0000715072-25-000123 Sample Contracts

The First Bancshares, Inc. as Issuer, and as Trustee INDENTURE Dated as of September 25, 2020
Indenture • April 4th, 2025 • Renasant Corp • State commercial banks • New York

This INDENTURE dated as of September 25, 2020 is between The First Bancshares, Inc., a Mississippi corporation (the “Company”), and U.S. Bank National Association, a national banking association duly organized and existing under the last of the United States of America (the “Trustee”).

SUBORDINATED NOTE PURCHASE AGREEMENT
Subordinated Note Purchase Agreement • April 4th, 2025 • Renasant Corp • State commercial banks • New York

This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of April 30, 2018, and is made by and among The First Bancshares, Inc., a Mississippi corporation (“Company”), and the several purchasers of the Subordinated Notes (each a “Purchaser” and collectively, the “Purchasers”).

FIRST SUPPLEMENTAL INDENTURE (The First Bancshares Statutory Trust II)
First Supplemental Indenture • April 4th, 2025 • Renasant Corp • State commercial banks • New York

THIS FIRST SUPPLEMENTAL INDENTURE dated as of April 1, 2025 is by and among Wilmington Trust Company, a Delaware trust company, as Trustee (herein, together with its successors in interest, the “Trustee”), Renasant Corporation, a Mississippi corporation (the “Successor Company”), and The First Bancshares, Inc., a Mississippi corporation (the “Company”), under the Indenture referred to below.

RENASANT CORPORATION TRANSITION AGREEMENT
Transition Agreement • April 4th, 2025 • Renasant Corp • State commercial banks

THIS TRANSITION AGREEMENT (the “Agreement”) is made and entered into by and between E. Robinson McGraw (“Executive”) and Renasant Corporation, a Mississippi corporation (the “Company”). Reference is made to that certain Executive Employment Agreement by and between Executive and the Company effective as of January 1, 2008, as amended effective April 25, 2017, August 19, 2019, April 27, 2021 and December 19, 2023 (as so amended, the “Employment Agreement”).

THIRD SUPPLEMENTAL INDENTURE (Liberty Shares Statutory Trust II)
Third Supplemental Indenture • April 4th, 2025 • Renasant Corp • State commercial banks • New York

THIS THIRD SUPPLEMENTAL INDENTURE dated as of April 1, 2025 is by and among U.S. Bank Trust Company, National Association, a national banking association, successor in interest to U.S. Bank National Association, as trustee (herein, the “Trustee”), Renasant Corporation, a Mississippi corporation (the “Successor Company”), and The First Bancshares, Inc., a Mississippi corporation, as the ultimate successor in interest to Liberty Shares, Inc. (the “Company”) and the “Company” under the Indenture.

RENASANT BANK EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • April 4th, 2025 • Renasant Corp • State commercial banks • Mississippi

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the “Agreement”) is made and entered into by and between M. Ray (Hoppy) Cole, Jr. (“Executive”) and Renasant Bank (the “Bank”), a Mississippi financial institution and the principal subsidiary of Renasant Corporation, a Mississippi corporation (the “Company”), to be effective as set forth below.

FIRST SUPPLEMENTAL INDENTURE (4.25% Fixed-to-Floating Rate Subordinated Notes due 2030)
First Supplemental Indenture • April 4th, 2025 • Renasant Corp • State commercial banks • New York

THIS FIRST SUPPLEMENTAL INDENTURE dated as of April 1, 2025 is by and among U. S. Bank, National Association, a national banking association (herein, the “Trustee”), Renasant Corporation, a Mississippi corporation (the “Successor Company”), and The First Bancshares, Inc., a Mississippi corporation (the “Company”) and the “Company” under the Indenture.

SECOND SUPPLEMENTAL INDENTURE (FMB Capital Trust I)
Second Supplemental Indenture • April 4th, 2025 • Renasant Corp • State commercial banks • New York

THIS SECOND SUPPLEMENTAL INDENTURE dated as of April 1, 2025 is by and among The Bank of New York Mellon formerly known as The Bank of New York (the “Trustee”), Renasant Corporation, a Mississippi corporation (the “Successor Company”), and The First Bancshares, Inc., a Mississippi corporation, as successor in interest to FMB Banking Corporation (the “Company”).