is made and executed between...American Consumers Inc • May 9th, 2007 • Retail-grocery stores
THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated May 3, 2007, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Grantor") and GATEWAY BANK & TRUST ("Lender").
BORROWER: AMERICAN CONSUMERS, INC. DBA SHOP RITE LENDER: GATEWAY BANK & TRUST 55 HANNAH WAY MAIN ROSSVILLE, GA 30741 5102 ALABAMA HWY RINGGOLD, GA 30736 (706) 965-5500 ================================================================ ================...Promisory Note • July 31st, 2008 • American Consumers Inc • Retail-grocery stores
-------------------------------------------------------------------------------- PRINCIPAL LOAN DATE MATURITY LOAN NO CALL/COLL ACCOUNT OFFICER INITIALS $56,000.00 07-25-2008 08-05-2013 452 086 -------------------------------------------------------------------------------- References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "- - - " has been omitted due to text length limitations. --------------------------------------------------------------------------------
BORROWER American Consumers, Inc. DBA Shop Rite Supermarket ADDRESS Northwest Georgia Bank 418 Alamar Street Fort Oglethorpe P.O. Box 2328 898 Battlefield Pkwy Fort Oglethorpe, GA 30742 Fort Oglethorpe, GA 30742 Telephone No. Identification No. (706)...American Consumers Inc • July 31st, 2006 • Retail-grocery stores • Georgia
COMMERCIAL SECURITY AGREEMENT LENDER Northwest Georgia Bank POST OFFICE BOX 5377 FP OGLETHORPE, GA 30742 (706) 961-3010 BORROWER American Consumers, Inc. Shop Rite Supermarkets 418 Alamar Street Ft Oglethorpe, GA 30742 (706) 861-3347 ID No. 58-1033765...Commercial Security Agreement • April 13th, 2001 • American Consumers Inc • Retail-grocery stores
SECTION 1 TERM AND OPTION TO EXTEND TERMCarlton Properties Lease General Agreement • October 16th, 2001 • American Consumers Inc • Retail-grocery stores
May 20, 2010 American Consumers, Inc. Rossville, GA 30741 Gentlemen:American Consumers Inc • May 26th, 2010 • Retail-grocery stores
This letter agreement amends and clarifies certain terms in that certain Promissory Note, dated as of May 20, 2010, and the related Business Loan Agreement, dated as of May 20, 2010, concerning a revolving line of credit in the maximum amount of $800,000.00 being provided by Gateway Bank & Trust (the “Lender”) to American Consumers, Inc. doing business as Shop Rite (the “Borrower”).
WACHOVIA LOGO] Note and Security Agreement This Note and Security Agreement is a renewal of an existing Note and Security Agreement between Borrower and Lender.Note and Security Agreement • April 11th, 2000 • American Consumers Inc • Retail-grocery stores • Georgia
FOR VALUE RECEIVED, the undersigned (hereinafter called the "Borrower") hereby promises to pay to the order of Wachovia Bank, N.A. (hereinafter called the "Lender") at its office where borrowed, in immediately available funds of lawful money of the United States, the sum of Six Hundred Thousand and 00/100 Dollars ($600,000.00 ) together with any unpaid interest hereon from date of advance, in accordance with the terms contained in this Note. The optional provisions applicable to this Note are checked below.
