PREAMBLEPreamble • November 22nd, 2023 • New YorkThis Settlement Agreement and Release (the “Agreement”) is entered into by and among plaintiffs Fairchild-Cathey, Mumford and Forjone (“Named Plaintiffs”) and all those on whose behalf they are prosecuting this action (each of them a “Plaintiff” and all of them “Plaintiffs”), on the one hand, and defendant Americu Credit Union (“Defendant”), on the other hand, as of the date executed below. All references in this Agreement to a “party” or the “parties” shall refer to a party or the parties to this Agreement.