0000806180-21-000046 Sample Contracts

Contract
Automatic Yearly Renewable Term Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl • Iowa

[CERTAIN PORTIONS OF THIS EXHIBIT CONTAIN CONFIDENTIAL INFORMATION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE IDENTIFIED AS [REDACTED] AND HAVE BEEN OMITTED.]

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Contract
Facultative Yrt Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl

[CERTAIN PORTIONS OF THIS EXHIBIT CONTAIN CONFIDENTIAL INFORMATION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE IDENTIFIED AS [REDACTED] AND HAVE BEEN OMITTED.]

AUTOMATIC REINSURANCE AGREEMENT
Automatic Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl • Iowa

Respecting policies described in SCHEDULE B, issued by SYMETRA LIFE INSURANCE COMPANY and reinsured on an Automatic and Facultative YRT basis from May 1, 2015.

AMENDMENT NUMBER THREE
Automatic Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl

Respecting the addition of the Symetra Term 2018 for reinsurance on a facultative basis only, as THE COMPANY wishes to reinsure with OPTIMUM RE hereunder as needed for capacity, and

AUTOMATIC YEARLY RENEWABLE TERM REINSURANCE AGREEMENT
Automatic Yearly Renewable Term Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl

This Amendment may be executed simultaneously in any number of counterparts, each of which shall be deemed an original, but all of which shall constitute one and the same instrument.

AMENDMENT NO. 2 TO FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • August 30th, 2021 • Symetra Separate Account Sl

This Amendment, effective as of ________________, 2021, amends the Fund Participation and Service Agreement (“Agreement”) dated January 29, 2013, as amended, by and among Symetra Life Insurance Company, (“Insurance Company”), for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc. (“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”), and the American Funds Insurance Series (the “Series”).

Contract
Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl • Iowa

[CERTAIN PORTIONS OF THIS EXHIBIT CONTAIN CONFIDENTIAL INFORMATION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE IDENTIFIED AS [REDACTED] AND HAVE BEEN OMITTED.]

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • August 30th, 2021 • Symetra Separate Account Sl

This AMENDMENT TO PARTICIPATION AGREEMENT, dated as of July 1, 2021 (this “Amendment”), by and among VANGUARD VARLIABLE INSURANCE FUND, THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION and SYMETRA LIFE INSURANCE COMPANY.

Amendment No. 8
Automatic Yrt Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl

It is hereby declared and agreed that effective June 11, 2021, the above-referenced Agreement will be amended to include the following change:

CERTAIN PORTIONS OF THIS EXHIBIT CONTAIN CONFIDENTIAL INFORMATION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE IDENTIFIED AS [REDACTED] AND HAVE BEEN OMITTED.]
Yrt Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl

Amendment No. 9 to Automatic Self-Administered Yearly Renewable Term Reinsurance Agreement #I614008US-15 effective May 1, 2015, between SYMETRA LIFE INSURANCE COMPANY of Des Moines, Iowa ("the Company") and SWISS RE LIFE & HEALTH AMERICA INC. of Jefferson Cit y, Missouri ("the Reinsurer").

AUTOMATIC YEARLY RENEWABLE TERM REINSURANCE AGREEMENT (the “Agreement”, effective May 1, 2015) between SYMETRA LIFE INSURANCE COMPANY West Des Moines, Iowa (the “Company”) and HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
Automatic Yearly Renewable Term Reinsurance Agreement • August 30th, 2021 • Symetra Separate Account Sl

This Amendment may be executed simultaneously in any number of counterparts, each of which shall be deemed an original, but all of which shall constitute one and the same instrument.

AMENDMENT 3 TO PARTICIPATION AGREEMENT BY AND BETWEEN GOLDMAN SACHS VARIABLE INSURANCE TRUST, GOLDMAN, SACHS & CO. AND SYMETRA LIFE INSURANCE COMPANY
Participation Agreement • August 30th, 2021 • Symetra Separate Account Sl

This Amendment 3 to the Participation Agreement as amended November 20, 2014 (the “Amendment”), is made and entered into this 15 day of June 2021 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), GOLDMAN, SACHS & CO., a New York limited partnership (the “Distributor”), and SYMETRA LIFE INSURANCE COMPANY, a Washington life insurance company (the “Company”), on its own behalf and on behalf of each separate account of the Company referred to herein.

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